Incode is an AI-powered identity verification platform that lets businesses confirm who is really on the other side of a screen — in under two seconds. Founded in San Francisco in 2015, the company has built a modular biometric platform used by banks, hotels, hospitals, and gaming companies across more than 190 countries. Its flagship product, Incode Omni, handles everything from document verification and facial recognition to AML screening and liveness detection, processing more than 100 million user verifications per year. Backed by General Atlantic, SoftBank, J.P. Morgan, and Capital One Ventures at a $1.25 billion valuation, Incode has been named a Gartner Magic Quadrant Leader for Identity Verification two consecutive years running.
Incognia is a location identity and fraud prevention company that uses device intelligence, location behavioral analytics, and AI to help platform businesses — from food delivery to financial services — detect fraud without compromising the user experience. By processing signals from GPS, Wi-Fi, and Bluetooth without capturing PII, Incognia identifies legitimate users from fraudsters across multiple devices with 99.999999% accuracy, a 0.0001% false-positive rate, and no friction for genuine users. Deployed on over 200 million smartphones and protecting nearly 1 billion devices, Incognia has become the go-to fraud layer for platforms like Grubhub, Delivery Hero, and Upwork.
Metallicus is a San Francisco-based blockchain company building The Digital Banking Network (TDBN), a compliance-first infrastructure that connects traditional banks, credit unions, and fintechs to Web3. Founded in 2016 by Marshall Hayner and Glenn Mariën, the company is the core developer of Metal Blockchain - a Layer 0 protocol with Bank Secrecy Act compliance built in - and powers stablecoin pilots, digital identity, and crypto-banking products used by community financial institutions across the United States.
Andre Ferraz is the co-founder and CEO of Incognia, a Palo Alto-based privacy-first location identity company that uses passive behavioral signals - where your phone goes, how it moves, what Wi-Fi networks it trusts - to verify users without passwords or biometric friction. Before Incognia, Ferraz co-founded In Loco Media in 2011 at the Federal University of Pernambuco in Brazil, building it into a company that mapped 6 million indoor venues and captured 250 billion location data points monthly, before selling it to Brazilian retail giant Magazine Luiza in 2020. With Incognia, he pivoted that location intelligence from advertising into fraud prevention, raising $46.5M total (including a $31M Series B led by Bessemer Venture Partners in 2024), deploying technology on over 200 million smartphones, and pioneering what he calls zero-factor authentication - security that works without the user doing anything at all.
Marshall Hayner is the Founder and CEO of Metallicus, a San Francisco-based blockchain infrastructure company building compliant, regulation-forward digital banking tools for credit unions and financial institutions. A Bitcoin miner since 2009, Hayner pioneered social crypto payments with QuickCoin (the first Facebook-integrated Bitcoin wallet) in 2014, then spent a decade building Metallicus into the only blockchain company certified as a service provider for the Federal Reserve's FedNow instant payment rail. His company's flagship products - Metal Pay, Metal Blockchain, and the Digital Banking Network - sit at the intersection of traditional finance and decentralized infrastructure.
Vicky Bindra is the CEO of Trulioo, a Vancouver-based global identity verification platform that has raised $478M in funding. A Chartered Accountant with an MBA from MIT Sloan, Bindra brings nearly 30 years of fintech and payments experience from leadership roles at Visa, Mastercard, Citi, GE Capital, Pine Labs, FIS, and Nuvei. Appointed CEO of Trulioo on April 1, 2025, he is now focused on accelerating product innovation, AI integration, and establishing Trulioo as the trusted infrastructure layer for digital identity in the era of agentic commerce.
Zain Zaidi is the co-founder and CEO of TransCrypts, a blockchain-powered credential and employment verification platform he started after struggling to access his own college transcript as an SJSU student. Backed by Mark Cuban, Pantera Capital, and Techstars, he has grown the company to 450+ enterprise clients and 4 million users across 9 countries, raised $18M+, launched JustScreen (the world's first free background check service), and earned a spot on the Forbes 30 Under 30 list in 2026 — all before turning 30. His platform has also helped over 4,000 Ukrainian refugees access medical records.
Lea Bajc is a serial entrepreneur, investor, and board member with over two decades of experience spanning Silicon Valley and Europe. Born in Croatia and raised in Sweden, she holds degrees from Stockholm School of Economics, HEC Paris, and Harvard Business School. At Northzone Ventures, she co-led landmark investments in iZettle ($2.2B exit to PayPal) and Trustpilot (LSE IPO). She later co-founded Averon in Silicon Valley, raising $20M from Marc Benioff. Now based in Paris, she invests through Blue Horizon and Ozone X Ventures (backing underrepresented founders), serves on corporate boards, and is authoring 'Love After Love' — a forthcoming book reframing divorce as an opportunity for reinvention. A Kauffman Fellow and Forbes Technology Council member, she speaks six languages and is a certified nutritionist.
After 20 years of immutable Gmail usernames, Google finally rolled out the ability for personal @gmail.com users to change their email address — keeping all data intact while converting the old address into a permanent alias. The feature launched in the U.S. in March 2026 after being spotted in Hindi support documentation in December 2025, marking the biggest identity infrastructure change in Gmail's history.