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Often tagged with

insurtech6 wildfire insurance2 homeowners insurance2 satellite imagery2 machine learning2 climate risk2 stanford2 ceo2 insurance2 fintech2 carriers2 saas2 underwriting2 wildfire risk1

Tagged: mga

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Company

Ai · Fintech · Climate

Delos Insurance Solutions

Delos Insurance Solutions is a San Francisco insurtech and managing general agent that uses satellite imagery, fire science, and machine learning to insure California homeowners in wildfire-prone areas that traditional carriers have abandoned. Founded by two aerospace engineers, Delos models wildfire risk at the individual-property level using NASA Earth-observation data, climate science, and hundreds of risk parameters, allowing it to write coverage on homes the rest of the market deems uninsurable.

wildfire insurance · insurtechRead →

Legend

Founder · Executive · Engineer

Kevin Stein

Kevin Stein is the CEO and cofounder of Delos Insurance Solutions, a San Francisco insurtech MGA that writes homeowners insurance for wildfire-exposed California properties that mainstream carriers refuse. A Bay Area native and aerospace engineer who once sold satellites at SSL/Maxar, Stein co-founded Delos in 2017 with Shanna McIntyre to apply satellite imagery, geospatial AI, and wildfire science to a problem the rest of the market treats as uninsurable. Delos accepts roughly two-thirds of the homes the standard market declines, and Stein reports it has never insured a home that later burned. He moonlights as a bassist and songwriter.

kevin stein · delos insuranceRead →

Company

Fintech · Saas · Enterprise

Functional Finance

Functional Finance is a San Francisco-based insurtech building the financial operations (FinOps) platform for the insurance industry. Its API-driven software automates billing, invoicing, premium collection, premium finance, payables, commissions, treasury and reconciliation for managing general agents (MGAs), wholesalers and carriers - replacing spreadsheets and manual data entry with near real-time, policy-aware money movement. Founded in 2021 by CoverWallet alumni, the company raised a $20M Series A in 2024 on the back of a 2,500% year-over-year jump in premium payment volume.

insurance · insurtechRead →

Legend

Founder · Executive · Operator

Roy Mill

Roy Mill is the Co-Founder and CEO of Joshu, a no-code insurance product platform that lets carriers and MGAs launch digital distribution channels in weeks rather than years. A Stanford PhD economist who pivoted into product, he spent years at Ancestry and At-Bay before founding Joshu in 2020. The company has raised $11.7M in total funding and was named to the InsurTech100 list in 2024.

insurtech · insuranceRead →

Company

Ai · Saas · Enterprise

Pibit.AI

Pibit.AI is a San Francisco-based insurtech building CURE, an agentic AI platform that automates the messy middle of commercial insurance underwriting - intake, document parsing, risk research, and workflow orchestration - for carriers and MGAs. Founded in 2020, Y Combinator-backed, and now Series A funded.

insurtech · underwritingRead →

Company

Fintech · Saas · Enterprise

Rainbow

Rainbow is a San Francisco-based specialty managing general underwriter (MGU) building tailored small business insurance for industries that traditional carriers find hard to price - starting with restaurants and expanding into beauty and wellness. It pairs vertical-specific underwriting with an instant quote-to-bind agent portal and pay-as-you-go premiums tied to actual sales.

insurtech · restaurant insuranceRead →