Infinity is a Bengaluru-based cross-border payments platform that lets Indian freelancers, exporters, and small businesses receive money from global clients through multi-currency virtual accounts. It converts foreign payments to INR at live FX rates with a flat 0.5% all-inclusive fee, settles funds in about a day, and handles RBI compliance paperwork like FIRA automatically. Founded in 2024 by brothers Sourav and Sidharth Choraria, the company is part of Y Combinator's Winter 2024 batch.
Transfez is a Jakarta-based fintech that makes sending money across borders cheaper and faster for Indonesians, letting users move funds to 50+ countries in 26 currencies. Founded in 2019 by Edo Windratno and Bondan Herumurti, it grew from a consumer remittance app into a group that also runs Jack, a business finance platform for corporate cards, international payments, payroll and expense management. Transfez is a Y Combinator W22 company backed by East Ventures and BEENEXT.
Hubpay is a UAE-regulated fintech that gives small and medium businesses a global payments platform - multi-currency business accounts, competitive FX, cross-border payroll, and regulated payment links in one dashboard. Founded in 2019 by Kevin Kilty and licensed under the Abu Dhabi Global Market, it was the first independently regulated fintech in the UAE authorized to offer digital money services, and it now connects the UAE with markets across Asia, Africa, and Europe.
Instapay Technologies is a Kuala Lumpur-based fintech that gives migrant and foreign workers in Malaysia a regulated digital salary account. Through a mobile e-wallet paired with a prepaid Mastercard, workers receive their pay, send money home to 30+ countries, pay bills, top up mobile plans, shop and withdraw cash at ATMs. Licensed by Bank Negara Malaysia as an e-money issuer and money services business, Instapay also runs payroll disbursement for hundreds of corporate employers, bringing an underbanked workforce into the formal digital economy.
MatchMove is a Singapore-based, MAS-licensed banking-as-a-service (BaaS) company that lets any business embed financial services - accounts, cards, payments and lending - directly into its own app through an API-first platform called Banking Wallet OS. Founded in 2009 by Shailesh Naik, the company markets itself under the tagline 'A Bank in Any App' and has issued more than 4 million cards, processed over US$5 billion in payments, and reaches 200+ payout countries through 100+ enterprise partners.
MoneyMatch is a Kuala Lumpur-based fintech founded in 2015 that moves money across borders faster and cheaper than traditional banks. Starting as a peer-to-peer currency exchange, it grew into a licensed money services business serving individuals, SMEs and financial institutions across Malaysia, Singapore, Brunei, Hong Kong, Australia and New Zealand. It uses digital eKYC, machine learning treasury tools and blockchain rails - including Ripple - to settle payments in dozens of currencies, and is now an equity partner in Malaysia's KAF-led Islamic digital bank.
Taptap Send is a mobile-first remittance app that lets migrants and diaspora communities send money home to Africa, Asia, Latin America and the Caribbean quickly and at low cost. Founded in 2018 by Michael Faye and Paul Niehaus - the team behind GiveDirectly and Segovia - the app charges no explicit transfer fee on most corridors, earning instead through a transparent exchange-rate margin, and delivers roughly 95% of payments within three minutes to bank accounts, mobile-money wallets and cash-pickup points across 70+ destination countries.
Thunes is a Singapore-headquartered cross-border payments company that operates a proprietary Direct Global Network connecting businesses to bank accounts, mobile wallets, cards and stablecoin wallets in more than 130 countries and 80-plus currencies. Spun out of TransferTo in 2016 and led by co-founder and CEO Peter De Caluwe, Thunes powers real-time money movement for gig-economy platforms, super-apps, banks, remittance companies and PSPs, backed by its in-house SmartX Treasury System and Fortress Compliance Platform. In 2026 Juniper Research ranked it among the top three cross-border payments leaders alongside Swift and Visa.
Fin is a New York-based stablecoin payments company building a mobile app for high-value, global, and instant money movement. Founded by ex-Citadel engineers Ian Krotinsky and Aashiq Dheeraj - the team behind TipLink - Fin unifies balances into USDC and lets users and businesses send millions of dollars in near real time to other Fin users, bank accounts, or crypto wallets. In December 2025 it raised a $17M Series A led by Pantera Capital, with Sequoia and Samsung Next participating, to launch a product aimed at import/export businesses and high-value transfers that traditional banks handle slowly and expensively.
Taxwire is a New York-based fintech that owns sales tax and global VAT compliance end to end for finance teams. It pairs an AI-native tax engine with a team of tax experts to handle nexus monitoring, registration, real-time rate calculation, filing, remittance, and audit resolution across roughly 22,000 US jurisdictions and 100+ countries. The company remits about $100M in sales tax a year for customers and raised $25M in combined Seed and Series A funding led by Headline in 2026.
Nium is a San Francisco- and Singapore-headquartered cross-border payments company that lets banks, fintechs, and businesses move money across more than 220 markets via a single API. It runs one of the largest real-time payout networks in the world, supporting payouts in 100+ currencies and instant settlement in 100+ markets.
Bernardo Garcia is the Co-Founder and COO of Félix Pago, a Miami-based fintech startup that lets Latino immigrants in the US send money home via WhatsApp in roughly 40 seconds. Born in Guadalajara, Mexico, Garcia built his career across consulting and Uber before earning his MBA at Wharton, where he met co-founder Manuel Godoy. Together they launched Félix in 2020, growing it to process over $1 billion in remittances in 2024 and raising a $75 million Series B in April 2025 led by QED Investors.