cashback
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Flex
Flex is an AI-native private banking platform for high-net-worth, middle-market business owners. It bundles credit, business and personal banking, payments, AP automation, expense management, and ERP-style tooling into a single super app aimed at owner-operators of $3M-$100M revenue companies.
How a Forgotten Wallet Turned Into America's Verb for Money
Venmo turned paying a friend back into a social ritual - complete with emojis and a public feed. Fifteen years later, "just Venmo me" is how a generation moves money.
Pointwise
Pointwise is a New York fintech that tells you which credit cards to get and when, so you stop leaving rewards on the table. Founded by Ken Book and Ben Litvin and backed by Y Combinator (W23), the free app connects to a user's existing cards, analyzes their real spending, and runs it against a live database of nearly 4,000 credit cards to build a personalized, math-driven plan for maximizing cash back, points, and sign-up bonuses over time.
YouTrip
YouTrip is a Singapore-based fintech that operates a multi-currency mobile wallet and companion Mastercard prepaid card, letting travelers and everyday spenders hold and exchange 10 currencies in-app and pay in more than 150 currencies overseas at wholesale FX rates with no added transaction fees. Founded in 2018 by Caecilia Chu and Arthur Mak, the company has expanded from consumers into SMEs through YouBiz, a corporate multi-currency card, and processes roughly US$15 billion in annual transaction volume across Singapore, Thailand and Australia.
Pliant
Pliant is a Berlin-based B2B fintech that turns corporate payments into programmable infrastructure. Its API-first platform lets companies issue physical and virtual credit cards, automate spend controls and receipt handling, and plug card data straight into accounting systems like DATEV and NetSuite. Through its cards-as-a-service model, banks and software platforms can launch their own branded card programs. Founded in 2020 by Malte Rau and Fabian Terner, Pliant runs on the Visa network across 30-plus countries, serves more than 3,500 businesses, and raised a $40M Series B in 2025 to expand into the United States.
Made Card
Made Card is a New York fintech building a credit card designed specifically for homeowners. Its Made Essential Visa Signature Preferred Card - issued by Lead Bank - rewards the ordinary spending of owning a home: mortgage payments, home improvement, maintenance, utilities, gas and groceries. Points can be cashed out the usual ways or redeemed for less usual ones, like buying down the card's own APR. Founded by Ashin Shah, Christophe Van and Alex Song, the company raised $8M+ in seed funding in November 2025 and launched a nationwide distribution partnership with Fairway Home Mortgage.
Kudos
Kudos is an AI-powered smart wallet that tells you which credit card to use at checkout to squeeze the most rewards out of cards you already carry. Built as a free browser extension and mobile app, it supports 3,000+ cards across more than a million sites, layers on extra rewards through its Kudos Boost partner network, and keeps track of card benefits so members don't have to. Founded in 2021 by ex-Google Pay and Affirm product leaders, the Los Angeles company crossed 400,000 members and raised a $10.2M Series A led by QED Investors in 2024.
Aisle
Aisle is a New York-based retail marketing platform that turns any marketing channel into a trackable in-store purchase. Brands run cashback and incentive campaigns that reach shoppers over text; consumers snap a photo of their receipt and get paid back via Venmo within minutes. Along the way, Aisle captures the first-party customer data and offline attribution that consumer-goods brands have historically been blind to. Over 600 brands and 450,000+ shoppers use it.
Hussein Fazal
Hussein Fazal is the Co-Founder and CEO of Super.com, a financial super app serving everyday Americans with savings, credit building, travel bookings, and cashback rewards. Previously, he co-founded AdParlor, a Facebook ad optimization platform acquired by AdKnowledge in 2011 after scaling to $100M+ in revenue. At Super.com (formerly SnapTravel), he has grown the platform to 30+ million users and $200M+ ARR, raising over $261M in total venture funding, with backing from Steph Curry, Harley Finkelstein, and institutional investors including iNovia Capital and Lion Capital.
Kevin Johnson
Kevin H. Johnson is the CEO of Focal Systems, an AI-powered retail operations company deploying shelf-scanning cameras across brick-and-mortar stores worldwide. A 30-year veteran of building and scaling tech businesses, he grew Ebates forty-fold before selling it to Rakuten for $1 billion, then led Udemy as a publicly-traded company, and now applies that commercial track record to the frontier problem of putting real-time AI intelligence into every grocery aisle.
Super.com
Super.com is a savings super app that helps everyday Americans save, earn, and build credit. Born in 2016 as SnapTravel - a chatbot that sold hotel rooms over SMS and Facebook Messenger - it rebranded to Snapcommerce in 2020 and then Super.com in late 2022, expanding from travel deals into fintech with SuperCash (a credit-building charge card), SuperTravel, SuperShop, and the Super+ membership.
Yash Kewalramani
Yash Kewalramani is the co-founder of Cherry App, a Bengaluru-based social commerce startup that pays Instagram creators cashback for shopping and sharing. Backed by All In Capital, Cherry lets users earn 30-70% cashback by posting about brands on social media - turning everyday shoppers into micro-marketers. A Swarthmore College mathematics and economics graduate, Yash previously worked as a product manager at Jupiter and at Adappt Intelligence before launching Cherry in 2024 with co-founders Sharnam Singhwal and Samarth Mahapatra.
Zaid Rahman
Zaid Rahman is the founder and CEO of Flex, an AI-native private bank and finance super app targeting mid-market business owners with $3M-$100M in revenue. A Thiel Fellow who left Columbia University to build companies, he previously founded Volley (an AI knowledge startup backed by JPMorgan and Zuckerberg Ventures) and an EdTech platform that was acquired. Inspired by watching his father's Dubai construction business nearly collapse due to a payment default, he co-founded Flex in 2022 to build the all-in-one financial platform that mid-market owners never had. Flex has raised $490.5M in total funding, reached $3B in annualized TPV, and became the first US fintech to launch a Visa Infinite Business credit card.