money-transfer
(10)
Transfez
Transfez is a Jakarta-based fintech that makes sending money across borders cheaper and faster for Indonesians, letting users move funds to 50+ countries in 26 currencies. Founded in 2019 by Edo Windratno and Bondan Herumurti, it grew from a consumer remittance app into a group that also runs Jack, a business finance platform for corporate cards, international payments, payroll and expense management. Transfez is a Y Combinator W22 company backed by East Ventures and BEENEXT.
Instapay Technologies Sdn Bhd
Instapay Technologies is a Kuala Lumpur-based fintech that gives migrant and foreign workers in Malaysia a regulated digital salary account. Through a mobile e-wallet paired with a prepaid Mastercard, workers receive their pay, send money home to 30+ countries, pay bills, top up mobile plans, shop and withdraw cash at ATMs. Licensed by Bank Negara Malaysia as an e-money issuer and money services business, Instapay also runs payroll disbursement for hundreds of corporate employers, bringing an underbanked workforce into the formal digital economy.
MoneyMatch
MoneyMatch is a Kuala Lumpur-based fintech founded in 2015 that moves money across borders faster and cheaper than traditional banks. Starting as a peer-to-peer currency exchange, it grew into a licensed money services business serving individuals, SMEs and financial institutions across Malaysia, Singapore, Brunei, Hong Kong, Australia and New Zealand. It uses digital eKYC, machine learning treasury tools and blockchain rails - including Ripple - to settle payments in dozens of currencies, and is now an equity partner in Malaysia's KAF-led Islamic digital bank.
Taptap Send
Taptap Send is a mobile-first remittance app that lets migrants and diaspora communities send money home to Africa, Asia, Latin America and the Caribbean quickly and at low cost. Founded in 2018 by Michael Faye and Paul Niehaus - the team behind GiveDirectly and Segovia - the app charges no explicit transfer fee on most corridors, earning instead through a transparent exchange-rate margin, and delivers roughly 95% of payments within three minutes to bank accounts, mobile-money wallets and cash-pickup points across 70+ destination countries.
YAP
YAP is a Dubai-based digital banking platform that lets people open an account, get an instant IBAN and Mastercard, send and receive money, pay bills and track spending entirely from a mobile app. Launched in March 2021 as the UAE's first independent digital banking platform, YAP does not hold its own banking licence in the UAE; instead it partners with licensed banks (originally RAKBANK) to provide the underlying accounts while YAP builds the customer-facing experience, analytics and card controls. The company has raised roughly $41 million and is expanding across the Middle East, Africa and South Asia, targeting Saudi Arabia, Egypt, Pakistan and Ghana.
YouTrip
YouTrip is a Singapore-based fintech that operates a multi-currency mobile wallet and companion Mastercard prepaid card, letting travelers and everyday spenders hold and exchange 10 currencies in-app and pay in more than 150 currencies overseas at wholesale FX rates with no added transaction fees. Founded in 2018 by Caecilia Chu and Arthur Mak, the company has expanded from consumers into SMEs through YouBiz, a corporate multi-currency card, and processes roughly US$15 billion in annual transaction volume across Singapore, Thailand and Australia.
Fin
Fin is a New York-based stablecoin payments company building a mobile app for high-value, global, and instant money movement. Founded by ex-Citadel engineers Ian Krotinsky and Aashiq Dheeraj - the team behind TipLink - Fin unifies balances into USDC and lets users and businesses send millions of dollars in near real time to other Fin users, bank accounts, or crypto wallets. In December 2025 it raised a $17M Series A led by Pantera Capital, with Sequoia and Samsung Next participating, to launch a product aimed at import/export businesses and high-value transfers that traditional banks handle slowly and expensively.
Pana
Pana is a Miami-based, Y Combinator-backed neobank building a stablecoin-native dollar account for Latinos and immigrants in the United States and their families across Latin America. It powers a closed-loop remittance network - borderless USD balances that move money instantly between users with zero fees, backed by USDC and settling to more than 5,000 banks across 27 countries. Founded in 2021 by Piero Nunez del Risco and Luis Pena, Pana pairs a consumer app (US checking-style accounts opened with a passport, a Mastercard debit card, direct deposit, and free peer transfers) with an emerging embedded-finance layer that lets banks and platforms serve the US diaspora.
Félix
Félix (Félix Pago) is a Miami-based fintech that lets Latin Americans in the U.S. send money home through a WhatsApp chat. Under the hood, it routes transfers over stablecoin rails (USDC) and uses AI to handle compliance and customer service in Spanish. Founded in 2020 by Manuel Godoy and Bernardo García, the company has moved more than $1 billion across nine LatAm corridors and raised a $75M Series B led by QED Investors in April 2025.
Taavet Hinrikus
Taavet Hinrikus is an Estonian tech entrepreneur who became Skype's first employee, co-founded Wise (formerly TransferWise) in 2010 - growing it into Europe's largest fintech IPO via a 2021 direct listing at $11B - and now invests through Plural Platform alongside backing social initiatives like kood/Jõhvi coding school. One of Estonia's first billionaires, with a net worth around $1.35 billion, he is also a co-owner of the NBA's Portland Trail Blazers.