Kevin Nazemi is the co-founder and CEO of Charlie, a Los Angeles fintech building banking specifically for Americans aged 62 and older. After co-founding the health insurance disruptor Oscar Health and later the retiree health platform Renew Health, he turned to a market almost everyone in fintech ignored: seniors collecting Social Security. Charlie launched nationwide in May 2023 with faster access to Social Security checks, no monthly fees, competitive yields, and fraud safeguards built for a generation that loses an estimated $36 billion a year to financial scams.
Mine (formerly Fizz) is a New York-based fintech building an AI-powered personal finance platform for young adults. Its flagship product is a credit-building card that works like a debit card - spending is capped by your bank balance, repaid daily via autopay, and reported to the credit bureaus so users build credit history without interest, fees, or the risk of falling into debt. In January 2026 the company rebranded from Fizz to Mine and launched MoneyGPT, an AI money agent that learns a user's habits and goals to deliver spending, saving, and planning advice.
Común is a New York-based digital bank built Spanish-first for immigrants in the United States. It offers an FDIC-insured checking account, a Visa debit card, low-cost cross-border remittances, Zelle access, and one of the largest cash-deposit networks in the country - all openable without a Social Security number. Founded in late 2021 by Mexican immigrants Andrés Santos and Abiel Gutiérrez, Común set out to fix the financial exclusion they experienced firsthand, and it has grown into one of the fastest-growing consumer fintechs serving the Latino community.
Yinon Ravid is the co-founder and CEO of Albert, the personal finance app that turned 'pay what you think is fair' into a profitable business serving millions of mostly young, under-$100k Americans. A former high-yield bond trader turned engineer, he spent the past decade building budgeting, banking, saving, investing and human-plus-software financial advice into one app - and in 2026 shipped Genius, an AI assistant that doesn't just advise but takes action on your money.
Andres Santos is the co-founder and CEO of Comun, a Spanish-first digital bank built for Latino immigrants in the United States. A Mexican-born MIT Sloan MBA who once struggled to open a US bank account himself, Santos turned that friction into a fast-growing neobank that accepts more than 100 Latin American IDs, requires no Social Security Number, and sends remittances across Latin America. After a $4.5M seed round in late 2023, Comun raised a $21.5M Series A led by Redpoint Ventures in August 2024 - just months later - on the back of 52% month-over-month customer growth.
Juno (formerly OnJuno) is a crypto-friendly banking platform that lets users in the US hold cash and crypto in one account, receive paychecks in stablecoins, and on-ramp to 20+ blockchain networks without withdrawal holds. Founded by Varun Deshpande, Ratnesh Ray, and Siddharth Verma, the company raised an $18M Series A in 2022 led by ParaFi Capital.
Mercury is a San Francisco fintech that builds banking and financial software for startups and growth-stage companies. Through partner banks, it offers FDIC-insured checking and savings, corporate cards, treasury, venture debt, bill pay, and an API - aimed at founders who would rather not call a branch manager.
Ratnesh Ray is the Co-Founder and CTO of Juno, a crypto-native banking platform headquartered in San Francisco that lets users receive salaries directly in cryptocurrency via FDIC-insured accounts. A serial entrepreneur from Bengaluru, Ray previously co-founded BeeWise (acquired by Aditya Birla Money in 2017) and Nuo Network, a ConsenSys-backed DeFi lending protocol. At Juno, he leads technical architecture for a platform that has raised $24M in funding, including an $18M Series A led by ParaFi Capital in 2022, and serves over 75,000 U.S. customers.
Varun Deshpande is the co-founder and CEO of Juno, a San Francisco-based crypto-native digital banking platform that bridges traditional finance and decentralized finance for the US market. A serial entrepreneur from BITS Pilani, he previously co-founded BeeWise (acquired by Aditya Birla Money), Nuo Network (a DeFi lending protocol), and TopTalent.in. With Juno, he has raised $24M across seed and Series A rounds from top-tier investors including Sequoia Surge, Polychain, ParaFi Capital, and Jump Crypto, building a platform that lets users earn, spend, and manage crypto alongside traditional banking.
Stuart Sopp is the British-born CEO and co-founder of Current, one of America's largest New York-based fintech platforms serving nearly 4 million consumers. A former FX and rates trader who spent 15 years at BNY Mellon, Deutsche Bank, Citi, and Morgan Stanley across four continents, he walked away from Wall Street in 2014 after a CTO-to-be handed him the Bitcoin whitepaper and asked him to reconsider who banking was actually for. Current — built on a proprietary core banking stack, backed by Andreessen Horowitz and Tiger Global at a $2.2B valuation — targets Americans with sub-620 FICO scores who have been systematically underserved by traditional banks. Sopp aims for IPO readiness by 2026-2027.
Tom Blomfield OBE is a British serial entrepreneur best known as co-founder and former CEO of Monzo, the UK's most-loved challenger bank that grew to serve 15% of the UK population. He previously co-founded GoCardless (now valued at $2.3B) and today serves as a Group Partner at Y Combinator in San Francisco, where he advises the next generation of billion-dollar company builders. An Oxford-trained lawyer turned product obsessive, he raised £1 million in 96 seconds for Monzo's crowdfund, burned out spectacularly at the top, and re-emerged as one of tech's most candid voices on AI, the future of work, and entrepreneurial risk.
Immad Akhund is the co-founder and CEO of Mercury, the digital banking platform trusted by 1 in 3 U.S. startups with $650M+ in annualized revenue and a $3.5B valuation. A Cambridge-trained computer scientist who came up through Y Combinator twice, he has built and sold two prior startups (Clickpass, Heyzap), made 350+ angel investments in companies like Airtable, Substack, and Rippling, and in April 2026 secured conditional OCC approval to charter Mercury Bank, N.A.