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The Payment Company That Fits in a Merchant's Apron Pocket
Once called Cashlez, cashUP rebuilt itself around a simple idea: the smallest shop and the biggest retail chain should accept money the same way. Here is how an IDX-listed payments firm is betting its next chapter on hardware, licenses, and a hard turn toward B2B.
Moreta
Moreta (Moreta Pay) is a Y Combinator S24 fintech building a mobile wallet that lets international travelers, expats and digital nomads pay local merchants by scanning QR codes across Southeast Asia and Latin America - using their own currency, at real exchange rates, without needing a local bank account. It connects to national QR networks like Indonesia's QRIS, Thailand's PromptPay and the Philippines' QR Ph so a Western visitor can pay at street stalls and cafes the same way a local does.
Xendit
Xendit is a Southeast Asian payments infrastructure company that lets businesses accept, process, and disburse money across Indonesia, the Philippines, Malaysia, and the wider region through a single API. Founded in 2015 and the first Indonesian company backed by Y Combinator, it handles virtual accounts, e-wallets, cards, QR codes, payouts, and fraud prevention for startups, marketplaces, and global enterprises expanding into the region.