Bluwhale is a San Francisco AI and Web3 company building a decentralized intelligence layer that turns on-chain data and personal financial activity into a monetizable, user-owned asset. Its platform pairs wallet-level AI profiling with autonomous agents that act across banks, brokerages, and blockchains, giving consumers a single view of their money and a financial-health score (WhaleScore) while letting enterprises and dApps reach engaged, verified users. Founded in 2022 by repeat founder Han Jin, the company has grown to millions of users and expanded into multi-chain agentic finance backed by SBI, UOB Venture Management, Cardano, Sui, and others.
Han Jin is the co-founder and CEO of Bluwhale, a San Francisco AI company building an intelligence layer on the blockchain that lets people own and monetize their own data. Born in China, raised in Germany, and trained as an engineer at KIT and UC Berkeley, he first made his name building the LucidCam - one of the earliest consumer 3D/VR cameras - at Lucid VR. A Forbes and Inc. '30 Under 30' honoree, he now wants to turn the world's 7 billion smartphones into a decentralized AI network that rivals Google and AWS but is owned collectively by its users.