Fintiv is an Austin-based fintech infrastructure company that builds patented, white-label digital wallet ecosystems for telcos, banks and brands. Formerly known as Mozido, it pioneered the Trusted Services Manager (TSM) system for NFC tap-and-pay and says it has deployed wallet ecosystems across more than 35 countries. Today it positions its stack as a bridge from Web2 payments to Web3, adding digital-asset tokenization, real-time clearing and cross-border rails alongside its long-held mobile-wallet patent portfolio.
Mike Love is the CEO and a founding team member of Fintiv, an Austin-based fintech that builds patented digital wallet infrastructure bridging traditional finance, loyalty, and Web3. A computer scientist by training and a career-long payments architect, he helped lead technology transformation at First Data (Fiserv) before joining Fintiv in 2012, and also founded Cloud Payments Network. He describes himself as a serial technology entrepreneur with over four decades in TMT and work across 75+ countries.