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Tagged: commercial-insurance
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Ai · Fintech · Saas
MGT Insurance
MGT Insurance is a vertically AI-native neo-insurer rebuilding commercial property and casualty insurance for the roughly 35 million small businesses in the United States and the brokers who serve them. Founded in 2022 by brothers Graham and Michael Topol, MGT owns the full stack - intake, underwriting, distribution, policy delivery and servicing - on a modern technology platform, letting agents quote and often bind Business Owner Policies in minutes rather than days or weeks. The company writes BOP in 42-plus states and D.C., serves nearly 30,000 customers, holds an A- (Excellent) rating from AM Best, and closed an oversubscribed $21.6M Series B in October 2025 led by Mubadala Capital.
insurance · insurtechRead →
Founder · Executive · Engineer
Akash Agarwal
Akash Agarwal is the Founder and CEO of Pibit.AI, a Y Combinator-backed insurtech company revolutionizing commercial insurance underwriting through AI. Building on a childhood watching his father toil as an insurance agent buried in paperwork, Akash set out to automate the most labor-intensive parts of underwriting. Pibit.AI's CURE platform - Centralized Underwriting Risk Environment - processes loss runs, submission documents, and risk data at machine speed, helping insurers cut underwriting cycle times by up to 85% and improve loss ratios by up to 700 basis points. After raising a $7M Series A led by Stellaris Venture Partners in November 2025, with participation from Y Combinator and Arali Ventures, the company is scaling its AI models and data partnerships to reshape how the $1T+ P&C insurance industry makes risk decisions.
insurtech · aiRead →
Founder · Executive · Operator
Rushil Goel
Rushil Goel is the CEO and Co-founder of Nirvana Insurance, an AI-native commercial trucking insurance company valued at $1.5 billion after a $100M Series D in December 2025. Before founding Nirvana, he spent five years at Samsara scaling fleet telematics from zero to $400M+ ARR, where he spotted the gap between how much safety data existed and how little insurance companies used it. An IIT Bombay CS grad with a Wharton MBA, Goel has built two companies and scaled products across India and the US - from mobile payments at Ola to connected fleet operations - before channeling everything into rebuilding commercial insurance from the ground up.
insurtech · aiRead →
Ai · Saas · Enterprise
Pibit.AI
Pibit.AI is a San Francisco-based insurtech building CURE, an agentic AI platform that automates the messy middle of commercial insurance underwriting - intake, document parsing, risk research, and workflow orchestration - for carriers and MGAs. Founded in 2020, Y Combinator-backed, and now Series A funded.
insurtech · underwritingRead →
Founder · Executive · Operator
Arjun Mangla
Arjun Mangla is the Co-Founder and CEO of Fulcrum, an AI-powered workflow automation platform that is quietly transforming how commercial insurance brokers operate. A Columbia-trained computer scientist turned McKinsey consultant, Mangla left a high-flying advisory career to tackle one of corporate America's most overlooked inefficiencies: the manual, error-prone drudgery of insurance policy checking and proposal generation. Under his leadership, Fulcrum has captured nearly a third of the top 50 U.S. insurance brokers as customers, raised $25M in total funding led by CRV, and grown revenue 5x in six months - all by making insurance brokers dramatically faster and more accurate without replacing the humans who know their clients.
insurance-tech · ai-automationRead →
Founder · Executive · Operator
Graham Topol
Graham Topol is Co-Founder and Co-CEO of MGT Insurance, the AI-native neo-insurer he built with his brother Michael to fix commercial P&C insurance for America's 35 million small businesses. Before MGT, he sharpened his eye for pattern recognition at FTV Capital's $6.2B fund, helped scale Newfront Insurance past a $2B valuation, and cut his teeth in M&A at Morgan Stanley. Harvard Economics (cum laude) and Stanford GSB MBA in his back pocket, he now runs a company that compressed the traditional two-week insurance quoting process into two minutes - and reached profitability in under two years after raising a $21.6M oversubscribed Series B in October 2025.
insurtech · aiRead →
Ai · Saas · Enterprise
Harper Insurance
Harper (YC W25) is an AI-native commercial insurance brokerage that turns the $100B+ industry of email and spreadsheets into a fully autonomous engine for Main Street America. Co-founded by Dakotah Rice and Tushar Nair — two Goldman Sachs alumni who swore they'd never work in insurance — Harper uses its internal AI platform, Harper Hub, to automate form completion, carrier matching across 160+ carriers, underwriter follow-ups, and client communications. The result: 1–2 day quotes instead of 5–7, 85% success rate on traditionally 'uninsurable' cases, 5,000+ businesses covered across 35 states, and 1,000+ customers handled per month versus 20–30 for a typical human brokerage. Backed by $54M in total funding led by Emergence Capital, Peak XV, and Y Combinator. Named after Dakotah's mother's maiden name.
ai · insuranceRead →