Shahzad Shahid is the Group CEO of TPS Worldwide, a Pakistan-headquartered global payments technology company serving 100+ clients across 30+ countries. Starting as a software engineer at TPS in 1999, he rose through roles in regional business development, global marketing, and the C-suite to become CEO in 2014. Under his leadership, TPS has expanded into Saudi Arabia and across the Middle East, Africa, and Europe, underpinned key Pakistani financial infrastructure projects like 1LINK and NIFT ePay, and partnered with sustainability-focused fintechs. He is also a former Chairman of P@SHA (Pakistan Software Houses Association) and an active voice on digital economic policy.
Unit is an embedded finance platform that lets software companies add bank accounts, cards, payments, and capital to their products via API — without becoming a bank. Founded in 2019 by Israeli entrepreneurs Itai Damti and Doron Somech, Unit reached unicorn status in 2022 at a $1.2B valuation, becoming the first BaaS provider to hit that milestone. The company processes $80B+ in annual transactions and serves 2M+ end-customers across 140+ software platforms, from workforce management apps to real estate marketplaces.
Zavo is building the AI-powered operating system for restaurants and hospitality businesses. Founded in May 2025 by Can Zehebi and Ilkan Gezer and backed by Y Combinator (F25), Zavo replaces the patchwork of disconnected tools most restaurant operators rely on - separate POS, payments, reservations, and marketing software - with a single unified platform that uses agentic AI to automate finance, operations, and customer engagement. With 800+ businesses on the platform less than a year after launch, Zavo is moving fast in a market dominated by legacy incumbents.
Patrick McKenzie, known online as patio11, is a writer, software entrepreneur, and strategic advisor at Stripe who spent two decades bootstrapping software companies in Japan before becoming one of the internet's most influential voices on fintech, career development, and software business strategy. He writes Bits about Money, a deep-dive newsletter on the plumbing of financial systems, hosts the Complex Systems podcast, and co-led VaccinateCA - America's shadow COVID vaccine location infrastructure that likely saved thousands of lives. With 4.7 million words published since 2006, his essays on salary negotiation, software marketing, and financial infrastructure have shaped how a generation of engineers and entrepreneurs think about building and getting paid.
ZeroSettle is a drop-in SDK that lets mobile app developers skip Apple's 30% cut on in-app purchases by switching users to direct billing - charging just 5% + $0.50 per transaction instead. Built by two former Apple software engineers and backed by Y Combinator (W26), ZeroSettle arrived at the exact moment the Epic v. Apple ruling cracked open a $150B+ market. Setup takes 15 minutes, and developers get instant Stripe payouts, built-in tax compliance across 190+ countries, and smart conversion flows to migrate existing subscribers - all without touching App Store rules.
Keap (formerly Infusionsoft) is an all-in-one CRM and marketing/sales automation platform built exclusively for small businesses. Founded in 2001 in Arizona by Clate Mask and the Martineau brothers, Keap helps entrepreneurs automate follow-up, manage contacts, process payments, and grow revenue through a unified platform. With over 31,500 customers, $85M+ in annual revenue, and a history of processing billions in payments, Keap is a leading SMB-focused CRM that was acquired by Thryv Holdings in October 2024 for $80M.