fnol
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Cozmo AI
Cozmo AI (formerly CozmoX AI) builds multimodal 'AI employees' that answer calls, read documents, and complete regulated business processes end to end for financial services, insurance, and enterprise operations. Founded by Alok Kumar and Nuha Hashem - the team behind the Gen Z neobank Zywa - the Y Combinator W22 company runs from San Francisco and Dubai, and says its agents handle voice conversations in 70+ languages including multiple Arabic dialects.
Sfara
Sfara is a Hoboken, New Jersey-based mobility-safety software company that turns an ordinary smartphone into a crash-detection and emergency-response platform - no dedicated hardware required. Using patented on-device AI, its SDK detects vehicle collisions at any speed (including its 'ZeroMotion' capability for stationary vehicles) while a multi-layered suppression framework filters out false positives. Sfara sells a GDPR-compliant SaaS platform to insurance carriers, automotive OEMs, fleets, and mobile network operators, aiming to accelerate first-notification-of-loss (FNOL), speed emergency response, and modernize telematics.
Erik Goldman
Erik Goldman is the founder and CEO of Sfara, a Hoboken, New Jersey company that turns an ordinary smartphone into a safety and collision-detection platform using on-device AI and sensor data. A connected-vehicle pioneer, he co-founded Hughes Telematics in 2006, grew it to more than 1,000 employees and roughly $250M in revenue, and saw it acquired by Verizon in 2012, where he served as Group President of Verizon Telematics. At Sfara he is building AI that detects crashes at all speeds, suppresses false positives, and speeds emergency response and insurance claims for automakers, insurers, fleets and wireless carriers.