payment-gateway
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Conekta made cash click.
The Mexican payments company found its business in the gap between a shop going online and a customer actually paying. Its next move takes it deeper into the machinery behind the checkout.
Flutterwave learned that the checkout was only the beginning
A payment button looks simple. Flutterwave’s decade of expansion, retreat, and reinvention shows how much machinery it takes to make that button work across Africa.
SphereCommerce and the art of getting paid once
A medical payment can succeed at the terminal and still leave a mess behind the desk. SphereCommerce built its healthcare business around closing that gap - then began reshaping the business itself.
BlueSnap: Your checkout has a geography problem
A payment can travel farther than the product it buys. BlueSnap makes the route matter - connecting local acquiring, billing and embedded payments in one platform, now backed by Payroc.
Gravity Payments made wages famous. The checkout pays the bills.
The $70,000 salary floor brought the cameras. Behind it sits a payment processor betting that independent businesses will pay for fewer headaches and a human on the phone.
Valor PayTech and the people behind the people who take your money
The payment terminal gets the attention. Valor’s bet is on the resellers, developers, and small operational fixes that make it worth keeping.
EBizCharge and the work that starts after “paid”
A payment can arrive in seconds and still leave hours of accounting behind it. EBizCharge has built a business around closing that awkward little gap.
The One-Second Bet That Put Index Inside Stripe
Index set out to make a grocery aisle behave like Amazon. The detour through slow chip cards, legacy cash registers and one very fast dip is the useful part of the story.
PhonePe won the checkout. Now comes the harder sale.
Hundreds of millions of Indians know PhonePe as a way to pay. Its next business is selling what surrounds the payment: merchant tools, financial products and a sharper picture of where India spends.
DECTA does the work behind the payment button
A bank wants card payments. A fintech wants its own cards. DECTA sells the infrastructure that makes both possible, with the fiddly parts included.
Wink Wanted to Kill the Password. Then It Found the Payment Rails.
Wink began with a clever premise: any ordinary camera could become a checkout credential. Its 2025 merger with Phoenix Managed Networks turned that identity layer into a payments business with real rails, real distribution and a much harder question about trust.
FreedomPay Built for the Moment Your Payment System Breaks
The Philadelphia fintech began with mobile payments, survived on cashless accounts, and became the independent plumbing behind hotels, stadiums and stores. Its cleverest choice was assuming the network would fail.
Basys Spent 24 Years Making the Most Boring Part of Software Feel Human
The Kansas fintech started by selling card terminals. Now it wants banks and software companies to treat payments as a product - with custom APIs, shared revenue and a real person answering when the invisible machinery jams.
The Checkout Button That Wants to Move the World’s Crypto
COINPAYMENTS began by making altcoins spendable. Now it is trying to become the quiet infrastructure beneath global commerce - from a WooCommerce cart to a private jet purchase.
How Razorpay Turned the 'Payment Failed' Screen Into a $7.5 Billion Business
It began because two engineers couldn't collect money online for a side project. A decade later Razorpay moves an estimated $180 billion a year for millions of Indian businesses - and is walking toward the public markets.
The checkout has 1,000 doors. Zota wants one key.
Cards are only one dialect in global commerce. Zota built a payment gateway for the hundreds of local wallets, bank transfers, QR systems and currencies that decide whether an international checkout succeeds.
The Payment Company That Fits in a Merchant's Apron Pocket
Once called Cashlez, cashUP rebuilt itself around a simple idea: the smallest shop and the biggest retail chain should accept money the same way. Here is how an IDX-listed payments firm is betting its next chapter on hardware, licenses, and a hard turn toward B2B.
The $625 Million Bet on Making Payments Feel Personal
Celero Commerce assembled a top-tier non-bank payments platform one acquisition at a time. Its sharper idea was to pair the machinery of modern commerce with something the industry keeps automating away: a person who answers.
ManagePay Built a Fintech Toolbox. Now It Wants to Run the Rails.
The Malaysian payments veteran spent two decades assembling wallets, cards, checkout tools and merchant software. Its next act puts that infrastructure behind public transport and branded financial services.
The Checkout Is the Product: Inside Pine Labs' Quiet Commerce Machine
Pine Labs began at the petrol pump and grew into the machinery behind a purchase - the terminal, the installment, the gift card, the gateway and, increasingly, the banking rails beneath them all.
Bob Has Been Selling South Africa Everything Since 1999. Now It Wants the Whole Transaction.
The company that began as bidorbuy - a R1, no-reserve auction site - quietly stitched a marketplace, a payment gateway, a courier network and 250 smart lockers into one login. It is chasing unicorn status the unglamorous way: one parcel at a time.
The Payments Company You Rarely See - Even When It Moves $700 Billion
NMI built a large payments business by staying behind the curtain. Its white-label infrastructure lets software companies and payment specialists assemble, brand and monetize the route from merchant sign-up to checkout to payout.
Exly
Exly is an all-in-one business platform for coaches, trainers, consultants and creators to launch, sell and manage knowledge products - courses, webinars, workshops, e-communities and 1:1 consultations. Spun out of the YC W19-backed startup MyScoot, the Delhi-based company gives solo experts a no-code website, built-in CRM, payment collection and marketing tools so they can run the business side of their practice without stitching together five different apps.
Settle Network
Settle Network is a Buenos Aires-based fintech that builds the fiat-to-crypto rails Latin America runs on. Through its Latamex gateway and Stellar-based settlement infrastructure, it lets exchanges, businesses, and users convert local currencies like the Argentine peso and Brazilian real into crypto and stablecoins - and back again - in seconds. A Y Combinator S22 company backed by the Stellar Development Foundation, Settle became the on/off ramp behind global exchanges including Binance and OKX across the region.
dtcpay
dtcpay is a Singapore-headquartered, regulated payments company that lets merchants, consumers and financial institutions move money in stablecoins as easily as in dollars. Founded in 2019 as Digital Treasures Center by Alice Liu and Band Zhao, it runs a real-time swap engine that converts stablecoins to fiat at the moment of payment, so a shopper can pay in USDC while a merchant is settled in Singapore dollars. The company holds a Major Payment Institution licence from the Monetary Authority of Singapore plus licences and registrations in Hong Kong, Australia, the United States, Canada and a Luxembourg EMI licence covering the European Economic Area. In January 2025 it dropped volatile cryptocurrencies entirely and became stablecoin-only. Its product line spans in-store POS+ terminals, online checkout, payment links, multi-currency wallets, a Visa Infinite "Digital Treasures Card", corporate cards and stablecoin-as-a-service APIs for institutions. dtcpay raised a US$10M Series A led by Vertex Ventures Southeast Asia & India in March 2026, bringing total disclosed funding to roughly US$26.5M.
NomuPay
NomuPay is a Dublin-headquartered payments company that gives enterprises a single API and unified platform to accept payments, disburse payouts and manage money across fragmented markets in Asia, Europe and the Middle East. Built partly from licences and assets of the collapsed German fintech Wirecard, its uP (Unified Payments) platform bundles local acquiring, more than 200 alternative payment methods and real-time payouts so global merchants can expand into hard-to-reach markets without wiring up a new integration for each country. It serves 2,000+ merchants and, after a June 2025 Series C from SoftBank's SB Payment Service, is valued at $290M.
Tazapay
Tazapay is a Singapore-based cross-border payment platform that lets businesses collect, hold, and pay out money in over 170 markets without setting up local entities. Founded in 2020 by three payments veterans, it combines a payment gateway, multi-currency global accounts, escrow, and same-day payouts on top of local payment rails, cards, and stablecoins - all wrapped in institutional-grade compliance. The company processes more than $10 billion in annualized payment volume, serves 1,000+ enterprises and fintechs, and has raised roughly $68 million to date, including a $36 million Series B whose extension was led by Circle Ventures.
TransFi
TransFi is a Dubai-headquartered payment infrastructure company that moves money across borders on stablecoin rails. Its platform lets businesses and Web3 apps collect, convert and pay out funds across fiat and stablecoins, spanning 100+ markets, 40+ currencies, 250+ local payment methods and 130+ digital assets. Founded in 2022 by former McKinsey payments partner Raj Kamal, TransFi targets high-friction emerging markets across Asia, the Middle East, Latin America and Africa, replacing slow correspondent-banking and SWIFT flows with near-instant settlement.
Triple-A
Triple-A is a Singapore-based, globally licensed payments institution that lets businesses accept and send money in stablecoins and local currencies without ever holding, converting, or managing crypto themselves. Founded by serial fintech entrepreneur Eric Barbier, it settles merchant payments in fiat (USD, EUR, and 30+ local currencies) with next-day bank settlement, handling custody, conversion, and compliance behind the scenes. It became the first digital-currency payment company licensed by the Monetary Authority of Singapore and serves merchants including Farfetch, Razer, Charles & Keith, Grab, and the Singapore Red Cross.
Wiseasy
Wiseasy is a Singapore-headquartered payment technology company that builds smart Android payment terminals, cloud device-management software, and payment gateways under an integrated 'Cloud + Software + Terminals' model. Founded in 2012 by Yan Li, it serves banks, payment service providers, fintechs, and mobile operators across roughly 114 countries and regions, and in 2024 raised a Series C led by Qualcomm Ventures while launching 'pi' (π), an on-device AI POS terminal built on the Qualcomm QCS6490 chipset.