Nium is a San Francisco- and Singapore-headquartered cross-border payments company that lets banks, fintechs, and businesses move money across more than 220 markets via a single API. It runs one of the largest real-time payout networks in the world, supporting payouts in 100+ currencies and instant settlement in 100+ markets.
Bernardo Garcia is the Co-Founder and COO of Félix Pago, a Miami-based fintech startup that lets Latino immigrants in the US send money home via WhatsApp in roughly 40 seconds. Born in Guadalajara, Mexico, Garcia built his career across consulting and Uber before earning his MBA at Wharton, where he met co-founder Manuel Godoy. Together they launched Félix in 2020, growing it to process over $1 billion in remittances in 2024 and raising a $75 million Series B in April 2025 led by QED Investors.