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Moreta

Moreta (Moreta Pay) is a Y Combinator S24 fintech building a mobile wallet that lets international travelers, expats and digital nomads pay local merchants by scanning QR codes across Southeast Asia and Latin America - using their own currency, at real exchange rates, without needing a local bank account. It connects to national QR networks like Indonesia's QRIS, Thailand's PromptPay and the Philippines' QR Ph so a Western visitor can pay at street stalls and cafes the same way a local does.

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