Xendit is a Southeast Asian payments infrastructure company that lets businesses accept, process, and disburse money across Indonesia, the Philippines, Malaysia, and the wider region through a single API. Founded in 2015 and the first Indonesian company backed by Y Combinator, it handles virtual accounts, e-wallets, cards, QR codes, payouts, and fraud prevention for startups, marketplaces, and global enterprises expanding into the region.
Cowbell is a Pleasanton-based insurtech that sells adaptive cyber insurance to small and mid-sized businesses, using an AI-driven continuous underwriting platform that scores cyber risk and can issue a policy in under five minutes.
Hadi Solh is the Co-Founder of Flex, an AI-native finance super app for mid-market business owners, and Managing Partner at Atmos Ventures, a deep-technology venture capital firm. Drawing on 20+ years across Goldman Sachs, McKinsey, and Credit Suisse, he co-built Flex from a construction-industry credit card into a $490M+ funded platform processing $3B+ in annualized payments, serving business owners who power 40% of US payroll. Based in Dubai, he also sits on the boards of Oxford Ionics (quantum computing) and Nethone (cybersecurity).
Jack Kudale is the Founder and CEO of Cowbell, a Pleasanton, California-based AI-powered cyber insurance platform built for small and medium-sized enterprises. After 26 years in enterprise software at companies including CA Technologies and SnapLogic, Kudale founded Cowbell in January 2019 to close the cyber insurability gap for the world's 300 million small businesses. The company has raised $209 million in total funding - including a $60 million Series C from Zurich Insurance Group in 2024 - covers nearly 30,000 SMEs across four countries, and has paid out nearly $250 million in claims. Kudale was named an EY Entrepreneur of the Year 2023 Bay Area Award Winner and placed Cowbell at #13 on the 2024 Inc. 5000 list.
Michael Gold is the Chairman and CEO of Intermedia Intelligent Communications, a Sunnyvale-based AI-powered cloud communications company serving over 150,000 businesses through a network of 7,500 channel partners. Since co-leading Intermedia's acquisition in 2011, Gold has grown the company's revenues and profits more than 7x, transforming it from a hosted email provider into a comprehensive UCaaS and CCaaS platform. A Stanford MBA and electrical engineer by training, Gold is a veteran cloud services operator who previously founded Zlago, led Sphera (acquired by Parallels), and served as SVP at Qwest Communications. His signature strategy - selling through partners who resell under their own brands - has made Intermedia a quiet powerhouse behind some of the biggest names in business communications.
Abdul Ahad is a data consultant and TEDx speaker based in Eindhoven, The Netherlands, with over seven years of experience building data infrastructures for small and medium organisations across e-commerce, insurance, energy, and finance. He is the founder behind KYD Analytics and holds the philosophy of 'Bringing Data and Humans Together' - believing the human element matters more than the tool. In November 2024, he delivered a TEDxEindhoven talk titled 'Why aren't people voting anymore?' exploring how community bonds and incentivisation could revitalise democratic participation. A lifelong learner who codes, consults, and speaks on the stage.