reconciliation
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ECS Fin follows the whole payment.
A payment can cross the world and still get stuck between two applications. ECS Fin builds the software that keeps its messages, money and exceptions moving together.
The payment went through. Where’s the money?
ERON International connects payment providers, financial records, and the people running them. Its bet: global expansion gets easier when the back office can keep up with the checkout.
Gordon McHarg and the Christmas Eve phone call
A stock exchange contract vanished just as Gordon McHarg thought he had won it. The longer story of AutoRek is about what he and his university friends built before, and kept building after.
The money is in the handoff
i3 Verticals Strategic Partners put payments inside other people’s software. Its story reveals why the work after “Pay” can be worth as much attention as the button itself.
Cryptio: Four million transactions. One very human problem.
When crypto revenue arrives in millions of tiny pieces, success becomes an accounting problem. Cryptio makes those pieces legible to the people who must sign the books.
Clearwater’s $8.4 billion bet on getting the numbers right
Investment accounting made Clearwater indispensable to finance teams. Now, with Enfusion, Beacon and new private owners, it wants a bigger job: connecting the trade to the final report.
The $6.4 Trillion Machine Behind Wall Street’s Messiest Work
Arcesium escaped a hedge fund’s back office and became the operating layer for investment firms that cannot afford a bad number. Its next wager is that governed data - not a clever chatbot - is what finally makes AI useful on Wall Street.
The Startup That Thinks AI Finance Needs Better Plumbing, Not Another Dashboard
Viewz raised $7 million to rip out the tangle of apps behind every finance team and replace them with one governed ledger. The bet: fix the pipes before you bolt on the AI.
Modern Treasury and Trovata Solve Different Money Problems
Both products touch bank data, payments and reconciliation. The real choice is whether your company needs infrastructure to build on or a treasury workspace to work in.
Mesh
Mesh is a San Francisco fintech building AI agents for accounting teams. Founded in 2025 by Erin Kim and Nandini Ramakrishnan - who together scaled Carta's fund accounting business from $20M to $100M in ARR - Mesh automates the slow, spreadsheet-heavy parts of the close: bank reconciliation, accruals, and journal entries. It pulls real-time signals from AP inboxes, Slack, Teams, and historical journals to draft audit-ready outputs and cut month-end close by several days, with a chat interface that lets founders ask questions about their financials in plain language. Mesh is backed by Y Combinator's Winter 2025 batch.
Schoolable
Schoolable is a Lagos-based fintech (Y Combinator W'19) building financial infrastructure for African education. Through a web platform for schools and a mobile app for parents, it helps private K-12 schools collect fees on time, reconcile payments, run payroll and manage expenses, while letting families plan, save, borrow and pay school fees in installments. Founded by Henry Chibuzo and Angela Essien, it operates on the premise that access to affordable finance is the biggest barrier to quality education in Africa.
Blue Onion
Blue Onion is a New York-based fintech company that builds an automated financial subledger and reconciliation platform for e-commerce and retail brands. Its data engine ingests transactions from order systems, payment processors, marketplaces and bank accounts, then reconciles every order, payout, fee, refund and deposit into a single source of truth - letting finance teams close their books daily with guaranteed accuracy and feed clean, structured financial data into AI workflows.
Formance
Formance is an open-source financial infrastructure company that gives developers a programmable core ledger and a connectivity layer for moving money across banks, payment processors, and wallets. Its stack - Ledger, Connectivity, Flows, and Reconciliation - lets fintechs and platforms track every asset movement with double-entry precision, orchestrate payments across providers, and automatically reconcile internal records against external statements. Founded in 2021 and backed by PayPal Ventures and Portage, Formance positions itself as building-block infrastructure for the 'financial internet' rather than a payment processor that touches customer funds.
Glimpse
Glimpse is an AI-native platform that automates deduction management for consumer packaged goods (CPG) brands. Its AI agents log into retailer portals, gather scattered documents, classify and validate deductions against internal data like promotion calendars and supply-chain records, then file disputes and recover cash that brands would otherwise write off. Founded in 2024 by three Purdue classmates after pivoting from an Airbnb product-placement startup, Glimpse works with 200+ brands and retail partners including Suave, Chapstick and Lemon Perfect, and raised a $35M Series A led by Andreessen Horowitz in March 2026.
Siepe
Siepe is a Dallas-based financial technology company that builds cloud software and tech-enabled services for private credit, CLO, and alternative investment managers. Founded in 2012 by former hedge-fund CTO Michael Pusateri, Siepe helps front, middle, and back-office teams turn scattered loan, borrower, and investor data into a single, transparent asset - reducing operational risk and letting managers scale without adding proportional headcount. In August 2024 the company raised a $30M Series B led by WestCap.
Lyndsey Bunting
Lyndsey Bunting is the CEO and co-founder of Blue Onion, a New York-based financial data platform that automates reconciliation and bookkeeping for retail and ecommerce brands. A Wharton-trained finance operator who served as VP of Finance at Birchbox and CFO at Resonance Companies, she started Blue Onion in 2020 to fix the messy, manual reconciliation work she lived through every month. The company went through Y Combinator, has reconciled more than $30 billion in transactions across 200-plus brands, and raised a $10 million Series A led by Viola FinTech in 2025 to build the clean data layer that AI-powered finance teams will run on.
Docyt
Docyt is a Santa Clara, California AI company that automates accounting and bookkeeping for small and mid-sized businesses, accounting firms, and multi-location operators. Its platform captures documents, reconciles the general ledger continuously, categorizes transactions, and produces real-time financial reports, layering on top of QuickBooks rather than replacing it. In 2025 the company launched HpAI (High Precision Accounting Intelligence), an accounting-specific AI engine trained on 128 billion accounting data points, with an initial vertical focus on hospitality and hotels. Founded in 2016 by Sid Saxena and Sugam Pandey, Docyt has raised roughly $27.2M to date.
Ascend
Ascend is a San Francisco-based financial operations platform purpose-built for the insurance industry. It automates the money workflows brokers, agencies, wholesalers, MGAs and carriers deal with every day - billing and invoicing, premium collection and financing, cash application, commission reconciliation and carrier payables - so businesses close their books faster and cut manual accounting work. Founded in 2021 by Andrew Wynn and Praveen Chekuri, the company is trusted by more than 4,000 insurance businesses, including over half of the 50 largest brokers in the US, and in 2026 agreed to merge with premium finance firm Honor Capital to form what the companies describe as insurance's first fully vertically integrated, AI-powered financial operations platform.
Fazeshift
Fazeshift is a San Francisco AI company building autonomous agents that run the accounts receivable process end to end - generating invoices, matching payments, chasing collections, reconciling cash and updating systems of record. Founded in 2023 by Caitlin Leksana and Timmy Galvin and launched out of Y Combinator's Summer 2024 batch, the company sits as an intelligent control layer across ERPs, CRMs, bank portals and email, and says it now automates more than 90% of manual AR work for its enterprise customers.
Increase
Increase is a banking infrastructure company that gives technology companies a programmatic way to store, move, and reconcile money. Through a single set of APIs it exposes the core U.S. payment rails - ACH, wires, real-time payments, FedNow, checks, and cards - with direct network connections and transparent access to the underlying data. Founded in 2020 by Stripe's first employee Darragh Buckley and based in Bend, Oregon, Increase is self-funded, became profitable in 2025, and processes hundreds of billions of dollars in payments each year for fintechs like Ramp, Check, and Pipe.
Relationship Hero
Relationship Hero is an on-demand coaching service that connects people with certified relationship coaches over chat, phone, or video - any hour of the day. Founded by Liron Shapira and Lior Gotesman and backed by Y Combinator, it turns a friend's late-night advice into a productized service, offering practical, in-the-moment guidance on dating, breakups, cheating, and marriage. The company reports coaching over 100,000 clients through a roster of 100+ coaches.
Functional Finance
Functional Finance is a San Francisco-based insurtech building the financial operations (FinOps) platform for the insurance industry. Its API-driven software automates billing, invoicing, premium collection, premium finance, payables, commissions, treasury and reconciliation for managing general agents (MGAs), wholesalers and carriers - replacing spreadsheets and manual data entry with near real-time, policy-aware money movement. Founded in 2021 by CoverWallet alumni, the company raised a $20M Series A in 2024 on the back of a 2,500% year-over-year jump in premium payment volume.
Alejandro Casas Caro
Alejandro Casas Caro is the co-founder and CEO of Simetrik, a Y Combinator-backed AI-powered financial reconciliation platform that processes over 1 billion records daily for 100+ companies across 40+ countries. A technical founder who studied UX design in Barcelona, he pivoted from a failed fashion e-commerce startup to building what has become a $116M+ funded enterprise infrastructure company backed by Goldman Sachs, Tiger Global, and Mercado Libre Fund.
Simetrik
Simetrik is an AI-powered, no-code reconciliation platform that automates transaction matching, exception management, and compliance workflows for enterprises operating at high transaction volumes across 40+ countries.
Modern Treasury
Modern Treasury is a San Francisco software company that builds payment operations infrastructure for businesses moving money at scale. Its API-first platform connects directly to banks and unifies ACH, wire, RTP, FedNow, and stablecoin rails behind one developer-friendly interface, with a real-time ledger and automated reconciliation built in. Founded in 2018 by three engineers who lived through the pain firsthand at a mortgage marketplace, the company has powered hundreds of billions of dollars in payments for customers like Gusto, Marqeta, Navan, ClassPass, and Procore.
Zalos
Zalos builds computer agents that automate repetitive finance operations - from reconciliation to accounts payable - without replacing existing systems. Instead of API integrations, its agents learn directly from screen recordings and then log into ERPs like NetSuite, SAP, and Sage the same way a human would, handling 2FA, navigating screens, and maintaining full audit trails. A Y Combinator Fall 2025 company, Zalos raised $3.6M seed to put invisible finance workers inside the software CFOs already use.