HONO is an AI-native HR technology company that runs the full employee lifecycle - hire to retire - on a single platform spanning core HR, global payroll, talent management and workforce analytics. Founded in 2016 and headquartered in Gurugram, India, HONO layers conversational AI over enterprise HR operations and in 2026 launched what it calls the world's first 'headless' HRMS, replacing navigation-heavy screens with a natural-language execution engine. It serves 300+ enterprise clients across 30+ countries, covering over a million employees.
HReasily is a Singapore-headquartered cloud HR and payroll platform that helps small and mid-sized businesses across Southeast Asia automate payroll, leave, claims, staff records and time-attendance in one place. Founded in 2015, it operates across six Asian markets and handles local statutory compliance so growing companies can run HR with less paperwork.
Instapay Technologies is a Kuala Lumpur-based fintech that gives migrant and foreign workers in Malaysia a regulated digital salary account. Through a mobile e-wallet paired with a prepaid Mastercard, workers receive their pay, send money home to 30+ countries, pay bills, top up mobile plans, shop and withdraw cash at ATMs. Licensed by Bank Negara Malaysia as an e-money issuer and money services business, Instapay also runs payroll disbursement for hundreds of corporate employers, bringing an underbanked workforce into the formal digital economy.
inyad is a Moroccan-founded fintech building mobile-first software for small and micro merchants across Africa and the Middle East. Its apps - the Konnash digital ledger and the Mahaal all-in-one point-of-sale, invoicing and payments platform - help corner shops, cafes, salons and independent traders move their bookkeeping, sales and payments off paper and onto a phone. Founded in 2018 by former McKinsey consultant Moncef Chlouchi, the company reports a user base in the millions across 10-plus countries and has raised roughly $14M from investors including Partech, Al Mada Ventures, CDG Invest and FJ Labs.
Jisr (جسر, Arabic for 'bridge') is a Riyadh-based HR and finance software company building a cloud platform that unifies HR, payroll, talent and spend for businesses in Saudi Arabia and the wider MENA region. Founded in 2016-2017 as Saudi Arabia's Vision 2030 got underway, Jisr localizes its product deeply - integrating directly with government portals like GOSI, Mudad and Muqeem so companies can run compliant payroll and workforce operations. In October 2023 it raised a $30 million Series A led by Merak Capital, reported as the largest Series A for a SaaS company in the Middle East. The platform is used by thousands of organizations processing billions of riyals in payroll.
Mekari is Indonesia's leading business software company, offering a unified SaaS ecosystem that helps companies run HR, payroll, accounting, CRM, expenses, and digital signing on a single connected platform. Formed in 2019 from the merger of Sleekr, Talenta, Jurnal, and Klikpajak, Mekari now serves roughly 300,000 businesses and more than a million users across the country, positioning itself as the operating backbone for Indonesian SMBs and enterprises going digital.
palm.hr is a Riyadh-born, cloud-based HR and payroll platform built for small and mid-sized businesses across Saudi Arabia and the wider GCC. It brings employee data, time and attendance, WPS-compliant payroll, and employee engagement into one system that plugs directly into local government rails like GOSI and Mudad, so companies can run people operations that comply with regional labor law out of the box. Founded in 2019, it raised a $5M pre-Series A in 2023 to expand across MENA and pairs its software with an outsourced HR concierge service.
Staffinc Group is an Indonesian tech-enabled workforce solutions company (formerly Sampingan) that helps businesses recruit, deploy and manage large, distributed frontline and blue-collar teams. It combines an outsourcing/manpower service with a cloud HR software suite - covering recruitment, attendance, shift management, payroll, performance tracking and earned wage access - drawing on a pool of more than 1.5 million pre-vetted workers across 350+ cities in Indonesia.
TransFi is a Dubai-headquartered payment infrastructure company that moves money across borders on stablecoin rails. Its platform lets businesses and Web3 apps collect, convert and pay out funds across fiat and stablecoins, spanning 100+ markets, 40+ currencies, 250+ local payment methods and 130+ digital assets. Founded in 2022 by former McKinsey payments partner Raj Kamal, TransFi targets high-friction emerging markets across Asia, the Middle East, Latin America and Africa, replacing slow correspondent-banking and SWIFT flows with near-instant settlement.
Wafeq is a cloud accounting and e-invoicing platform built for small and medium businesses across Saudi Arabia and the UAE. Founded in 2019 by Nadim Alameddine, it gives SMEs and accounting firms ZATCA- and FTA-compliant invoicing, VAT and corporate tax reporting, payroll, inventory, and 40+ financial reports in one Arabic-and-English interface. The platform processes roughly 2 million invoices worth about $400 million every month and serves more than 10,000 customers, with the vast majority of activity in Saudi Arabia.
ZenHR is a cloud-based Human Resources Management System (HRMS) built specifically for the Middle East, North Africa and Gulf region. It automates payroll, attendance, onboarding, performance and recruitment while staying compliant with local labor laws, social insurance (GOSI), and wage protection (WPS) rules. Founded in 2016 and headquartered in Riyadh, ZenHR serves companies from small businesses to large enterprises across markets including Saudi Arabia, the UAE, Egypt, Jordan, Kuwait and Iraq.
april is a New York-based fintech that embeds tax filing, planning, and estimation directly into the apps people already use - banks, payroll providers, fintechs, and wealth platforms. Founded in 2021 by Ben Borodach, Daniel Marcous, and Raj Doshi, april built its own AI-powered tax engine and became the first company in over 15 years to earn national e-file coverage. Its white-label, mobile-first product turns tax from a once-a-year chore into a year-round layer of financial decision-making, and it raised a $38M Series B in July 2025 led by QED Investors, bringing total funding to $78M.
Kombo is a unified API that lets B2B software companies connect to hundreds of HR, payroll, recruiting (ATS), and learning systems through a single integration. Instead of building and maintaining separate connectors to systems like Personio, BambooHR, Workday, Greenhouse, and Paychex, customers integrate Kombo once and gain access to a normalized data model and authentication layer across 300+ HR and ATS tools. Founded in 2022 and based in Berlin and New York, Kombo positions itself as the infrastructure layer for people data - from hire to retire.

Tapcheck is a Texas-based fintech that gives hourly and frontline workers access to wages they have already earned before their scheduled payday. Founded in 2019 by husband-and-wife team Ron and Kayling Gaver, the company connects to an employer's existing payroll and timekeeping systems through no-code integrations, then lets employees transfer up to a share of their net earned wages after each shift - to a bank account or a free Tapcheck Mastercard. The service is offered at no cost to employers and does not touch company cash flow, while employees pay a single, ATM-style fee per transfer. Tapcheck positions earned wage access as an employee benefit that reduces financial stress and improves retention.
Workday is a Pleasanton, California cloud software company that runs the core people and money systems for large organizations. Founded in 2005 by PeopleSoft veterans Dave Duffield and Aneel Bhusri after Oracle's hostile takeover of PeopleSoft, Workday built a single-code-base, subscription-delivered platform for human capital management, financial management, planning, and analytics. It has grown into one of the largest enterprise SaaS vendors, serving thousands of organizations - including a large share of the Fortune 500 - and is now pushing agentic AI deep into HR and finance workflows.
Sage Group is a British multinational software company based in Newcastle upon Tyne that builds cloud-based accounting, payroll, HR and ERP tools for small and medium-sized businesses. Founded in 1981 and listed on the London Stock Exchange as a FTSE 100 constituent, Sage serves millions of customers across 23 countries with products spanning Sage Accounting, Sage 50, Sage Intacct and the AI assistant Sage Copilot.
ADP is one of the world's largest providers of payroll and human capital management (HCM) technology and services. Founded in 1949 as a manual payroll bureau in New Jersey, it now runs cloud-based platforms that pay and manage the workforces of more than a million clients across 140 countries, processing pay for roughly 42 million workers. Its business spans payroll, tax filing, benefits, talent, time and attendance, retirement services, and full HR outsourcing through its PEO arm.
UKG (Ultimate Kronos Group) is an American workforce management and human capital management software company formed in 2020 from the merger of Kronos Incorporated and Ultimate Software. It builds cloud HR, payroll, scheduling, time-and-attendance, and culture technology - anchored by its UKG Pro and UKG Ready suites - for more than 80,000 organizations worldwide, with a particular focus on managing frontline and hourly workforces.
Paychex is a Rochester, New York-based provider of payroll, human resources, retirement and insurance services for small and medium-sized businesses. Founded in 1971 by Tom Golisano with $3,000, it has grown into a Fortune 500 company that pays roughly 1 in 11 U.S. private-sector workers and now embeds AI across its platforms following its 2025 acquisition of Paycor.
Exypnox Inc. is a Philippines-based business process outsourcing firm that builds dedicated, all-Filipino support teams for US-based software and technology companies. It handles customer support, technical support, accounting, payroll, compliance, and business development so that lean tech firms can scale operations at lower cost while keeping quality high. Founded in 2020 by former Boostlingo operations leader Francis Barte, Exypnox positions itself as a people-first outsourcing partner focused on long-term client retention and employee growth.
HireAthena is a San Francisco back-office-as-a-service company that pairs a remote, mostly work-from-home workforce with workflow software to handle accounting, bookkeeping, payroll, HR, benefits, tax, and fund administration for startups, non-profits, and small and medium businesses. Founded by Kristen Koh Goldstein in 2010 as BackOps, it merged with her workflow-automation company Scalus and relaunched as HireAthena in 2016, carrying a social mission to bring stay-at-home talent - especially mothers - back into the workforce.
Ron Gaver is the co-founder and CEO of Tapcheck, a Plano, Texas fintech that lets hourly workers pull earned wages before payday. He runs the company with his wife Kayling Gaver, having spent 14 years operating a real estate development firm before pivoting to payroll technology in 2019. Under his leadership Tapcheck has moved more than $1 billion in early wages across roughly 12,000 employer locations and raised $225 million in equity and debt in April 2025.
Flatfee (flatfeecorp.com) is a Palo Alto-based startup that helps businesses go global without setting up an office in every country. Through a managed marketplace of vetted local vendors, it bundles company formation, trademark and IP registration, bookkeeping, tax and VAT compliance, payroll, HR and e-commerce store setup across 58+ countries into one flat-fee platform. Founded by former international lawyer Ning Zhang, it targets e-commerce sellers, startups and entrepreneurs who need to operate cross-border in compliance without the usual translation, engagement and referral headaches.
Paismo is a people-first, AI-powered HR and payroll platform built for small and mid-sized businesses in emerging markets. Founded in 2022 by University of Pennsylvania alumni Rebecka Zavaleta and Usama Mahmud, it combines core HR, time and attendance, leave, performance management and automated payroll into one cloud system - with localized features designed from the ground up for markets that legacy HR software has long ignored. Backed by a $1.5M seed haul led by Indus Valley Capital, Paismo now spans the US, UAE, Pakistan, Mexico and Ethiopia, and has layered on Employer of Record services and a one-click payroll partnership with easypaisa.
Rebecka Zavaleta is the co-founder and CEO of Paismo, an HR-tech and people-automation platform built for small and mid-sized businesses in emerging markets and pitched as 'made in Pakistan, for the world.' Before Paismo she spent more than a decade as a product and design leader whose work touched Google, TikTok and Meta, and she founded First Milli, a first-generation wealth-building education platform recognized by NextAdvisor in partnership with Time. A University of Pennsylvania political-science graduate who has traveled to dozens of countries and works across several languages, she blends product craft, financial literacy and a builder's stubbornness about fixing systems that 'do not exist or are not streamlined.'

Alex Bradford is the co-founder and CEO of Rain, a Santa Monica fintech that lets hourly and frontline workers tap wages they have already earned before payday instead of turning to payday loans or overdrafts. A former McKinsey, Goldman Sachs and SAC Capital analyst with a Stanford degree and a Harvard MBA, Bradford launched Rain in 2019 after spotting that payroll and timekeeping systems had finally opened their APIs. The company plugs into employers' payroll and HCM systems (including a native Workday integration), has connected millions of workers and distributed more than $2 billion in earned wages, and has raised capital from investors including QED, Invus and Prosus. Bradford's pitch is personal: he grew up with a single mother in the 1980s and built Rain to kill predatory lending and give workers control over their own money.
KeepingCount is an industry-focused outsourced accounting and bookkeeping platform that takes the finance function off business owners' plates. Founded in 2023 by Jeff Russell and backed by Housatonic Partners, the company is building vertical-specific brands - real estate, construction, e-commerce, vacation rentals, life sciences, consumer products and professional services - staffed by accountants who specialize in each industry rather than the traditional geography-based generalist model. KeepingCount delivers accounting, advisory (CFO/controller), tax and payroll services on platforms like Sage Intacct and QuickBooks Online, managing more than $250 million in annual client revenue.
Rain is a Santa Monica fintech that lets employees tap the wages they've already earned before payday. It plugs directly into employer payroll and time-and-attendance systems to calculate real-time earnings, then pairs instant access with budgeting tools, free tax filing, financial coaching, an AI financial assistant and a debit card. Since 2019 it has reached over 3.5 million workers and moved more than $2 billion in wages, positioning earned wage access as an employer benefit that cuts turnover and financial stress.
John Waldmann is the founder and CEO of Homebase, the team-management app built for the people who run local businesses - restaurants, salons, retail shops and the hourly teams behind them. Started in 2014 after watching a childhood friend drown in paper schedules and his sister juggle unpredictable bartending shifts, Homebase now serves more than 150,000 businesses and 3.8 million workers, processing hundreds of millions of shifts a year with scheduling, time clocks, payroll, messaging and earned-wage access. A Stanford GSB grad who once sold tuxedos and started his first online business at 13, Waldmann is an unapologetic believer in accountability over consensus, 'operating velocity,' and the idea that AI will create more small business owners, not fewer.
Qian Liu is a fintech operator and data scientist who helped build the robo investing movement from the inside. A computer scientist by training - PhD in machine learning from Penn, BS from Tsinghua - she was an early member of the Wealthfront founding team and its Director of Research, then Head of Data at GoFundMe, then Chief Data Officer at Guideline, the small-business 401(k) platform. When Gusto acquired Guideline, she moved into a leadership role at Gusto, where the brokerage entity sits inside its HR, payroll and benefits platform serving small and medium businesses. In 2024 she co-authored 'The Little Book of Robo Investing' with Elizabeth MacBride, turning a decade of building automated investing products into a plain-spoken guide for ordinary savers.