yc-s22
(29)
Kabir Nagral Keeps the Name and Changes the Game
He left Harvard to build Craze, learned payroll from the sharp end, killed the product in public, and kept the name for an AI video company. The through-line is less glamorous than any pivot: Kabir Nagral likes software that does the work.
Srinivas Sarkar
Srinivas Sarkar is the co-founder and CEO of Coupl, a Y Combinator-backed neobank built for couples in India. After a stint as a management consultant at EY and a Founder in Residence run at Entrepreneur First, he set out to fix a gap he kept noticing: banking products for couples had not kept pace with how couples actually live. Coupl offers a zero-balance digital joint account that opens in under a minute and serves married, unmarried, and LGBTQ+ partners alike. The company has grown to 80,000+ couples and 300+ crore in transactions without paid advertising. Sarkar is a Forbes 30 Under 30 Asia honoree, an Entrepreneur 35 Under 35 listee, a BITS Pilani alumnus, and a three-time TEDx speaker.
Sidney Rema
Sidney Rema is the co-founder and CEO of Sanifu (YC S22), a Nairobi-based startup that uses AI to pull sales orders out of emails, WhatsApp messages, PDFs and even handwritten notes and drops them straight into ERP systems. A University of Nairobi medical student who kept building companies instead of finishing his degree, Rema spent years in small-business banking and payments before co-founding Sanifu with Phelix Juma and Bernard Momanyi. The company grew out of Patika, a marketplace the team started as a food-ordering app called MealTime, and now works with African manufacturers and distributors to cut order processing from minutes to seconds.
Apply Design
Apply Design is a Tel Aviv-based proptech company that uses generative AI and computer vision to virtually stage real estate photos. Realtors and homeowners upload photos of empty or dated rooms and get back photorealistic, furnished interiors in minutes for a few dollars per image, replacing a manual staging process that traditionally cost hundreds of dollars and took days. The company stages more than 10,000 properties a month and went through Y Combinator's Summer 2022 batch.
Cashboard
Cashboard is a New York-based, Y Combinator-backed (S22) startup building a semantic layer that sits between a company's financial data and AI. It stores the metrics, data models, mappings and permissions that let AI agents - and finance teams - produce accurate, governed FP&A work: reports, dashboards and analysis pulled from 900+ connected systems. Founder Julian Rowlands frames the goal as turning AI into a 'trusted FP&A machine' and, eventually, the 'solo CFO.' The company raised a $5M seed led by FINTOP Capital in July 2026.
Cone
Cone is a YC S22 B2B SaaS company building an AI-powered work operating system for accounting and professional service firms. It unifies proposals, engagement letters, billing, payments, project management and client engagement into one platform so firms can go from proposal to payment without stitching together separate tools.
Coupl
Coupl is an Indian consumer fintech building what it calls the country's first neobank for couples. Instead of the paperwork and minimum balances of a traditional bank joint account, Coupl lets two people open a zero-balance shared account with matching RuPay debit cards in about 60 seconds, then split, settle, save and track shared spending inside one app. Backed by Y Combinator (S22) and Entrepreneur First, it serves married, engaged, live-in and same-sex couples across India.
Craze
Craze is a Y Combinator (S22) company that reinvented itself into an AI video maker at craze.ai - a tool that plans, edits and turns creative direction into finished videos. Founded in 2022 by Kabir Nagral and Deepit Patil, Craze began as an HR, payroll and compliance platform for Indian founders before shutting that product down in 2025 and rebuilding around AI, first as a general 'do things with AI' agent layer and now as a creative video studio.
Delegasi
Delegasi is an Indonesian fintech startup (Y Combinator S22) building an automated accounting service for small businesses, starting with restaurants and cafes. Owners connect their POS and food-delivery data and upload receipts and bank statements, and Delegasi generates financial statements and tailored business analysis without manual data entry or accounting knowledge. It bills itself as the first virtual financial manager in Indonesia.
Fliq by EthosX
Fliq is a creator-owned, mobile-first prediction market built by EthosX (YC S22), the DeFi derivatives protocol founded by ex-JP Morgan derivatives quant Deepanshu. Fliq turns trading into simple yes/no questions on sports, politics, memes and culture, letting local creators launch their own markets. Built on the Aptos blockchain with USDT settlement, it aims to onboard the ~95% of people in markets like India who have never traded, making prediction markets as engaging as short-form video.
FoodCourt
FoodCourt (legally CoKitchen) is a Lagos-based cloud-kitchen company that owns and operates a portfolio of virtual restaurant brands, cooks the food itself, and delivers through its own app. By ditching the aggregator model that simply connects restaurants to eaters, FoodCourt controls the menu, the kitchen, and the logistics end-to-end, letting it sell quality meals at scale across Lagos and Abuja. Backed by Y Combinator (S22), it reached profitability in 2024 and has delivered millions of meals.
Invofox
Invofox is an AI document-processing platform that turns invoices, receipts, payslips, and shipping papers into clean, structured JSON through a single API. Built for software companies rather than end users, it pairs high-accuracy OCR and machine-learning models with human-in-the-loop verification so fintechs, accounting platforms, lenders, and logistics operators can automate payments and bookkeeping without anyone re-typing a document. Founded by three Spanish mathematics and computer-science graduates, backed by Y Combinator (S22), and now processing tens of millions of documents a year.
Krave Mart
Krave Mart is a Karachi-based quick-commerce grocery startup that delivers everyday household essentials from a network of neighborhood dark stores, typically in 30 minutes. Founded in 2021 and part of Y Combinator's Summer 2022 batch, it raised what was then Pakistan's largest pre-seed round and built its model around sustainable unit economics and private-label products rather than pure delivery speed. In 2026 it was acquired by ride-hailing company inDrive to power grocery delivery inside inDrive's app.
NewsCatcher
NewsCatcher is a news and web search API company that turns the open web into a clean, structured database of real-world events. It pulls from 90,000+ global sources, then deduplicates, enriches, and standardizes the articles so risk, finance, and AI teams can query news the way they query a database. Founded by Artem Bugara and Maksym Sugonyaka, it went through Y Combinator in Summer 2022.
NuMind
NuMind is a Paris-based, Y Combinator-backed AI company building multimodal large language models that turn messy documents - PDFs, scans, spreadsheets, handwritten forms - into clean, structured JSON. Its NuExtract platform and open-source models let developers and enterprises extract exactly the fields they define, in any language, either as a hosted API or deployed privately on their own infrastructure.
Pivot (YC S22)
Pivot (YC S22) is a San Francisco startup building an AI FP&A analyst - an 'AI workforce' that helps founders and finance teams visualize, analyze, and model company financial data faster than Excel. Founded by Raimie Tang and backed by Y Combinator's Summer 2022 batch, Pivot turns raw transaction-level data into reports and dashboards in minutes, automating the grunt work of financial planning and analysis for early-stage companies trying to scale.
Sanifu
Sanifu (formerly Patika, YC S22) is a Nairobi-based company whose AI reads sales orders arriving by email, WhatsApp, PDF and even handwritten notes, then enters them straight into a manufacturer's ERP system. It cuts order-processing time from 5-10 minutes to under 30 seconds and targets the roughly 180,000 manufacturers and distributors across Africa still keying orders in by hand.
Settle Network
Settle Network is a Buenos Aires-based fintech that builds the fiat-to-crypto rails Latin America runs on. Through its Latamex gateway and Stellar-based settlement infrastructure, it lets exchanges, businesses, and users convert local currencies like the Argentine peso and Brazilian real into crypto and stablecoins - and back again - in seconds. A Y Combinator S22 company backed by the Stellar Development Foundation, Settle became the on/off ramp behind global exchanges including Binance and OKX across the region.
Slidely AI
Slidely AI is a Y Combinator-backed (S22) startup building an AI copilot that lives inside Microsoft PowerPoint. Instead of exporting to a web builder, users generate, redesign, reformat and proofread fully editable slides from a natural-language prompt, and the tool learns a company's existing fonts, colors and layouts so output looks on-brand rather than generic. Founded in 2022 by Apoorve Singhal and Nikhil Shah, the company targets consultants, corporate teams and students who live in PowerPoint and want to cut the time spent formatting decks.
Stella
Stella is a Y Combinator-backed AI assistant that turns any website into a 24/7 customer expert. Installed with a single line of code, it learns from a site's own content to answer visitor questions, qualify leads, and route complex cases to humans. Founded by Ryan Endacott (YC S22), Stella serves small businesses, SaaS companies, and local governments - including the Town of Carmel, NY, where it answered more than 2,400 resident questions and saved staff over 200 hours.
Sytex
Sytex is an Argentine SaaS platform that digitizes and automates field infrastructure operations for telecom, energy, construction, and oil & gas teams. Companies use it to design workflows, run them in the field on a mobile app, verify evidence with AI, and turn every action into a single source of truth - replacing the Excel-and-email sprawl that slows down network rollouts and maintenance across nine-plus countries.
Rushabh Shah
Rushabh Shah is the co-founder and co-CEO of AiPrise, a Y Combinator-backed (S22) global compliance platform that lets companies verify customers and businesses in more than 150 countries through a single interface. A former Meta engineer who worked on developer-focused products and payments, he started AiPrise in 2022 with Chaitanya Sarda after a weekend scramble to make a YC deadline. The company has raised roughly $14.6M, including a $12.5M Series A led by Headline in October 2025, and serves 150+ customers including Bridge (a Stripe company) and dLocal.
Flair Labs
Flair Labs builds lifelike voice AI 'digital workers' for mortgage and real estate teams. Spun out of Stanford's AI lab and backed by Y Combinator, its agents answer, qualify, follow up with, and book borrowers across voice, SMS, and email around the clock, aiming to handle the repetitive conversational work that keeps loan officers off the phones and let humans focus on judgment, empathy, and expertise.
Pana
Pana is a Miami-based, Y Combinator-backed neobank building a stablecoin-native dollar account for Latinos and immigrants in the United States and their families across Latin America. It powers a closed-loop remittance network - borderless USD balances that move money instantly between users with zero fees, backed by USDC and settling to more than 5,000 banks across 27 countries. Founded in 2021 by Piero Nunez del Risco and Luis Pena, Pana pairs a consumer app (US checking-style accounts opened with a passport, a Mastercard debit card, direct deposit, and free peer transfers) with an emerging embedded-finance layer that lets banks and platforms serve the US diaspora.
Medplum
Medplum is an open-source, API-first, FHIR-native healthcare developer platform - a 'Firebase for Healthcare' that gives engineers a HIPAA- and SOC2-ready backend so they can ship custom EHRs, patient portals, and clinical workflows without rebuilding the plumbing.
Piero Risco
Piero Núñez Del Risco is the founder and CEO of Pana (YC S22), a cross-border neobank building borderless USD accounts and a zero-fee remittance network for the 62 million Latinos living in the United States. A Dominican operator who spent more than a decade inside Caribbean banking - including leading a 130-person team that rebuilt Scotiabank's digital platform for 2 million customers across 11 countries - he left the corner office to attack the 6% fee that immigrants pay to send money home. Pana lets people open a US bank account with just a passport, and has grown into a 'global bank on chain' blending fiat and stablecoins across 125 countries.
Tara Raffi
Tara Raffi is the founder and CEO of Almond ObGyn, a venture-backed, tech-enabled women's health practice she co-founded with Carly Allen in 2021. A former McKinsey consultant who built the firm's $50M internal tech incubator and was an early operations and marketing hire at the location-data company Factual, she started Almond after years of frustrating personal experiences trying to book gynecological care. Backed by Y Combinator (S22), True Ventures and others with a $7M seed round, Almond pitches itself as 'One Medical for women's health,' combining in-person LA clinics with telehealth. Raffi and Allen were named to Inc.'s 2024 Female Founders 250 list.
Reshma Khilnani
Reshma Khilnani is the Co-Founder and CEO of Medplum, an open-source, FHIR-native healthcare developer platform that gives builders the infrastructure to create custom EHRs, patient portals, and clinical apps without starting from scratch. A three-time founder with exits to Box and Ro, she previously built MedXT (YC W13) and Droplet Health before returning to Y Combinator as a Visiting Group Partner and then launching Medplum in the S22 batch. An MIT computer science graduate with deep expertise in healthcare regulation and payments infrastructure, she is one of the most technically fluent CEOs in digital health.
David Winer
David Winer is the Co-Founder and CTO of Ciro (YC S22), an AI-powered go-to-market platform that automates sales prospecting from target identification to booked meetings. With roots in applied mathematics, a Berkeley EECS master's, and a Stanford MBA, he spent time at Bain, Pure Storage, and Google (where he served as PM for the Kotlin programming language and sat on the Kotlin Foundation board) before co-founding Ciro in 2022 with Brown University friends Richard Lee and Ross Geiger. Ciro raised $3.8M in seed funding from CRV, Y Combinator, and SV Angel, and runs on a stack anchored by Anthropic Claude, OpenAI, and Elasticsearch. Outside the office, David self-identifies as an 'exceedingly obscure internet personality' and writes a personal blog mixing statistical deep-dives with essays on bike theft and vegetarianism.