collections
(13)
TCN
For 25 years, a self-funded company in southern Utah has quietly wired the phone lines of collections agencies, hospitals and call centers - no contracts, no venture money, and a stubborn belief that AI should help agents, not fire them.
Boom AI
Boom AI is a San Francisco-based Y Combinator (F25) startup building an AI workforce that talks to a company's customers across SMS, email, WhatsApp, Instagram, and phone, learns what they need, and acts on it - collecting overdue payments, winning back churned users, driving sales, and onboarding people. Founded in 2025 by the team that built Atrato (YC W21), it aims to deliver the output of a full customer team without the headcount.
Cozmo AI
Cozmo AI (formerly CozmoX AI) builds multimodal 'AI employees' that answer calls, read documents, and complete regulated business processes end to end for financial services, insurance, and enterprise operations. Founded by Alok Kumar and Nuha Hashem - the team behind the Gen Z neobank Zywa - the Y Combinator W22 company runs from San Francisco and Dubai, and says its agents handle voice conversations in 70+ languages including multiple Arabic dialects.
Levocred AI
Levocred AI is an AI-native operating system for structured credit teams. It ingests a fund's loan tape, credit agreements, servicer reports, and bank feeds, then automates the recurring analytical work that follows - borrowing base reports, real-time covenant monitoring, credit analysis and investment committee memos, lender packages, collections, and cash reconciliation. Founded in 2025 and backed by Y Combinator (S26), the company monitors more than $500M in capital across 10+ facilities in production.
NextPay
NextPay is a Philippine fintech that gives small and medium businesses the money-movement tools banks make hard to reach: batch payouts to any local bank or e-wallet, payroll, digital invoicing, QR Ph collections, and an API for embedded finance - with no corporate bank account, setup fee, or maintaining balance required. Founded by Don Pansacola and Aldrich Tan and backed by Y Combinator (W21), it has processed billions of pesos for thousands of growing Filipino businesses.
M-DAQ Global
M-DAQ Global is a Singapore-headquartered fintech group building foreign-exchange and cross-border payment infrastructure that lets businesses transact across currencies with price clarity and rate certainty. Through a single API and a suite that spans FX pricing, guaranteed rates, collections, payments and treasury tooling, M-DAQ serves e-commerce marketplaces, securities exchanges, fintechs and corporates across dozens of markets, processing billions of dollars in cross-border transactions each year toward its stated goal of a 'world without currency borders.'
TransFi
TransFi is a Dubai-headquartered payment infrastructure company that moves money across borders on stablecoin rails. Its platform lets businesses and Web3 apps collect, convert and pay out funds across fiat and stablecoins, spanning 100+ markets, 40+ currencies, 250+ local payment methods and 130+ digital assets. Founded in 2022 by former McKinsey payments partner Raj Kamal, TransFi targets high-friction emerging markets across Asia, the Middle East, Latin America and Africa, replacing slow correspondent-banking and SWIFT flows with near-instant settlement.
Zenskar
Zenskar is an AI-native billing and revenue automation platform for complex B2B businesses. It combines usage-based billing, revenue recognition (ASC 606/IFRS 15), collections, usage metering and SaaS analytics into a single order-to-cash system, layering AI agents on top so finance teams can automate invoicing, dunning and month-end close without engineering support. Founded in 2021 by Apurv Bansal and Saurabh Agarwal, the New York-based company has raised roughly $24-63M and serves SaaS, cloud infrastructure, AI and fintech companies with dynamic pricing, prepaid credits, multi-entity and multi-currency needs.
BankersLab
BankersLab is a fintech education and decisioning company that builds 'flight simulator' style software for lenders and bankers. Founded in 2012 by Michelle Katics and Kurt Gingher, it lets banks, credit unions and lenders practice consumer, retail and SME portfolio management in a risk-free simulation environment, then extends that same engine into AI-enhanced decision support. Its gamified, team-based workshops - ScoringLab, CreditLab, CollectionLab and InsightLab - have trained thousands of banking professionals across 30+ countries.
Ali Hussain
Ali Hussain is the CEO and co-founder of Tabs, a New York based startup building AI agents that automate the messy contract-to-cash side of B2B finance: billing, collections, and revenue recognition. He founded the company in 2023 after watching accounts receivable break at scale as COO of Latch (later DOOR), and earlier worked at Boston Consulting Group, Google, and the U.S. Congress. In September 2025 Tabs raised a $55M Series B led by Lightspeed Venture Partners to launch its first Billing and Collections agents, bringing total funding to roughly $92M.
Tabs
Tabs is an AI-native revenue platform that automates the contract-to-cash cycle for B2B finance and accounting teams. Its AI agents read messy customer contracts, generate and send invoices, chase collections, reconcile payments, and handle revenue recognition - turning manual back-office work into software. Founded in 2023 in New York by operators from Latch, Tabs serves 200+ customers including Cursor and Statsig, and raised a $55M Series B led by Lightspeed in September 2025, bringing total funding past $91M.
Billtrust
Billtrust is a cloud-based fintech that automates the entire order-to-cash and invoice-to-cash cycle for B2B businesses - credit decisioning, online ordering, invoice delivery, payments, cash application, and collections. Founded in 2001 by Flint Lane, it went public via SPAC in 2021 (Nasdaq: BTRS) and was taken private by EQT in late 2022 for about $1.7 billion. Its Business Payments Network connects buyers, suppliers, and banks to move trillions in B2B payments with far less manual work.
Shantanu Gangal
Shantanu Gangal is co-founder and CEO of Prodigal, a Y Combinator-backed AI company in Mountain View building AI agents for consumer lending, loan servicing and collections. He previously led data science at Fundbox and worked at Blackstone and Boston Consulting Group. He holds a B.Tech from IIT Bombay and an MBA from Wharton.