Clearco is a Toronto-based fintech that gives ecommerce and direct-to-consumer brands fast, non-dilutive growth capital - founders raise money without giving up equity or signing personal guarantees. Using AI to read revenue, marketing spend and sales data, Clearco offers cash advances, invoice funding and rolling capacity repaid as a share of revenue. Founded in 2015 as Clearbanc by Michele Romanow and Andrew D'Souza, the company has deployed more than $3 billion to over 10,000 brands and, after a 2023 recapitalization, relaunched a rebuilt funding platform under CEO Andrew Curtis.
Andrew Curtis is the CEO of Clearco, the Toronto-based fintech that fronts cash to ecommerce brands without taking their equity. A two-decade Wall Street veteran of leveraged credit and restructurings - with stops at Merrill Lynch and Lazard Freres - he arrived as an advisor in 2022, took the top job in early 2023, and steered the once-troubled company through a recapitalization and a ground-up rebuild. Under him, Clearco has deployed billions across thousands of brands, tripled funding in 2024, and relaunched a platform he pitches as 'capital that thinks like a founder.'