Michelle Neal is Group Chief Executive Officer of Fnality International, the London-based fintech running the first regulated DLT-based wholesale payment system. She joined Fnality in early 2025 after leading the Markets Group at the Federal Reserve Bank of New York, and previously ran BNY Mellon's global markets business as its CEO. Her mandate: extend Fnality's central-bank-backed settlement rails from sterling into dollar and euro, and turn a working pilot into the plumbing of 24/7 institutional finance.
TBCASoft is a Silicon Valley blockchain company building a consortium-based distributed ledger that lets telecom carriers, mobile payment apps and banks interoperate across borders. Its HIVEX payment network lets travelers pay with their home QR-code wallet abroad without merchants changing POS systems, while the CBSG Consortium and CCIS identity framework extend the same trust rails to digital identity and authentication. Founded in 2016 by Ling Wu, it is backed by SoftBank and Naver and connects payment apps reaching tens of millions of users across Asia.
Arjun Jayaram is the Founder and CEO of Baton Systems, a San Francisco-based fintech company rebuilding post-trade infrastructure for the world's largest financial institutions. A serial technologist who previously co-founded Compass Labs (acquired by Yahoo) and held roles at Twitter and Dwolla, Jayaram identified a stubborn problem in the financial plumbing - that moving digital assets across different ledgers was the real bottleneck, not the digitization of assets themselves. Under his leadership, Baton's platform now processes nearly $30 billion in daily transaction value for seven of the nine largest western banks, enabling real-time settlement and intraday liquidity management without requiring institutions to replace their core systems.