Tagged: lending
12 results
August Digital
August Digital is a New York-based institutional crypto company building on-chain prime brokerage infrastructure. Its platform gives trading desks, funds, protocols and treasuries secure smart-contract accounts, real-time risk and pricing engines, cross-margining, lending, and structured products so they can borrow, lend, trade and settle across DeFi and CeFi with any liquid collateral - all with on-chain auditability. August also operates Upshift, a vault product that opens institutional-grade yield strategies to a wider set of users. The company raised a $10M Series A led by Dragonfly in March 2025 and reports having processed roughly $45B in cumulative volume.
Nova Credit
Nova Credit is a San Francisco-based credit infrastructure and analytics company that helps lenders extend credit responsibly to people traditional bureaus miss. Founded in 2016 by three Stanford classmates, it operates as a consumer reporting agency built around three products: Credit Passport, which translates a newcomer's international credit history into a U.S.-readable report; Cash Atlas, a cash flow underwriting tool that reads consumer-permissioned bank transaction data; and Income Navigator, which automates income and employment verification. Banks and lenders including American Express, HSBC, Chase, and PayPal use Nova Credit to reach credit-invisible and thin-file consumers.
FICO
FICO (Fair Isaac Corporation) is the analytics-software company behind the FICO Score, the credit-risk measure used in roughly 90% of top U.S. lending decisions. Founded in 1956 by engineer Bill Fair and mathematician Earl Isaac, the company applies predictive analytics and AI to help banks, lenders, insurers and other enterprises make faster, data-driven decisions. Beyond the score, FICO sells the cloud-based FICO Platform and applications such as Falcon Fraud Manager and Blaze Advisor. Headquartered in Bozeman, Montana and traded on the NYSE as FICO, the lean, ~3,800-person firm reported record fiscal 2025 revenue of about $2.0 billion.
Rightfoot
Rightfoot is a San Francisco fintech that gives lenders real-time, credential-less financial data - live bank and debit-card balances retrieved without asking borrowers to hand over bank logins. Its API and portal let lenders and collections teams verify account ownership, confirm a borrower can actually pay, and time outreach to when money is in the account, cutting failed payments and defaults. Founded in 2016 and originally an employer-enabled student-debt repayment tool, the company pivoted to permissioned data infrastructure and now serves consumer lenders, business lenders, and collections agencies.
BankersLab
BankersLab is a fintech education and decisioning company that builds 'flight simulator' style software for lenders and bankers. Founded in 2012 by Michelle Katics and Kurt Gingher, it lets banks, credit unions and lenders practice consumer, retail and SME portfolio management in a risk-free simulation environment, then extends that same engine into AI-enhanced decision support. Its gamified, team-based workshops - ScoringLab, CreditLab, CollectionLab and InsightLab - have trained thousands of banking professionals across 30+ countries.
Prodigal
Prodigal is a Mountain View-based AI company building the only intelligence platform purpose-built for consumer finance. Trained on more than a billion real U.S. lending and collections interactions, its AI agents and applications - proAgent, proCollect, proPay, proScore, proNotes, proAssist and the PIE intelligence engine - help banks, lenders, auto-finance firms, collections agencies and healthcare revenue teams collect more payments, cut costs and stay compliant. More than 100 companies run on Prodigal, which has processed over a billion consumer interactions to date.
January
January is a New York fintech that uses AI to modernize one of finance's least-loved corners: debt collection. Its platform helps lenders, banks, credit unions and debt buyers recover past-due and charged-off consumer debt while giving borrowers transparent, lower-pressure ways to repay - tailored payment plans, self-service tools and built-in regulatory guardrails. Founded in 2016 (originally as Debtsy), the company says its software has serviced more than $10B in debt and handles more accounts than all but the largest banks, pairing data-driven recoveries with consumer satisfaction scores it claims beat traditional agencies.
Danny Shader
Danny Shader is the founder and CEO of PayNearMe, a Santa Clara-based fintech platform that processes over $50 billion annually for more than 20,000 businesses. A serial entrepreneur whose previous ventures were acquired by Amazon, Motorola, and Netscape, Shader built PayNearMe from a niche cash-payment network into PayXM, the industry's first full-stack Payment Experience Management platform. Backed by $245 million in total funding including a $50M Series E in September 2025, he has spent 15+ years turning a deceptively simple problem - helping the cash-dependent and underbanked pay their bills - into a multi-billion-dollar enterprise payments category.
Elan Amir
Elan Amir is the CEO of MeasureOne, a San Francisco-based consumer-permissioned data platform that enables businesses to verify income, employment, education, and insurance data with consumer consent. A UC Berkeley PhD in Computer Science, Amir brings decades of deep technical and operational experience - from co-founding a broadcast media company acquired by Inktomi, to serving as CTO at early mobile web pioneer OmniSky, to leading Bivio Networks as CEO for nine years through a cybersecurity pivot. He joined MeasureOne as COO in 2018 and became CEO in 2019, guiding the company to raise $7.1M and forge major partnerships with Experian, BeSmartee, and GDSLink.
Dan Robinson
Dan Robinson is General Partner and Head of Research at Paradigm, one of crypto's most influential investment and research firms. A Harvard-trained lawyer turned protocol engineer, Robinson has co-authored landmark papers including the 'Ethereum is a Dark Forest' MEV essay, the Uniswap v3 whitepaper, and the Blend NFT lending protocol. His work sits at the intersection of mechanism design, mathematical finance, and open-source software - making him one of the rare figures who shapes both how DeFi protocols are built and how capital flows into them.
Peter Renton
Peter Renton is one of fintech's original chroniclers - an Australian-born entrepreneur who turned a P2P lending hobby blog into LendIt, the world's largest fintech conference, and Fintech Nexus, a media empire reaching 225,000+ banking and fintech executives. After Fintech Nexus filed for Chapter 7 in 2024, he launched Renton & Co and continues hosting the Fintech One-on-One Podcast, the longest-running one-on-one interview show in fintech, now past 628 episodes and 1 million downloads.
Matt Harris
Matt Harris is a Partner at Bain Capital Ventures and one of the most tenured fintech-focused venture investors in the world, with over 30 years dedicated exclusively to financial technology. Known for his 'Fintech: The Fourth Platform' thesis that predicted fintech would create $3.6 trillion in value, Harris backed breakout companies including OnDeck Capital (as first investor), Flywire, Justworks, and GoCardless. He serves on the Innovation Advisory Council of the Federal Reserve Bank of New York and ranks #3 on Institutional Investor's Fintech Finance 40.