Tagged: investing
19 results
Is ServiceNow a Casualty of the AI Transition? A Deep Dive Valuation
In this episode of the Liam Highland portfolio, the host runs a complete deep-dive valuation of ServiceNow after its stock dropped 18% in a single session on its Q1 2026 earnings—the biggest one-day fall in its history—leaving it down 43% year to date and 57% off its ~$220 billion peak. The analysis argues the sell-off is not about near-term numbers (ServiceNow beat guidance, raised its full-year outlook, grew subscription revenue 22%, and holds a 97% renewal rate) but about the market repricing the company's 'terminal value' on fears that AI agents could commoditize the workflow layer. Using a seven-layer enterprise data stack and a software repricing matrix, the host builds bear, base, and bull cases with specific share-price ranges, then lays out four signals (demand, profit, AI monetization, and the moat) plus four dated earnings checkpoints to test which scenario the data confirms.
Hapi
Hapi is a Peruvian-founded, YC-backed fintech that lets people across Latin America invest in U.S. stocks, ETFs and cryptocurrencies from their phones - with zero commissions, no minimums and an account you can open in about five minutes. Built to knock down the high fees and paperwork that historically kept Latin Americans out of the U.S. markets, Hapi has grown from 10,000 users in 2022 to a reported 500,000-plus clients across roughly 20 countries.
HerMoney
HerMoney is a digital media company founded in 2018 by longtime personal-finance journalist Jean Chatzky to give women judgment-free money guidance. It publishes the HerMoney podcast and newsletters, runs the FinanceFixx budgeting and InvestingFixx investing-club coaching programs, and partners with employers and financial institutions to close the gender wealth gap.
Albert
Albert is a Los Angeles-based personal finance app that bundles budgeting, banking, automated savings, investing, cash advances and human-plus-AI financial guidance into a single subscription. Founded in 2015 by Yinon Ravid and Andrzej Baraniak, it pairs software automation with real people - its 'Genius' experts - to help everyday Americans manage money, and has grown to serve tens of millions of users while raising roughly $177M, including a $100M Series C.
Brian Barnes
Brian Barnes is the founder and CEO of M1, a Chicago-based personal finance platform that blends investing, borrowing, and spending into one automated 'finance super app.' He started investing in the fifth grade with a real brokerage account opened by his parents, studied economics at Stanford, and launched M1 in 2016 after concluding that the tools for managing money had barely improved in two decades. M1 has raised more than $320 million, reached unicorn valuation, and grown to roughly a million members and billions in assets under management.
Carlos Garcia
Carlos Garcia is the founder and CEO of Finhabits, a bilingual money app built to close the wealth gap for U.S. Latinos. An MIT-trained engineer who spent nearly two decades on Wall Street, he turned the realization that he once had no idea what a 401(k) was into a platform that lets people start investing for as little as $5 a week. Finhabits has grown to more than 800,000 members and earned recognition from Goldman Sachs and Fast Company.
Graham Stephan
Graham Stephan is an American personal finance YouTuber, real estate investor, and entrepreneur who turned a real estate license at age 18 into a multimillion-dollar media brand. Known for his signature 20-cent home-brewed coffee philosophy, he has amassed over 5 million YouTube subscribers by making money talk approachable, transparent, and relentlessly actionable. He also co-hosts The Iced Coffee Hour podcast, founded Bankroll Coffee, and built a rental property portfolio in the Los Angeles area before relocating to Las Vegas.
AngelList
AngelList is the software platform behind a meaningful slice of U.S. early-stage venture capital. What started in 2010 as a way to introduce founders to angel investors has become the infrastructure layer for fund managers - the place where funds, SPVs, syndicates, and rolling funds get formed, administered, and reported on. Today thousands of investors run capital through AngelList, and a sizeable share of every new American startup round touches its rails.
Jesse Pickard
Jesse Pickard is the Founder and CEO of The Mind Company (formerly Elevate Labs), the studio behind Elevate (Apple's App of the Year 2014), Balance (Google's App of the Year 2021), and Spark - a portfolio of science-backed mental fitness apps with over 80 million downloads. A designer-turned-entrepreneur, Pickard co-founded language learning startup MindSnacks in 2010 before pivoting to build Elevate in 2014, pioneering the consumer mental fitness category. He is also an Investing Partner at Volo Ventures.
Adam Bo
Adam Bo is a Silicon Valley growth operator and behavioral scientist turned investor and active advisor. As General Partner at a12i, a San Francisco firm working at the intersection of fintech, e-commerce, and AI, he writes checks, opens doors, and rolls up his sleeves on growth problems for the founders he backs.
Christian Keil
Christian Keil is an Investing Partner at Andreessen Horowitz on the American Dynamism team, backing startups that build for the national interest - from aerospace to defense to infrastructure. Before turning investor, he spent seven years as a top executive at Astranis, the satellite company he helped scale from a 50-person R&D shop to a 500-person aerospace-grade factory with over $1 billion in sales. He may be the only venture capitalist who has personally bought a dedicated Falcon 9 rocket. A proud Midwesterner who moved to Silicon Valley in 2017, Keil writes, podcasts, and thinks deeply about what it means to build things that matter for America.
Dusko Kelez
Dusko Kelez is the Peruvian founder and CEO of Hapi App (YC W21), a San Francisco-based fintech that lets anyone in Latin America invest in U.S. stocks and crypto with no broker commissions and no minimums. After leading operations at Grin Scooters across seven countries and noticing that Latin Americans had no easy way to access global markets, he co-founded Hapi in 2020 with engineers Piero Sifuentes and Billy Caballero. Today the platform serves over 500,000 users in 20 countries, has raised $4.3M from Y Combinator and leading investors, and is celebrating milestones on the NASDAQ tower in Times Square.
Eliza Haverstock
Eliza Haverstock is a financial journalist who has covered venture capital, private markets, student loans, and personal finance for outlets including Bloomberg, PitchBook, Forbes, and NerdWallet. A University of Virginia economics and history graduate, she moved from reporting on startups and billionaires to becoming a lead writer on student loan coverage, making complex financial topics accessible for everyday readers.
Chamath Palihapitiya
Chamath Palihapitiya is a Sri Lankan-Canadian-American venture capitalist, founder of Social Capital, and co-host of the All-In Podcast. A former VP of User Growth at Facebook who helped scale the platform from 50M to 700M+ users, he left to build one of Silicon Valley's most distinctive investment firms. Known for contrarian takes, a welfare-to-billionaire origin story, and pioneering the 'growth hacking' playbook, he now manages $2.147B in AUM while running a top-ranked Substack newsletter and co-hosting one of tech's most listened-to podcasts.
Anthony Pompliano
Anthony Pompliano - known as 'Pomp' - is an Army veteran turned tech operator turned Bitcoin maximalist who built one of the most influential finance media empires on the internet. From three tours at Facebook to three weeks at Snapchat (and a whistleblower lawsuit to show for it), he has relentlessly bet on Bitcoin when no one on Wall Street would. Today he runs ProCap Financial (Nasdaq: BRR), a publicly traded Bitcoin treasury company holding 5,457+ BTC, while publishing The Pomp Letter to 270,000+ subscribers and hosting a podcast with 50 million downloads.
Ben Carlson
Ben Carlson is a CFA charterholder, Director of Institutional Asset Management at Ritholtz Wealth Management, and one of the most widely-read finance writers in the United States. Through his blog A Wealth of Common Sense, co-hosted podcast Animal Spirits, and six books, Carlson has built a reputation for translating Wall Street complexity into plain-English wisdom that ordinary investors can actually use - advocating for simplicity, patience, and behavioral discipline over market-timing and stock-picking.
Byrne Hobart
Byrne Hobart is the founder and author of The Diff, a daily newsletter read by hedge fund managers, venture capitalists, and tech founders tracking inflection points in finance and technology. A self-taught investor who landed at SAC Capital without a college degree purely on the strength of his writing, Hobart now co-runs Anomaly, a frontier tech investment firm, and co-authored Boom: Bubbles and the End of Stagnation with Stripe Press. He writes roughly 500,000 words a year and counts 1.5% of the Forbes 400 among his readers.
Matt Levine
Matt Levine is Bloomberg Opinion's most-read finance columnist and the voice behind Money Stuff, a daily newsletter that turns Wall Street's most bewildering moments into something approaching comedy. A Harvard classics grad turned Yale-trained lawyer turned Goldman Sachs banker turned Dealbreaker editor, Levine spent his career collecting lenses before finding the one that let him explain finance to everyone who ever wondered what a 'synthetic CDO' actually is - and why it matters. With over 300,000 subscribers, Money Stuff is the rare financial publication that people actually look forward to reading.
Meb Faber
Meb Faber is the co-founder and Chief Investment Officer of Cambria Investment Management, overseeing roughly $20 billion in assets across a suite of quantitative ETFs and private funds. A prolific author of six investing books (all free to download), host of the top-rated Meb Faber Show podcast with 615+ episodes, and curator of The Idea Farm newsletter reaching 100,000+ subscribers, Faber has made a career out of democratizing evidence-based investing - blending rigorous quantitative research with a rare willingness to share it all for free.