Incode is an AI-powered identity verification platform that lets businesses confirm who is really on the other side of a screen — in under two seconds. Founded in San Francisco in 2015, the company has built a modular biometric platform used by banks, hotels, hospitals, and gaming companies across more than 190 countries. Its flagship product, Incode Omni, handles everything from document verification and facial recognition to AML screening and liveness detection, processing more than 100 million user verifications per year. Backed by General Atlantic, SoftBank, J.P. Morgan, and Capital One Ventures at a $1.25 billion valuation, Incode has been named a Gartner Magic Quadrant Leader for Identity Verification two consecutive years running.
Incognia is a location identity and fraud prevention company that uses device intelligence, location behavioral analytics, and AI to help platform businesses — from food delivery to financial services — detect fraud without compromising the user experience. By processing signals from GPS, Wi-Fi, and Bluetooth without capturing PII, Incognia identifies legitimate users from fraudsters across multiple devices with 99.999999% accuracy, a 0.0001% false-positive rate, and no friction for genuine users. Deployed on over 200 million smartphones and protecting nearly 1 billion devices, Incognia has become the go-to fraud layer for platforms like Grubhub, Delivery Hero, and Upwork.
Middesk is a San Francisco-based business identity platform that helps banks, fintechs, lenders, and marketplaces verify the businesses they transact with. Its KYB APIs turn the slow, paper-heavy process of vetting a company into a real-time decision, powering onboarding at firms like Brex, Plaid, Mercury, Gusto, Affirm, and Shopify.
Andre Ferraz is the co-founder and CEO of Incognia, a Palo Alto-based privacy-first location identity company that uses passive behavioral signals - where your phone goes, how it moves, what Wi-Fi networks it trusts - to verify users without passwords or biometric friction. Before Incognia, Ferraz co-founded In Loco Media in 2011 at the Federal University of Pernambuco in Brazil, building it into a company that mapped 6 million indoor venues and captured 250 billion location data points monthly, before selling it to Brazilian retail giant Magazine Luiza in 2020. With Incognia, he pivoted that location intelligence from advertising into fraud prevention, raising $46.5M total (including a $31M Series B led by Bessemer Venture Partners in 2024), deploying technology on over 200 million smartphones, and pioneering what he calls zero-factor authentication - security that works without the user doing anything at all.
Cesar Pino is the co-founder of Truora Inc., a Y Combinator-backed identity verification and fraud prevention platform built for Latin America. An electronic engineer with a specialization in cryptography from Universidad del Valle in Colombia, Pino previously worked as a fullstack engineer at Twilio before co-founding Truora in 2018 with Daniel Bilbao, David Cuadrado, and Maite Muniz Telleria. Truora helps companies across 9+ Latin American countries onboard users digitally through background checks, facial recognition, KYC/AML compliance, and WhatsApp-powered customer engagement - serving clients like Rappi, Bancolombia, Mercado Libre, and Uber. The company has raised ~$40M in total funding including a $15M Series A led by BBVA's Propel fund and Accel.
Dan Calpin is a senior technology executive and founder who has spent his career at the intersection of AI, media, and enterprise strategy. As Founding Partner and General Manager of Bain Media Lab, he co-created Mensio, an AI-powered analytics platform measuring TV advertising and sponsorships. He went on to serve as President of Hive, the enterprise AI company specializing in content understanding, and later as EVP North America at Incode Technologies. He is currently launching a new stealth AI venture.
Kurt Ruppel is the Co-Founder and CTO of Middesk, the business identity platform that helps financial institutions, fintechs, and marketplaces verify and onboard businesses in seconds rather than weeks. A UC Berkeley cognitive science alumnus turned engineer, he built his technical chops at Zendesk and Checkr before co-founding Middesk with Kyle Mack in 2018. The company went through Y Combinator's Winter 2019 batch, secured a $4M seed led by Accel and Sequoia before Demo Day ended, and raised a $57M Series B in 2022—bringing total funding to over $77M. Ruppel leads Middesk's technical vision, focusing on primitives and forward concepts that transform raw business data into actionable intelligence for the financial ecosystem.
Kyle Mack is the CEO and Co-founder of Middesk, the business identity platform that's modernizing how financial institutions and fintechs verify and trust the companies they work with. Founded in 2018 after Mack witnessed firsthand the painful manual process of customer credentialing at Checkr, Middesk has grown into a category-defining KYB infrastructure company backed by Sequoia Capital, Accel, Insight Partners, and Canapi Ventures with $77M+ in total funding. The company serves hundreds of enterprise clients - including two of the top three U.S. banks and fintechs like Plaid, Affirm, Brex, and Shopify - by connecting to roughly 400 U.S. government agencies to surface real-time business identity intelligence. Mack is also a Sequoia Scout, investing in early-stage founders.
Maxwell Blumenfeld is the Co-Founder, COO, and Head of R&D at SentiLink, a San Francisco-based identity verification and fraud prevention company he co-founded in 2017 with Naftali Harris after both worked as risk leaders at Affirm. Discovering that synthetic identities with real 750+ credit scores were slipping through the financial system, they built SentiLink into a platform now serving 300+ financial institutions - including three of the top 10 US banks - having verified several hundred million applications. Named to Forbes 30 Under 30 in 2020, Blumenfeld holds a mathematics and economics degree from the University of Chicago and operates from Austin, Texas.
Rick Song is the Co-Founder and CEO of Persona, the identity verification platform trusted by OpenAI, Instacart, LinkedIn, and 3,000+ others. A self-described reluctant founder, he left Square in 2018 after five years working on fraud and identity products, convinced there was a better way to build identity infrastructure. By 2025, Persona had completed 300+ million verifications, crossed $100M ARR, raised a $200M Series D at a $2B valuation, and was named a Gartner Magic Quadrant Leader for Identity Verification for the second consecutive year.
SentiLink is a San Francisco-based identity and fraud intelligence company that helps banks, credit unions, and fintechs spot synthetic identities, identity theft, and first-party fraud at the point of account application. Founded in 2017 by two former Affirm risk leads, it now verifies millions of identities per day for more than 400 institutions.
Truora is a Latin America-focused identity and customer engagement platform that helps companies verify users, run background checks, and onboard customers - largely through WhatsApp. Founded in 2018 by Twilio and McKinsey alumni and backed by Y Combinator, Accel, and Propel, it powers KYC and fraud prevention for Rappi, Bancolombia, Mercado Libre, Didi, and hundreds of other LatAm businesses.
Soups Ranjan is the co-founder and CEO of Sardine, an agentic AI platform for financial crime prevention and AML compliance headquartered in San Francisco. With a PhD in Electrical and Computer Engineering from Rice University and career stints at Coinbase (as Head of Risk) and Revolut (Head of Financial Crime), he channeled over 15 years of fraud-fighting expertise into Sardine, which has raised $145.6M and grown to 300+ enterprise customers. Sardine's behavioral biometrics and device intelligence platform now profiles 2.2+ billion devices, making it one of the most comprehensive financial crime databases in existence.
Aristotle is a Washington, D.C.-based political technology company that has built the data, compliance, and fundraising software powering U.S. political campaigns since 1983. Founded by brothers John and Dean Phillips, it serves PACs, advocacy groups, and federal campaigns - and, famously, every U.S. president since Reagan.
Vicky Bindra is the CEO of Trulioo, a Vancouver-based global identity verification platform that has raised $478M in funding. A Chartered Accountant with an MBA from MIT Sloan, Bindra brings nearly 30 years of fintech and payments experience from leadership roles at Visa, Mastercard, Citi, GE Capital, Pine Labs, FIS, and Nuvei. Appointed CEO of Trulioo on April 1, 2025, he is now focused on accelerating product innovation, AI integration, and establishing Trulioo as the trusted infrastructure layer for digital identity in the era of agentic commerce.
Doug Aley is the CEO of Paravision, a San Francisco-based AI company building the world's most accurate facial recognition and identity AI technology. A Stanford and Harvard Business School alumnus, Aley co-founded his first company at 19, scaled Zulily from $100M to $700M in sales pre-IPO, and eventually landed at Paravision where he has guided the company to back-to-back #1 global rankings on NIST's Face Recognition Vendor Tests. Under his leadership, Paravision has raised $47M in funding, established itself as the only US company in the top 10 globally for facial recognition accuracy, and built a portfolio of AI tools spanning liveness detection, deepfake detection, and biometric authentication used in government, travel, border security, and enterprise applications worldwide.
Elan Amir is the CEO of MeasureOne, a San Francisco-based consumer-permissioned data platform that enables businesses to verify income, employment, education, and insurance data with consumer consent. A UC Berkeley PhD in Computer Science, Amir brings decades of deep technical and operational experience - from co-founding a broadcast media company acquired by Inktomi, to serving as CTO at early mobile web pioneer OmniSky, to leading Bivio Networks as CEO for nine years through a cybersecurity pivot. He joined MeasureOne as COO in 2018 and became CEO in 2019, guiding the company to raise $7.1M and forge major partnerships with Experian, BeSmartee, and GDSLink.
John Aristotle Phillips is the co-founder and CEO of Aristotle, the Washington DC-based political technology firm he built with his brother Dean since 1983. Known worldwide as 'The A-Bomb Kid' after his Princeton term paper on nuclear weapon design made headlines in 1977, Phillips parlayed celebrity into activism, lost two congressional races, then quietly built a data empire that has served virtually every U.S. president from Reagan onward. Today Aristotle powers campaign compliance, voter data, PAC management, and identity verification for campaigns across the globe, while Phillips co-founded PredictIt, the world's largest political prediction market, partnering with Victoria University of Wellington to bring real-money political forecasting to the mainstream.
Marc Friend is the CEO of Sift, the leading digital trust and fraud prevention platform serving 700+ global enterprises. A Silicon Valley veteran with 30+ years spanning venture capital (US Venture Partners, Summit Partners, Partech) and operational CFO/CEO roles at high-growth tech companies including PubNub, Sun Basket, and Rapid (sold to Nokia in 2024), Friend brings an unusually broad toolkit to the fraud-detection space. He also competes in Ironman triathlons and funded an annual full-tuition merit scholarship at MIT, his alma mater.