carriers
(6)
Hemut
Hemut is an AI-native operating system for trucking companies. It replaces the fragmented, legacy back-office software that carriers and brokers rely on with a single platform that automates dispatch, load booking, quoting, tracking, accounting, and inbound/outbound phone calls using AI agents. Founded in 2024 and part of Y Combinator's Spring 2025 batch, Hemut targets mid-sized fleets in the roughly $875B American trucking market.
Pasito
Pasito is a New York-based AI company building an AI-native workspace for group health, life, and retirement benefits. Founded in 2021 by Pauline Roteta, Ignacio Ampuero, and Julie Scotland, and backed by Y Combinator, the platform ingests unstructured plan documents and employee census data into a unified data layer, then deploys engagement AI agents to automate benefits work across sales, quoting, marketing, enrollment, support, and claims. Pasito serves carriers, brokerages, and consultants including New York Life, Reliance Matrix, OneDigital, and Daybright Financial. In February 2026 it raised a $21 million Series A led by Insight Partners.
The Freight Data You Already Owned, Finally Talking Back
Pallet Atlas is a data intelligence platform for logistics that ingests operational data from TMS, WMS, ERP systems, email, and documents, then normalizes and connects customers, subsidiaries, facilities, lanes, and contracts into a single network model. It enriches that model with outside signals like spot rates, lane density, distribution center locations, and weather, and lets operators ask plain-English questions to surface hidden revenue opportunities in seconds instead of days.
Joshu
Joshu is an AI-native insurance platform that lets carriers, MGAs, and wholesale brokers build, sell, and run insurance products in one place - configuring forms, rating rules, underwriting workflows, document generation, and branded broker storefronts without writing code. Founded in 2020 by At-Bay alumni Roy Mill and Shimi Bornstein, the company aims to collapse the months-long, engineer-heavy process of launching a commercial insurance product into days, giving insurance teams direct control over their own products.
Functional Finance
Functional Finance is a San Francisco-based insurtech building the financial operations (FinOps) platform for the insurance industry. Its API-driven software automates billing, invoicing, premium collection, premium finance, payables, commissions, treasury and reconciliation for managing general agents (MGAs), wholesalers and carriers - replacing spreadsheets and manual data entry with near real-time, policy-aware money movement. Founded in 2021 by CoverWallet alumni, the company raised a $20M Series A in 2024 on the back of a 2,500% year-over-year jump in premium payment volume.
Pibit.AI
Pibit.AI is a San Francisco-based insurtech building CURE, an agentic AI platform that automates the messy middle of commercial insurance underwriting - intake, document parsing, risk research, and workflow orchestration - for carriers and MGAs. Founded in 2020, Y Combinator-backed, and now Series A funded.