The single integration that unlocks the payment markets other processors avoid.
Most fintechs are born in a garage. NomuPay was born from a bankruptcy. When the German payments giant Wirecard collapsed in 2020 in one of Europe's largest accounting scandals, its licences and regional infrastructure did not simply evaporate. Founded in Dublin in 2021, NomuPay acquired key pieces of that machinery - particularly the Turkish and Asia-Pacific operations - and set about rebuilding them into something the original never quite delivered: a clean, unified way for enterprises to move money across borders.
The problem NomuPay set out to solve is unglamorous but expensive. A global brand that wants to sell in Southeast Asia does not face one payments market - it faces a dozen. Different card rails in Turkey. Bank-transfer schemes in Indonesia. Real-time networks in Vietnam. Alternative wallets everywhere, each with its own integration, settlement quirks and a regulatory rulebook that changes by the quarter. Stitching that together in-house can take months of engineering per market.
NomuPay's answer is its uP - Unified Payments - platform: a single API and back office that consolidates local acquiring, more than 200 alternative payment methods and real-time payouts across Asian, European and Middle Eastern markets. Connect once, the pitch goes, and the markets that used to require a project plan become a configuration setting.
That premise has attracted serious capital. In January 2025 the company raised $37M in a Series B led by Endeit Capital at a $200M valuation. Just five months later, in June 2025, it raised another $40M - this time from SB Payment Service, a subsidiary of Japan's SoftBank - pushing its valuation to $290M and its total funding to roughly $130M.
Leading the company is Peter Burridge, Group CEO and a payments veteran. He previously ran Hyperwallet, the payout platform he guided through recapitalisation, global expansion and an eventual sale to PayPal, with earlier stints at Oracle and Siebel. His thesis is blunt: enterprises scaling in Asia need "a more sophisticated and less prescriptive approach" than the global gateways offer.
"Global and regional enterprises scaling in the Asian market need a more sophisticated and less prescriptive approach."
Peter Burridge - Group CEO, NomuPayThe platform is sold not as a consumer app but as infrastructure - the plumbing beneath a merchant's checkout and payout flows. Four building blocks sit under one integration.
A single API and dashboard consolidating payment acceptance, payouts, management and reporting across Asian, European and Middle Eastern markets - one connection instead of many.
Direct local acquiring licences plus 200+ alternative payment methods, letting merchants accept payments as a local entity in each market rather than routing everything offshore.
Disbursements to bank accounts and alternative payment methods across Southeast Asia and the Pacific Islands, engineered to ride real-time networks for near-instant local delivery.
Multi-currency virtual accounts, FX and treasury tooling, with planned multi-currency settlement and SBPS card and alternative-payment integration for the Japanese market.
NomuPay's customers are businesses, not consumers. More than 2,000 merchants run on the platform - global and regional enterprises alongside acquirers, payment service providers and independent sales organisations that resell its rails. Brands referenced by the company across its site and materials include IKEA, Roobet and Naturecan.
Its competitive position is defined less by feature lists than by geography. Where Adyen, Stripe, Checkout.com and Rapyd compete hard for the well-trodden corridors of North America and Western Europe, NomuPay concentrates on the markets those players find hardest to serve directly: Turkey, the Middle East and a patchwork of Southeast Asian economies. Its closest analogues are cross-border specialists such as dLocal, PPRO and Thunes.
The differentiation is depth over breadth. By holding its own local licences - many inherited and rebuilt from Wirecard - NomuPay can act as a local acquirer rather than a middleman, which tends to mean better approval rates and cleaner settlement in exactly the places where generic gateways struggle.
The business model is straightforward: transaction-based fees on the payment and payout volume that flows through the platform. Management has reported 100%+ annual growth across two consecutive years, roughly $45M in gross annualized run-rate revenue for 2025, and a target of profitability within about twelve months - an unusual emphasis on margins in a sector better known for burn.
Local, not offshore. NomuPay holds its own acquiring licences in hard markets, so merchants transact as a local entity.
Accept and pay out. Few rivals do both acceptance and real-time payouts under one integration.
Growth by assembly. Cardinity, Total Processing and Wirecard assets were bought to fill gaps in one platform.
Margin-minded. Targeting profitability within a year while still expanding coverage across Asia.
"NomuPay built a unified payments platform that unlocks local payment acceptance through a single integration."
Radboud Vlaar - Managing Partner, Finch CapitalNomuPay is established to build a unified cross-border payments platform for enterprises.
Acquires Wirecard's Turkey and Asia-Pacific licences and begins onboarding clients in late 2022.
Announces a round co-led by Finch Capital and Outpost Ventures, then acquires Manchester's Total Processing in November.
Raises $37M led by Endeit Capital in January to widen unified payments access across Asia.
Raises another $40M from SB Payment Service in June, funding Japan expansion and further acquisitions.
It provides a unified payments platform and single API that lets enterprises accept payments, access 200+ alternative payment methods and send payouts across Asian, European and Middle Eastern markets - without building separate integrations for each country.
In part. NomuPay was founded in 2021 and built key parts of its regulatory foundation by acquiring licences and assets - including Turkey and Asia-Pacific operations - from the collapsed German fintech Wirecard.
It is headquartered in Dublin, Ireland, and led by Group CEO Peter Burridge, a payments veteran who previously ran Hyperwallet and held roles at PayPal, Oracle and Siebel.
NomuPay has raised roughly $130M in total, including a $37M Series B (January 2025) and a $40M Series C from SoftBank's SB Payment Service (June 2025), which valued the company at $290M.
Over 2,000 merchants - global and regional enterprises, acquirers, PSPs and ISOs - that want to reach fragmented markets in Asia, Turkey and the Middle East through a single integration.