Fintesa is a San Francisco-based fintech SaaS platform that lets any business compliantly collect payments in more than 200 countries within about ten minutes, while issuing cards that let merchants manage spending, earn cashback, and skip conversion fees across 143 currencies. Founded by CEO Khalid Alomari and backed by 500 Global (S23) and Sanabil Investments, the patent-pending company grew to 4,800+ merchants, 53+ partnerships and $100M+ in GMV on a lean $300K of capital.

Khalid Alomari is the founder and CEO of Fintesa, a San Francisco-based SaaS platform that lets businesses collect compliant payments across 200+ countries in roughly ten minutes. A computer scientist by training and a cybersecurity engineer by trade, he moved from Amman to San Francisco to take Fintesa through 500 Global and Y Combinator's startup school, building cross-border payment rails for merchants tired of conversion fees.
Piero Núñez Del Risco is the founder and CEO of Pana (YC S22), a cross-border neobank building borderless USD accounts and a zero-fee remittance network for the 62 million Latinos living in the United States. A Dominican operator who spent more than a decade inside Caribbean banking - including leading a 130-person team that rebuilt Scotiabank's digital platform for 2 million customers across 11 countries - he left the corner office to attack the 6% fee that immigrants pay to send money home. Pana lets people open a US bank account with just a passport, and has grown into a 'global bank on chain' blending fiat and stablecoins across 125 countries.
Sentz (formerly MobileCoin) is a San Francisco-based fintech building a free, self-custodial mobile wallet that lets people send, save, receive and earn in stablecoins. Its dollar-pegged eUSD moves money across borders in seconds for a fraction of a cent, with end-to-end encryption and full user custody. Used in 180+ countries with deep traction in Nigeria, Sentz targets freelancers, remote workers and families sending remittances, and offers up to 8% yield through Sentz Earn.
Xendit is a Southeast Asian payments infrastructure company that lets businesses accept, process, and disburse money across Indonesia, the Philippines, Malaysia, and the wider region through a single API. Founded in 2015 and the first Indonesian company backed by Y Combinator, it handles virtual accounts, e-wallets, cards, QR codes, payouts, and fraud prevention for startups, marketplaces, and global enterprises expanding into the region.
Félix (Félix Pago) is a Miami-based fintech that lets Latin Americans in the U.S. send money home through a WhatsApp chat. Under the hood, it routes transfers over stablecoin rails (USDC) and uses AI to handle compliance and customer service in Spanish. Founded in 2020 by Manuel Godoy and Bernardo García, the company has moved more than $1 billion across nine LatAm corridors and raised a $75M Series B led by QED Investors in April 2025.
Nium is a San Francisco- and Singapore-headquartered cross-border payments company that lets banks, fintechs, and businesses move money across more than 220 markets via a single API. It runs one of the largest real-time payout networks in the world, supporting payouts in 100+ currencies and instant settlement in 100+ markets.
Bernardo Garcia is the Co-Founder and COO of Félix Pago, a Miami-based fintech startup that lets Latino immigrants in the US send money home via WhatsApp in roughly 40 seconds. Born in Guadalajara, Mexico, Garcia built his career across consulting and Uber before earning his MBA at Wharton, where he met co-founder Manuel Godoy. Together they launched Félix in 2020, growing it to process over $1 billion in remittances in 2024 and raising a $75 million Series B in April 2025 led by QED Investors.
Manuel Godoy is the Co-Founder and CEO of Félix, a WhatsApp-native remittance platform that uses USDC stablecoins and AI to let Latino immigrants send money home in minutes for a fraction of traditional costs. Born in Venezuela and educated at Caltech and Wharton, Godoy turned his own immigrant experience into a company that has processed over $1 billion in remittances, serves 400,000+ active users across nine countries, and raised $90.5M including a $75M Series B in April 2025 led by QED Investors.