Tagged: neobank
22 results
KAST
KAST is a stablecoin-powered global money app that lets people store, earn, send and spend digital dollars. Founded by former Circle executive Raagulan Pathy and ex-Quona Capital partner Daniel Bertoli, the company issues Visa cards that convert USDC, USDT and other stablecoins into local currency at more than 150 million merchants across 170+ countries. KAST layers yield-bearing vaults, instant transfers, cashback and SOL staking rewards on top of a neobank-style account, positioning itself as a financial platform for globally mobile users and, increasingly, businesses.
YAP
YAP is a Dubai-based digital banking platform that lets people open an account, get an instant IBAN and Mastercard, send and receive money, pay bills and track spending entirely from a mobile app. Launched in March 2021 as the UAE's first independent digital banking platform, YAP does not hold its own banking licence in the UAE; instead it partners with licensed banks (originally RAKBANK) to provide the underlying accounts while YAP builds the customer-facing experience, analytics and card controls. The company has raised roughly $41 million and is expanding across the Middle East, Africa and South Asia, targeting Saudi Arabia, Egypt, Pakistan and Ghana.
YouTrip
YouTrip is a Singapore-based fintech that operates a multi-currency mobile wallet and companion Mastercard prepaid card, letting travelers and everyday spenders hold and exchange 10 currencies in-app and pay in more than 150 currencies overseas at wholesale FX rates with no added transaction fees. Founded in 2018 by Caecilia Chu and Arthur Mak, the company has expanded from consumers into SMEs through YouBiz, a corporate multi-currency card, and processes roughly US$15 billion in annual transaction volume across Singapore, Thailand and Australia.
Lili
Lili is a New York-based financial technology company that runs an all-in-one business banking platform for small businesses. It bundles a fee-free business checking account with built-in accounting, expense management, invoicing, automated tax savings and high-yield savings - collapsing tools that owners would otherwise stitch together. Founded in 2018 by Lilac Bar David and Liran Zelkha, Lili started serving freelancers and solopreneurs and has since repositioned toward growing, multi-employee small businesses. Banking services are provided through partner bank Sunrise Banks, N.A., Member FDIC.
Lilac Bar David
Lilac Bar David is the co-founder and CEO of Lili, a New York based financial platform that folds banking, invoicing, accounting and tax tools into a single app for small business owners. A banking and payments veteran of roughly two decades, she previously co-founded Pepper, Israel's first mobile bank, before launching Lili in 2018-2019 with Liran Zelkha. Under her leadership Lili has served hundreds of thousands of freelancers and small businesses, raised about $80 million from investors including Group 11 and Foundation Capital, and in recent years built out an Accountant AI tool while shifting focus toward larger, multi-employee businesses.
Pana
Pana is a Miami-based, Y Combinator-backed neobank building a stablecoin-native dollar account for Latinos and immigrants in the United States and their families across Latin America. It powers a closed-loop remittance network - borderless USD balances that move money instantly between users with zero fees, backed by USDC and settling to more than 5,000 banks across 27 countries. Founded in 2021 by Piero Nunez del Risco and Luis Pena, Pana pairs a consumer app (US checking-style accounts opened with a passport, a Mastercard debit card, direct deposit, and free peer transfers) with an emerging embedded-finance layer that lets banks and platforms serve the US diaspora.
Piero Risco
Piero Núñez Del Risco is the founder and CEO of Pana (YC S22), a cross-border neobank building borderless USD accounts and a zero-fee remittance network for the 62 million Latinos living in the United States. A Dominican operator who spent more than a decade inside Caribbean banking - including leading a 130-person team that rebuilt Scotiabank's digital platform for 2 million customers across 11 countries - he left the corner office to attack the 6% fee that immigrants pay to send money home. Pana lets people open a US bank account with just a passport, and has grown into a 'global bank on chain' blending fiat and stablecoins across 125 countries.
Charlie
Charlie was a Los Angeles-based digital banking platform built specifically for Americans aged 62 and older. Founded in late 2021 by Oscar Health co-founder Kevin Nazemi, it offered a fee-free FDIC-insured account through Sutton Bank with 3% earnings, early access to Social Security deposits, US-based human support, and FraudShield, a suite of fraud protections designed for the population that loses an estimated $28 billion a year to financial scams. After raising $23 million in 2023, Charlie wound down operations on January 21, 2026.
Dan O'Malley
Dan O'Malley is the CEO of Engageware, the AI-powered customer engagement platform trusted by more than 600 enterprises in regulated industries. A Princeton-trained financial engineer, he spent more than 20 years building and selling fintech: he co-founded PerkStreet Financial, one of the first U.S. neobanks; ran digital at Eastern Bank; launched its Eastern Labs innovation arm; and from it spun out Numerated, an AI lending platform that powered over $70 billion in commercial loans before Moody's acquired it in 2024. He took the Engageware top job in September 2025.
MovoCash, Inc.
MovoCash, Inc. (MOVO) is a Palo Alto-based financial technology company founded in 2014 by veteran financial-industry entrepreneur Eric Solis. MOVO offers an on-demand mobile banking app that lets people instantly create FDIC-insured accounts and disposable virtual debit cards, send peer-to-peer payments, pay bills, and make contactless purchases from their phone - even without a traditional bank account. Built on its patented HyperBIN digital-token technology and delivered with Mastercard and Coastal Community Bank, MOVO positions itself as a 'digital cash' network that blends payment cards, bank accounts, and mobile money movement.
Kevin Nazemi
Kevin Nazemi is the co-founder and CEO of Charlie, a Los Angeles fintech building banking specifically for Americans aged 62 and older. After co-founding the health insurance disruptor Oscar Health and later the retiree health platform Renew Health, he turned to a market almost everyone in fintech ignored: seniors collecting Social Security. Charlie launched nationwide in May 2023 with faster access to Social Security checks, no monthly fees, competitive yields, and fraud safeguards built for a generation that loses an estimated $36 billion a year to financial scams.
Mine
Mine (formerly Fizz) is a New York-based fintech building an AI-powered personal finance platform for young adults. Its flagship product is a credit-building card that works like a debit card - spending is capped by your bank balance, repaid daily via autopay, and reported to the credit bureaus so users build credit history without interest, fees, or the risk of falling into debt. In January 2026 the company rebranded from Fizz to Mine and launched MoneyGPT, an AI money agent that learns a user's habits and goals to deliver spending, saving, and planning advice.
Común
Común is a New York-based digital bank built Spanish-first for immigrants in the United States. It offers an FDIC-insured checking account, a Visa debit card, low-cost cross-border remittances, Zelle access, and one of the largest cash-deposit networks in the country - all openable without a Social Security number. Founded in late 2021 by Mexican immigrants Andrés Santos and Abiel Gutiérrez, Común set out to fix the financial exclusion they experienced firsthand, and it has grown into one of the fastest-growing consumer fintechs serving the Latino community.
Yinon Ravid
Yinon Ravid is the co-founder and CEO of Albert, the personal finance app that turned 'pay what you think is fair' into a profitable business serving millions of mostly young, under-$100k Americans. A former high-yield bond trader turned engineer, he spent the past decade building budgeting, banking, saving, investing and human-plus-software financial advice into one app - and in 2026 shipped Genius, an AI assistant that doesn't just advise but takes action on your money.
Andres Santos
Andres Santos is the co-founder and CEO of Comun, a Spanish-first digital bank built for Latino immigrants in the United States. A Mexican-born MIT Sloan MBA who once struggled to open a US bank account himself, Santos turned that friction into a fast-growing neobank that accepts more than 100 Latin American IDs, requires no Social Security Number, and sends remittances across Latin America. After a $4.5M seed round in late 2023, Comun raised a $21.5M Series A led by Redpoint Ventures in August 2024 - just months later - on the back of 52% month-over-month customer growth.
Juno
Juno (formerly OnJuno) is a crypto-friendly banking platform that lets users in the US hold cash and crypto in one account, receive paychecks in stablecoins, and on-ramp to 20+ blockchain networks without withdrawal holds. Founded by Varun Deshpande, Ratnesh Ray, and Siddharth Verma, the company raised an $18M Series A in 2022 led by ParaFi Capital.
Mercury
Mercury is a San Francisco fintech that builds banking and financial software for startups and growth-stage companies. Through partner banks, it offers FDIC-insured checking and savings, corporate cards, treasury, venture debt, bill pay, and an API - aimed at founders who would rather not call a branch manager.
Ratnesh Ray
Ratnesh Ray is the Co-Founder and CTO of Juno, a crypto-native banking platform headquartered in San Francisco that lets users receive salaries directly in cryptocurrency via FDIC-insured accounts. A serial entrepreneur from Bengaluru, Ray previously co-founded BeeWise (acquired by Aditya Birla Money in 2017) and Nuo Network, a ConsenSys-backed DeFi lending protocol. At Juno, he leads technical architecture for a platform that has raised $24M in funding, including an $18M Series A led by ParaFi Capital in 2022, and serves over 75,000 U.S. customers.
Varun Deshpande
Varun Deshpande is the co-founder and CEO of Juno, a San Francisco-based crypto-native digital banking platform that bridges traditional finance and decentralized finance for the US market. A serial entrepreneur from BITS Pilani, he previously co-founded BeeWise (acquired by Aditya Birla Money), Nuo Network (a DeFi lending protocol), and TopTalent.in. With Juno, he has raised $24M across seed and Series A rounds from top-tier investors including Sequoia Surge, Polychain, ParaFi Capital, and Jump Crypto, building a platform that lets users earn, spend, and manage crypto alongside traditional banking.
Stuart Sopp
Stuart Sopp is the British-born CEO and co-founder of Current, one of America's largest New York-based fintech platforms serving nearly 4 million consumers. A former FX and rates trader who spent 15 years at BNY Mellon, Deutsche Bank, Citi, and Morgan Stanley across four continents, he walked away from Wall Street in 2014 after a CTO-to-be handed him the Bitcoin whitepaper and asked him to reconsider who banking was actually for. Current — built on a proprietary core banking stack, backed by Andreessen Horowitz and Tiger Global at a $2.2B valuation — targets Americans with sub-620 FICO scores who have been systematically underserved by traditional banks. Sopp aims for IPO readiness by 2026-2027.
Tom Blomfield
Tom Blomfield OBE is a British serial entrepreneur best known as co-founder and former CEO of Monzo, the UK's most-loved challenger bank that grew to serve 15% of the UK population. He previously co-founded GoCardless (now valued at $2.3B) and today serves as a Group Partner at Y Combinator in San Francisco, where he advises the next generation of billion-dollar company builders. An Oxford-trained lawyer turned product obsessive, he raised £1 million in 96 seconds for Monzo's crowdfund, burned out spectacularly at the top, and re-emerged as one of tech's most candid voices on AI, the future of work, and entrepreneurial risk.
Immad Akhund
Immad Akhund is the co-founder and CEO of Mercury, the digital banking platform trusted by 1 in 3 U.S. startups with $650M+ in annualized revenue and a $3.5B valuation. A Cambridge-trained computer scientist who came up through Y Combinator twice, he has built and sold two prior startups (Clickpass, Heyzap), made 350+ angel investments in companies like Airtable, Substack, and Rippling, and in April 2026 secured conditional OCC approval to charter Mercury Bank, N.A.