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Tagged: cardless
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Founder · Executive · Operator
Scott Kazmierowicz
Scott Kazmierowicz is the co-founder and CEO of Cardless, a San Francisco fintech rebuilding the credit card from the brand outward. Started in March 2019 after a Christmas Eve napkin session in a Bryant Park Whole Foods, Cardless lets companies like Coinbase, Bilt, Qatar Airways and Alibaba launch and run their own co-branded credit programs without the legacy bank in the middle. A Stanford computer science grad who passed through Goldman Sachs and Allen & Company before turning founder, Kazmierowicz frames the work as a design problem as much as a finance one: make credit products that are useful, fair and respectful of a person's dignity. By 2025 the company had raised more than $170 million and was growing card transaction volume 400% year over year.
scott kazmierowicz · cardlessRead →
Fintech · Saas · Enterprise
Cardless
Cardless is a San Francisco fintech that gives consumer and product-led brands the infrastructure to launch and run their own co-branded credit cards. Its API-first platform handles the parts most companies never want to touch - underwriting, compliance, issuing-bank relationships, rewards and servicing - so a brand can ship a branded card inside its own app in weeks instead of the year-plus a legacy bank program takes. Founded in 2019, Cardless powers cards for partners including Coinbase, Bilt, Qatar Airways, Alibaba.com and Simon, and raised a $60M Series C led by Spark Capital in September 2025.
cardless · fintechRead →