The licensed payments company that lets businesses pay and get paid in stablecoins - without ever holding, converting, or managing the crypto themselves.
Above: the Triple-A mark - a single "A" set on a sunrise gradient, the same icon that appears in the checkout flows of Farfetch, Razer and Grab. The company's whole pitch is compressed into that quiet symbol: crypto rails, a fiat result.
Ask most merchants to "accept crypto" and they picture wallets, private keys, and a coin price that swings while the order ships. Triple-A was built to make that picture disappear. A customer pays in a stablecoin like USDC or USDT; the merchant gets a next-day bank settlement in US dollars, euros, or one of 30-plus local currencies. The conversion, custody, and compliance all happen inside Triple-A, out of sight.
Founded in Singapore by serial fintech entrepreneur Eric Barbier, Triple-A sits between two worlds that rarely speak the same language: the regulated banking system and the round-the-clock plumbing of blockchains. It is a licensed payments institution - not an exchange, not a wallet - and that distinction is the point. The company's stated ambition is to become "the most regulated payment institution for digital currency worldwide," a phrase that reads less like a slogan and more like a moat.
The practical result is that a shopper in a country where card payments are frequently rejected can still complete a purchase, and a marketplace can pay a contractor on the other side of the world without waiting for correspondent banks to open. Stablecoins do the traveling; local currency lands at each end.
Figures are drawn from company materials and press coverage; some customer-count figures vary by source and era (roughly 1,000 enterprise accounts within a wider base of 20,000+ businesses). Treat the largest numbers as approximate.
Stablecoin payments present an ideal alternative for cross-border payments, particularly when one leg of the transaction involves an emerging market.
Triple-A's customers are not, for the most part, crypto companies. They are mainstream brands adding a payment option - and that is exactly what makes the roster interesting.
The mix spans e-commerce, luxury retail, gaming, and travel. In 2024, Grab users began topping up their wallets with digital currencies through Triple-A. The Singapore Red Cross accepts Bitcoin and Ethereum donations on the same rails - arguably the least speculative crypto use case there is. According to the company, merchants tend to see meaningfully larger baskets from crypto shoppers, with average order values running roughly a quarter higher than traditional payments.
Triple-A pitches four pain points that traditional cross-border payments struggle with. The bars below are illustrative of the direction of the advantage, not audited benchmarks.
Irreversible settlement removes chargebacks. Blockchain rails run through weekends and holidays. And in markets where card acceptance is patchy, a stablecoin can be the only checkout that actually clears - which is why Barbier argues that for some customers, "paying with stablecoins is the only viable option."
Triple-A packages the same underlying rails into distinct products so a Shopify store, a payroll team, and a payment orchestrator each get the shape they need.
Accept stablecoins and crypto - USDT, USDC, PYUSD, BTC, ETH - online and in-store, with next-day fiat settlement.
Payment links and invoicing to collect stablecoin payments with no integration required.
Named IBAN accounts that settle and hold in stablecoin or local currency.
Round-the-clock global payouts to suppliers, vendors, and contractors.
Fiat payouts across 30+ currencies in 70+ countries for marketplaces and payroll.
Branded, API-based stablecoin infrastructure for PSPs, wallets, and orchestration platforms.
Triple-A earns transaction fees on payment acceptance and payouts, and monetizes the FX conversion between stablecoins and fiat while absorbing custody, settlement, and compliance for the merchant. A second engine is embedded, white-label API partnerships with wallets and orchestrators - being the road, not the car.
Where many rivals are crypto-native or single-market, Triple-A leads with regulation: the first MAS crypto payments license, plus authorizations in the EU and the US. That breadth is what lets a public retailer or a national charity say yes. Competitors include BitPay, Coinbase Commerce, Circle, BVNK and Binance Pay.
Where does it fit in the market? Triple-A occupies the "regulated middleware" slot between stablecoin issuers (Circle, Tether) and the merchants who want the benefits without the exposure. It competes less on the coin and more on trust, coverage, and next-day fiat certainty.
Barbier begins building Triple-A while transitioning out of cross-border payments company Thunes.
Triple A Technologies Pte. Ltd. is formally established.
Becomes the first digital-currency payment company licensed by the Monetary Authority of Singapore.
Raises roughly $4M to expand its stablecoin payment products.
Led by Peak XV Partners with Shorooq Partners and 1982 Ventures; Singapore Red Cross begins accepting crypto donations.
Enables digital-currency top-ups for Grab wallets and partners with Crypto.com for direct merchant payments.
Integrates PayPal USD and partners with Coinbase to open its merchant network.
Embeds acceptance into Yuno's orchestration platform and secures an in-principle broker-dealer approval from Dubai's VARA.
Triple-A is not Eric Barbier's first payments company - it is his third. That history is the credential the company leans on most.
Before Triple-A, Barbier founded Mobile 365 (acquired by Sybase/SAP in 2006) and then TransferTo, which became Thunes, a cross-border payments network later valued north of $900 million. He has spent roughly two decades moving money across borders for a living, which explains why Triple-A reads like an infrastructure company rather than a crypto bet. The team - an estimated 150 to 210 people - is distributed across offices in Singapore, Miami, Hong Kong, Paris, and Barcelona, with a compliance-first culture that mirrors the regulatory strategy.
We're already supporting companies like Farfetch, Alternative Airlines, and Razer in reaching over 560 million crypto holders across 140+ countries.
Wallet users can pay Triple-A merchants directly with crypto, launched in Singapore with rewards.
Coinbase users access Triple-A's merchant network via the Coinbase Developer Platform.
Stablecoin acceptance embedded into Yuno's orchestration platform, reachable via a single API.
Integrated PayPal's USD stablecoin for payments and payouts.
Support for USDC and the Singapore-dollar stablecoin XSGD.
Custody and security infrastructure underpinning the platform.