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Karat Financial

Karat Financial is a Los Angeles-based fintech building banking, credit cards, and financial tools for the creator economy. Founded in 2019 by Eric Wei and Will Kim, Karat underwrites digital creators and influencers using their social metrics and online business performance rather than traditional credit signals, giving YouTubers, streamers, and other entrepreneurs access to credit, banking, payments, and AI-powered bookkeeping that legacy banks routinely deny them.

$70M ($40M equity + $30M debt)Series B

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