Nathan Henderson is co-founder, chairman and CEO of BILT Incorporated, the Grapevine, Texas company that turns manufacturers' CAD files into 3D interactive assembly, installation and maintenance instructions used across roughly 300 brands including Siemens, Weber, Assa Abloy, Chamberlain, Solo Stove and The Home Depot. He spent 17 years at SAP, where BILT began inside the innovation and user-experience incubator, then took it out in 2015. In December 2024 BILT raised a $21M Series B, bringing total funding to about $34M.
Scott Kazmierowicz is the co-founder and CEO of Cardless, a San Francisco fintech rebuilding the credit card from the brand outward. Started in March 2019 after a Christmas Eve napkin session in a Bryant Park Whole Foods, Cardless lets companies like Coinbase, Bilt, Qatar Airways and Alibaba launch and run their own co-branded credit programs without the legacy bank in the middle. A Stanford computer science grad who passed through Goldman Sachs and Allen & Company before turning founder, Kazmierowicz frames the work as a design problem as much as a finance one: make credit products that are useful, fair and respectful of a person's dignity. By 2025 the company had raised more than $170 million and was growing card transaction volume 400% year over year.
Cardless is a San Francisco fintech that gives consumer and product-led brands the infrastructure to launch and run their own co-branded credit cards. Its API-first platform handles the parts most companies never want to touch - underwriting, compliance, issuing-bank relationships, rewards and servicing - so a brand can ship a branded card inside its own app in weeks instead of the year-plus a legacy bank program takes. Founded in 2019, Cardless powers cards for partners including Coinbase, Bilt, Qatar Airways, Alibaba.com and Simon, and raised a $60M Series C led by Spark Capital in September 2025.