Tagged: b2b2c
30 results
Eden Care Medical
Eden Care Medical is a licensed digital health insurer building the claims and distribution infrastructure that modernizes health insurance in Africa. Starting in Rwanda and expanding into Kenya, it sells group health cover to employers and their staff, then runs the whole value chain - HR admin portal, an employee app for navigating care and wellness, and digital tools for hospitals and clinics - to cut the cost of insurance in a market where operating costs run 2.2x the global average and penetration sits near 0.2%.
Excellence
Excellence is a Y Combinator-backed (W25) AI education platform, founded by three Stanford-trained builders, that turns generative AI into a genuine learning tool rather than a homework-answer machine. Designed with teachers, it lets educators generate personalized assignments and exams, create interactive materials, and track student progress, while giving students an AI tutor that asks progressive questions instead of handing over answers. It began as an AI tutor for maths and science aimed at replacing costly private tutoring and long-term programs like Kumon.
GIMO
GIMO is a Vietnamese fintech that lets blue-collar workers draw a portion of their already-earned wages before payday through a mobile app connected to their employer's payroll. Founded in 2019 and part of Y Combinator's Winter 2022 batch, GIMO works with manufacturers and other large employers to give underbanked staff an alternative to predatory informal lenders, and has grown to serve hundreds of thousands of workers across the country.
Luable - MejorCDT (YC S21)
Luable is a Colombian fintech running MejorCDT, a marketplace that lets everyday savers compare and open fixed-term deposits (CDTs) from many banks online, commission-free. For banks, it is a cheaper, faster funding channel than opening branches or hiring salespeople. Founded in 2021 and backed by Y Combinator (S21), it has processed over USD $30M in deposits and is expanding from Colombia into Mexico and the Caribbean.
Milio
Milio (YC W23) is a Colombian fintech building real-time, account-to-account payment infrastructure for Latin America. Through a single API, banks, fintechs, and enterprises can move money between accounts in seconds - handling collections, disbursements, cross-border transfers, and treasury automation while cutting transaction costs by up to 80%.
Edstart
Edstart is a Sydney-based technology and financial services company that makes paying and managing school fees easier. It gives schools an end-to-end fee management platform with guaranteed payments and dedicated support, while offering families flexible payment plans that spread tuition costs across or beyond the school year. Founded in 2016 by Jack Stevens, Edstart works with 700+ schools across Australia and the UK, has supported more than 100,000 students and processed over $2 billion in fees.
Huspy
Huspy is a Dubai-based proptech and fintech company that runs a digital platform for buying and financing homes. It connects home buyers, real estate agents and banks in one place, offering online mortgage comparison and pre-approval, a broker portal linked to more than 25 banks, and mobile tools for agents. Founded in 2020 by Jad Antoun and Khalid Ashmawy, Huspy operates across the UAE and Spain, facilitates over $7 billion in annual real estate transactions, and has helped more than 25,000 people buy homes.
Inclusivity Solutions
Inclusivity Solutions is a Cape Town-based inclusive insurtech that designs and delivers embedded, affordable digital insurance for emerging consumers across Africa. Through its open-API platform ASPin, it partners with banks, telcos, insurers and fintechs to build, sell and administer low-cost products - life, accident, hospital cash, device and crop cover - distributed via mobile channels people already use. The company operates in roughly ten African markets and has served over two million customers.
Jirnexu
Jirnexu is a Kuala Lumpur-based fintech company that runs RinggitPlus, Malaysia's largest financial-product comparison platform, and builds XpressApply, a digital application and CRM stack that banks and insurers use to acquire and onboard customers online. It pairs a consumer-facing comparison site with white-label technology, positioning itself as a full-stack customer-acquisition and lifecycle-management provider for financial institutions across Southeast Asia.
لبيه | Labayh
Labayh is a Saudi digital mental-health platform that connects Arabic-speaking users with licensed psychologists, psychiatrists and counselors for private, remote therapy delivered through its mobile app. Founded in 2018 by Basim Albeladi after his own experience with PTSD, the platform offers one-on-one sessions, group support, therapeutic programs, self-assessments and a corporate wellbeing product, and has grown to more than a million users served by a large network of licensed specialists across the MENA region.
VSP Vision
VSP Vision is the largest not-for-profit vision benefits and eye care company in the United States, founded in 1955 by a group of Northern California optometrists who pioneered the idea of prepaid vision insurance. Headquartered in Rancho Cordova, California, VSP now operates a vertically integrated portfolio spanning vision insurance, eyewear brands (Marchon, Altair, Marcolin), lens technology (VSP Optics), retail (Visionworks, Eyeconic), and practice-management software (Eyefinity). Backed by roughly 85 million members and a network of tens of thousands of independent eye doctors, the company frames its mission as empowering human potential through sight, and funds one of the industry's largest charitable arms, VSP Eyes of Hope.
NorthLadder
NorthLadder is a Dubai-founded technology company that runs an auction-driven trade-in and buy-back platform for pre-owned electronics. It gives consumers instant cash for old phones and gadgets - with doorstep pickup and certified data wipes - while offering telecom operators, retailers, e-commerce players and OEMs a white-label, end-to-end trade-in engine that connects devices to a network of global buyers. By automating assessment and valuation, NorthLadder aims to unlock the residual value of used devices and extend their lifecycle in support of circular-economy goals.
PolicyStreet
PolicyStreet is a Malaysia-based, full-stack insurtech group that makes insurance simpler and more accessible across Southeast Asia and Australia. Founded in 2016 and operating under holding company Polisea, it works with more than 40 life, general and Takaful providers to deliver embedded insurance, employee benefits, gig-worker protection, financial advisory and an online insurance marketplace through B2B, B2B2C and direct-to-consumer channels. Backed by Khazanah Nasional, Cool Japan Fund and others, it has grown to serve over 10 million customers and turned profitable in 2025.
Rekosistem
Rekosistem is a Jakarta-based clean- and climate-tech company that manages Indonesia's fragmented waste supply chain end to end. Through a network of Reko Waste Stations, app-based pickup services, and material recovery hubs, it collects, sorts, and channels waste from households and businesses back into the circular economy. Founded in 2021 by Ernest Layman and Joshua Valentino, the company serves 90,000+ households and 200+ enterprise clients, processes roughly 4,500 tonnes of waste per month, and raised a US$7M Series A in 2025 led by Saratoga Investama Sedaya and K3 Ventures.
Umrahme
Umrahme is a Dubai-based digital travel platform that lets Muslim pilgrims plan and book Umrah trips online - bundling visas, flights, Makkah and Madinah hotels, ground transport and Haramain train tickets into customizable packages. Part of the Traveazy Group and accredited by Saudi Arabia's official Nusuk platform, Umrahme launched the region's first fully digitalized B2C Umrah booking experience in October 2023, serving pilgrims across both B2B agent and direct-to-consumer channels.
WhiteCoat Global
WhiteCoat Global is a Singapore-headquartered digital healthcare provider that lets patients video-consult a licensed doctor from their phone and get medication delivered to their door. Founded in 2018 by former corporate lawyer Bryan Koh, it grew from Singapore's first telemedicine regulatory-sandbox startup into an omnichannel health group operating across Singapore, Indonesia, Malaysia and Vietnam. After its 2024 acquisition of Indonesia's Good Doctor, the combined group works with over 130 insurers and 7,500 corporate partners to serve more than 6.8 million clients, positioning it as one of Southeast Asia's largest integrated digital healthcare platforms.
Accrue
Accrue is a New York fintech that powers modern customer loyalty at the payment layer. Its brandable, stored-value digital wallet lets merchants take control of their payments and refunds, reward repeat customers, and reduce reliance on traditional card networks. Founded in 2021 by Michael Hershfield as a 'save now, buy later' alternative to BNPL, the company has expanded into a full-stack wallet, reward engine, pay-by-bank payments and closed-loop refunds used to lift order value and shopper frequency.
BILT Incorporated
BILT Incorporated is a Grapevine, Texas software company that replaces paper manuals and static PDFs with 3D, voice- and text-guided Intelligent Instructions for assembling, installing, maintaining, and repairing physical products. Through its mobile app and, increasingly, extended-reality headsets, BILT lets people rotate and zoom animated 3D models step by step, cutting setup time, support calls, and product returns. Brands from Weber and NordicTrack to Siemens, Chamberlain, and Clearfield use BILT to turn the first-use experience into a source of customer loyalty, while government and military customers use it for training and readiness.
Cariloop
Cariloop is a Dallas-area health and wellness company that helps working caregivers manage the demands of caring for children, aging parents, and other loved ones. Sold to employers as a benefit, its Caregiver Support Platform pairs each family with a dedicated, licensed Care Coach and a secure portal for storing documents, finding and booking care providers, and navigating medical, financial, and legal questions. Founded in 2012 by Michael Walsh and Steven Theesfeld, the company has supported more than 300,000 families and raised roughly $43 million across seed through Series C rounds.
Carrot Fertility
Carrot Fertility is a global fertility and family-building benefits platform that employers and health plans offer to their people. It covers the full journey - fertility preservation, IVF and IUI, pregnancy, adoption, surrogacy, low-testosterone care and menopause - with an expert Care Team, a global provider network, and the Carrot Card payment platform. Founded in 2016 after co-founder Tammy Sun faced a five-figure out-of-pocket egg-freezing bill, Carrot serves members in more than 195 countries and positions itself as a data-driven, outcomes-focused alternative to leaving fertility care to employees to navigate alone.
Get My Parking
Get My Parking is a Bengaluru- and New Delhi-founded smart-parking technology company that builds an open, interoperable IoT platform to digitize how parking lots are run. Its software connects legacy gates, kiosks, payment systems and cars so operators can offer ticketless entry, digital payments, license-plate recognition, EV charging and real-time analytics - often by retrofitting existing hardware rather than replacing it. Founded in 2015 by Chirag Jain and Rasik Pansare, the platform has processed 100 million-plus transactions across thousands of parking lots in roughly 20 countries, and counts Europe's largest operator APCOA among its partners and investors.
Headway
Headway is a New York-based healthtech company building a software-enabled network that makes it easier to find a therapist and to pay for one with insurance. Its three-sided marketplace connects patients, mental health clinicians, and insurance plans: patients search for in-network providers with transparent copays, clinicians offload credentialing, billing, scheduling, and claims to Headway, and insurers gain a larger accessible network. Founded in 2019 by Andrew Adams and co-founders, Headway operates in all 50 states with roughly 34,000 clinicians and, after a $100M Series D in 2024, is valued at about $2.3 billion.
Highline
Highline is a Dallas-based fintech that runs an intelligent payment network called Pay by Paycheck, which lets consumers automate bill and loan payments directly from their paychecks before the money reaches their bank accounts. By capturing funds through a payroll split at the moment payroll is run, Highline helps borrowers avoid missed payments, late fees and overdrafts while giving lenders and billers a more reliable way to get paid - expanding access to lower-cost credit for the roughly 40 million Americans who have steady jobs but thin or subprime credit files.
Journey Clinical
Journey Clinical is a New York-based healthtech company that operates a collaborative-care platform enabling licensed psychotherapists to offer Ketamine-Assisted Psychotherapy (KAP) inside their own private practices. Its in-house medical team handles patient eligibility, ketamine prescriptions, and ongoing medical monitoring, while therapists deliver the preparation, dosing, and integration sessions. The model expands safe, legal access to psychedelic-assisted care for patients with depression, anxiety, PTSD, and other conditions, and has grown to a network of over 2,500 trained providers.
Lucra
Lucra is a B2B competitive-loyalty platform that lets brands run live social competitions - tournaments, head-to-head challenges and mini-games - inside their own apps and websites through a white-label SDK. Originally launched in 2019 as a peer-to-peer real-money sports gaming app, the company pivoted to selling gamified engagement as a modern alternative to points-based loyalty programs, handling compliance, payments and fraud as a merchant of record. Its clients include Dave & Buster's, Five Iron Golf, TouchTunes and ChessKings, and in April 2026 it raised a $20M Series B led by ARK Invest's venture fund - ARK's first time leading an early-stage deal.
Odyssey
Odyssey is a New York-based education technology company that builds the software states use to run school-choice programs. Its platform administers education savings accounts (ESAs) and microgrant programs end-to-end - guiding parents through eligibility and applications, verifying identity in real time, disbursing state funds into digital wallets, and running regulated e-commerce marketplaces where families can spend on tuition, tutoring, curriculum, and technology. Founded in 2021 by former teacher and school-choice attorney Joseph Connor, Odyssey administers programs across states including Iowa, Idaho, Missouri, Georgia, Louisiana, Utah, Wyoming, and Texas, and has helped families access hundreds of millions of dollars in education funding.
Dylan Robbins
Dylan Robbins is the founder and CEO of Lucra, a New York-based company that gives brands a white-label software kit for running peer-to-peer, real-money gaming and competitions inside their own apps. A former Goldman Sachs and AQR analyst with a Stanford MBA and a Duke undergraduate degree, Robbins started Lucra in 2019 with co-founder Michael Madding after the two spent years informally tracking sports wagers with friends. He pivoted the company from a consumer app to a B2B2C SDK in 2023, and in 2026 raised a $20M Series B led by ARK Invest - the fund's first lead investment in a non-AI startup.
Pelago
Pelago is a virtual clinic for substance use management, delivering physician-led, evidence-based care for tobacco, alcohol, opioid and other substance use. Founded in 2017 as Quit Genius by three Imperial College London physicians, the company combines cognitive behavioral therapy, medication-assisted treatment and at-home monitoring tools into a program sold to employers, health plans and pharmacy benefit managers. Pelago says it has supported more than 750,000 members and validates its approach with 13 peer-reviewed studies.
Vestwell
Vestwell is a New York-based fintech that operates as digital savings infrastructure for the American workplace. Founded in 2016 by Aaron Schumm, it provides an API-driven recordkeeping and administration platform that lets employers, financial advisors, payroll providers, and state governments offer 401(k), 403(b), IRA, 529 education, ABLE disability, and emergency savings accounts. By 2026 the company administered more than $50B in assets for over 2 million savers, powered the majority of state-facilitated retirement programs in the U.S., and raised a $385M Series E to expand the modern savings economy.
Vytalize Health
Vytalize Health is a value-based care enabler and Accountable Care Organization (ACO) that helps independent primary care physicians care for Medicare patients while lowering the total cost of care. Founded in 2014 and headquartered in Hoboken, New Jersey, it pairs a physician-built clinical data platform (Vytal Insights) with a wraparound clinical team and virtual clinic (Vytal Care) so small practices can succeed in Medicare's advanced value-based programs like ACO REACH and MSSP. The company serves hundreds of thousands of Medicare beneficiaries across dozens of states and was named the No. 1 fastest-growing private company in America by Inc. in 2024.