Odynn is a New York-based fintech infrastructure company that lets banks, card issuers, fintechs, and travel brands stand up embedded travel, loyalty, and rewards programs through an AI-powered, modular, API-first platform. Often described as 'the AI Shopify for loyalty and travel,' it connects cardholders to dozens of airline, hotel, and bank loyalty programs, shows the real cash value of points and miles in real time, and powers white-label travel portals that can go live in weeks rather than the 18-plus months typical of legacy providers.
Commons (formerly Joro) is an Oakland-based climate fintech that turns everyday spending into climate action. Its free mobile app links to users' cards to reveal the carbon footprint behind each purchase, rates brands to cut through greenwashing, and rewards people for buying better and less. Founded by Sanchali Pal, Commons has grown a community of over 450,000 members and raised roughly $14M from investors including Sequoia Capital, Amasia, and Jay-Z's Arrive.
YEBO is a Los Angeles Web3 company building no-code tools that let brands and creators design 3D virtual stores and launch interoperable NFT rewards and loyalty programs. Its stated mission is to bring people into Web3 by letting them create their own digital assets - buildings, stores, products - that can move freely from one Web3 environment to another. Founded in 2013 and later repositioned around blockchain rewards, YEBO is led by serial entrepreneur and Bitvore co-founder David Mandel.
Trashie is a recycling and rewards platform that makes responsible disposal of clothing, textiles, and electronics frictionless. Customers buy a Take Back Bag, fill it with unwanted items in almost any condition, mail it back, and earn TrashieCash redeemable for rewards at hundreds of brands. Built by the team behind zero-waste fashion brand For Days, Trashie turns the chore of recycling into a rewarded habit while diverting millions of pounds of waste from landfills.
Abhimanyu Choudhary is Co-Founder and Chief Sales Officer of Xoxoday, a B2B SaaS rewards, incentives, and loyalty platform serving 5,000+ enterprise clients across 175+ countries. After a decade-long career at Tata Steel rising to General Manager of Sales, he joined Xoxoday in 2018 to lead its commercial growth engine. Today, Xoxoday processes ~250,000 transactions daily and has raised over $100M in funding, most recently a Series C in January 2026 from Apis Partners and 57 Stars.
Abhishek Kumar is the co-founder and CTO of Xoxoday, a Bengaluru-based SaaS platform that powers rewards, incentives, and employee engagement for 5,000+ enterprises worldwide. An IIT Bombay alumnus who previously co-founded EveningFlavours (an early food-discovery startup), Abhishek has helped grow Xoxoday from a 2012 experiences marketplace into a $100M+ funded global platform processing 250,000 transactions daily, with products spanning employee engagement, sales gamification, consumer loyalty, and API-based transactional rewards.
Kushal Agrawal is a co-founder and Chief Marketing Officer at Xoxoday, a B2B SaaS platform that powers rewards, recognition, and loyalty programs for 5,000+ businesses globally. He co-founded the company in 2012 at age 22, helping transform it from a consumer gifting startup called Giftxoxo into a global enterprise platform processing nearly 250,000 daily transactions across 75+ countries. An adventurer who has traveled to 70+ countries, Kushal brings an unconventional, storytelling-driven approach to building enterprise growth - serving simultaneously as angel investor and co-founder of multiple Xoxoday sub-brands including Empuls and Compass AI.
Xoxoday is a global rewards, recognition, loyalty and incentives infrastructure platform. It helps businesses send gifts, payouts, and rewards to employees, partners, and customers across 100+ countries with a catalog of 1M+ options.
Sumit Khandelwal is Co-Founder and CEO of Xoxoday, a global rewards, incentives, and loyalty technology platform he built from a borrowed desk in Bengaluru in 2012 into a profitable enterprise serving 5,000+ clients across 175+ countries, processing 250,000 transactions daily and surpassing $1 billion in cumulative GMV. A software engineer turned FMCG product manager turned SaaS founder, Sumit embodies the rare combination of technical grounding and brand-building instinct, steering Xoxoday through a Series C raise in January 2026 and eyeing a potential IPO by late 2027 or early 2028.