pay-as-you-go
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The Backup Plan That Became the Business
Sharon Lurtsema spent decades learning what happens when care falls apart. Then she built a company around making the backup plan feel less like a scramble - and more like infrastructure.
The Employee Benefit That Only Sends a Bill When Care Shows Up
CorporateCARE Solutions is betting that family care works better as infrastructure than as a perk - and that employers should pay for the hours their people actually use.
Databento
Databento is a licensed market data provider that lets traders, quants, and developers pull live exchange feeds and decades of historical tick data through a single API with a pay-as-you-go model. Founded in 2019 by former quant hedge fund traders, it replaces the slow, expensive, contract-heavy process of buying market data with self-service access across 45+ trading venues and a unified data format.
Hourly
Hourly is a Palo Alto-based fintech platform that combines payroll, workers' compensation insurance, and time tracking into a single mobile-first system built for small businesses with hourly workers. Its pay-as-you-go workers' comp model calculates premiums against actual wages in real time, eliminating year-end audits and helping employers avoid overpaying. Founded in 2018 by Tom Sagi, Shay Litvak, and Amir Faintuch, the company raised $39M+ and serves 500+ businesses across construction, manufacturing, transportation, and similar industries. In July 2025, Hourly was acquired by Israeli insurtech WeSure in a deal valued at approximately $168M.
Angaza
Angaza is a San Francisco- and Nairobi-based software company whose pay-as-you-go platform lets last-mile distributors sell solar home systems, water pumps, smartphones and other life-changing products to off-grid consumers on small, mobile-money installments. Its cloud platform powers more than 200 distributors across roughly 50 countries.
Lesley Marincola
Lesley Silverthorn Marincola is the founder and CEO of Angaza, a San Francisco-based B2B software company that powers pay-as-you-go financing for solar home systems and other off-grid products across emerging markets. A Stanford-trained product designer and mechanical engineer, she launched Angaza in 2010 after a course called 'Designing for Extreme Poverty' lit a fire she hasn't put out since. Today, Angaza's platform reaches over 5 million people across 50 countries, enabling low-income households to pay for life-changing energy products through weekly micropayments via mobile money — replacing kerosene lamps one $1 payment at a time. Her work earned Angaza the 2018 Skoll Award for Social Entrepreneurship and a TED stage appearance. She is a Forbes '30 Under 30' alum, Echoing Green Fellow, and World Economic Forum Young Global Shaper.