Tom Blomfield OBE is a British serial entrepreneur best known as co-founder and former CEO of Monzo, the UK's most-loved challenger bank that grew to serve 15% of the UK population. He previously co-founded GoCardless (now valued at $2.3B) and today serves as a Group Partner at Y Combinator in San Francisco, where he advises the next generation of billion-dollar company builders. An Oxford-trained lawyer turned product obsessive, he raised £1 million in 96 seconds for Monzo's crowdfund, burned out spectacularly at the top, and re-emerged as one of tech's most candid voices on AI, the future of work, and entrepreneurial risk.
Jared Friedman is Managing Director of Software at Y Combinator, one of the world's most influential startup accelerators. A Harvard dropout, he co-founded Scribd - one of YC's earliest bets - and grew it to 80M+ users as CTO before joining YC as a partner in 2015. He has read over 12,000 startup applications, advised 20+ YC unicorns, and championed hard tech, biotech, and AI at YC. In 2024 he became one of the loudest voices on vertical AI agents being '10X bigger than SaaS.' He spends roughly 4% of his waking hours in Waymo robotaxis, which he uses as a mobile office.