payment-processing
(30)
Visa
Visa is less a card company than a piece of global choreography - a network that turns a tap in a shop into a trusted conversation among banks, merchants and billions of credentials. Now it is extending that choreography to instant payouts, stablecoins and shopping agents.
Nelnet
Nelnet is known for student loans, but the more revealing story is the infrastructure behind them: a Nebraska company that turned regulatory fluency, payment rails and school software into a diversified financial machine.
Toast
Toast began with a stubbornly specific idea: restaurants deserved technology built for the rush. Now its software, payments, hardware and AI sit at the center of 180,000 locations - turning every order into a useful piece of operating data.
Mastercard
The famous circles sit on billions of cards, but Mastercard's real product is the invisible choreography behind a payment - a global network now learning to serve bank accounts, virtual cards, stablecoins and shopping agents without losing the trust that made the plastic useful.
Verifone
The card reader on the counter is only the visible tip. Verifone is rebuilding its four-decade hardware franchise as a software-connected payments grid for merchants that need every channel, processor and checkout to behave like one system.
Paysafe
Paysafe spent 30 years assembling the oddest checkout drawer in finance - cards, cash, wallets, bank rails and crypto. Now it is betting that the messy edges of payments, especially in gaming and the experience economy, are exactly where a specialist can matter.
Global Payments Inc.
The Atlanta payments veteran has rebuilt itself around one job: making commerce work for merchants. After the Worldpay deal, its reach runs from a food-truck handheld to the checkout systems behind global enterprises.
Nearpay
Nearpay is a Riyadh-based fintech that turns any NFC-equipped smartphone into a payment terminal. Its payment-infrastructure-as-a-service platform gives banks, payment providers and developers a certified SoftPOS (tap-to-phone) SDK plus the full stack behind it - acceptance, compliance, certification, reconciliation and merchant dashboards - so businesses can accept in-person card payments in about 30 minutes without dedicated hardware. Founded in 2020, Nearpay was one of the first companies certified under Visa's tap-to-phone program, processed more than 40 million transactions in 2024, and in 2025 became the first Saudi payments fintech to expand into the United States.
NymCard
NymCard is an Abu Dhabi-based embedded finance and payments infrastructure company that lets banks, fintechs, telecoms and enterprises launch and run card programs, lending and money-movement products through a single API-first platform called nCore. Founded in 2018 by Omar Onsi, it owns its issuing and switching technology rather than licensing it, is licensed by the Central Bank of the UAE, and is a certified partner of Visa and Mastercard across the Middle East, North Africa and Pakistan.
Breezeworks
Breezeworks is a San Francisco-based software company that builds mobile-first business management tools for independent service professionals - plumbers, electricians, HVAC techs, cleaners, landscapers and other on-the-go contractors. Its app bundles scheduling, dispatching, customer management, automated reminders, GPS team tracking, custom invoicing and integrated payments (via Square and Breezeworks Payments, with QuickBooks sync) so a solo operator or small crew can run the entire back office from a smartphone. Founded in 2012 and backed by Obvious Ventures and a roster of notable tech investors, Breezeworks aims to keep small service businesses independent and efficient.
Odyssey
Odyssey is a New York-based education technology company that builds the software states use to run school-choice programs. Its platform administers education savings accounts (ESAs) and microgrant programs end-to-end - guiding parents through eligibility and applications, verifying identity in real time, disbursing state funds into digital wallets, and running regulated e-commerce marketplaces where families can spend on tuition, tutoring, curriculum, and technology. Founded in 2021 by former teacher and school-choice attorney Joseph Connor, Odyssey administers programs across states including Iowa, Idaho, Missouri, Georgia, Louisiana, Utah, Wyoming, and Texas, and has helped families access hundreds of millions of dollars in education funding.
Stripe
Stripe is a financial infrastructure company that lets businesses accept payments and run their money operations through a set of developer-friendly APIs. Founded in 2010 by Irish brothers Patrick and John Collison, it powers everything from indie side projects to Fortune 500 checkouts, processing more than $1.9 trillion in payments in 2025. Beyond core card processing, Stripe offers billing, fraud protection, business incorporation, card issuing, tax automation, and banking-as-a-service, positioning itself as the economic layer of the internet.
Global Payments
Global Payments Inc. (NYSE: GPN) is an Atlanta-based payment technology company that helps businesses accept and process payments across in-store, online and mobile channels. After acquiring Worldpay and divesting its issuer-processing business in January 2026, it became a pure-play merchant solutions company serving more than 6 million merchant locations across 175+ countries, handling roughly 94 billion transactions and $3.7 trillion in annual payment volume.
Adyen
Adyen is a Dutch financial technology company that provides a single, end-to-end platform for accepting payments online, in apps, and in stores. Founded in Amsterdam in 2006, it operates as a licensed acquiring bank and connects merchants directly to card networks and local payment methods across the globe. Adyen powers checkout and embedded financial products for enterprises such as Uber, Spotify, eBay, Booking.com, McDonald's, and Microsoft, and is publicly listed on Euronext Amsterdam.
Forage
Forage is a San Francisco payments company that makes it easy for retailers and online platforms to accept government benefits like SNAP EBT, WIC, and HSA/FSA. It is one of only a handful of third-party processors approved by the USDA to handle online EBT, pairing a unified merchant API with hands-on certification support. On the consumer side, its Forage app helps low-income families check their EBT balance, find discounts, and earn rewards. The technology runs at more than 100,000 stores across all 50 states, including Dollar General, Save A Lot, Gopuff, DoorDash, and Uber Eats.
InterPayments
InterPayments is a San Francisco-based fintech that runs surcharging as a managed service. Merchants who accept credit cards get hit with interchange fees; passing those fees back to customers is legal in most of the US and Canada but governed by a patchwork of 70+ jurisdictions and card-network rules. InterPayments handles the calculation, application, and reporting of compliant surcharges, and contractually indemnifies its clients against penalties. It sells through embedded products (PayLink virtual terminal, hosted payment pages), an API, and integrations with platforms like NetSuite and Stripe, serving Fortune 1000 merchants, major banks, and payment processors.
Qualpay
Qualpay is a San Mateo-based payments company that combines a merchant account and a payment gateway into a single cloud-based platform. Founded in 2014 by payments-industry veterans, it lets businesses accept card and ACH payments across online, in-person, phone and recurring channels, with tokenization, a customer vault, real-time reconciliation reporting and PCI DSS Level 1 security. In 2022 Synovus Bank took a majority stake to build an embedded finance platform on top of Qualpay's technology.
Binkey
Binkey is a Washington, DC fintech that lets online merchants accept pre-tax health benefit dollars - FSA, HSA, and related accounts - as payment at checkout. Its AI-powered engine classifies products at the SKU level to determine IRS eligibility in real time, automates claim filing and reimbursement, and routes funds through developer-friendly APIs. Products span Binkey Pay (checkout acceptance), FSA + HSA Rewind (recovering unused benefit dollars from past purchases), and Binkey Vision (out-of-network vision reimbursement). The company raised $3.3M in seed funding in 2023.
Homeroom
Homeroom is a San Francisco software company that runs the back office for school auxiliary programs - after-school enrichment classes, extended care, summer camps, leagues and tutoring. Founded by Stanford classmates Casandra Espinoza Stewart and Christina Walker, it started as a three-sided marketplace connecting parents, schools and class vendors, then grew into an all-in-one platform handling registration, rosters, attendance check-in/out, contractor payments, compliance and financial reporting. It raised $3.5M in seed funding led by Forerunner Ventures in 2019 to chase a roughly $23 billion U.S. after-school market where more than 40% of children are not enrolled in any program.
Prado
Prado is an Austin-based Food-as-Medicine platform that lets clinicians prescribe medically tailored meals and lets patients pay for them with pre-tax HSA/FSA dollars. It stitches together the parts that usually don't talk to each other - a compliant Letter of Medical Necessity, HIPAA- and IRS-approved checkout, white-label storefronts, and fulfillment - so healthy prepared food becomes both prescribable and reimbursable. Founded in 2020 by former Snap Kitchen CEO Jon Carter, Prado has supported the sale of more than 25 million meals and connects food operators to a network of 70M+ tax-advantaged account holders.
RS Software
RS Software is a payments-focused technology company headquartered in Kolkata, India, with a US office in Milpitas, California. Founded by Raj Jain, the firm has spent more than three decades building payment infrastructure for banks, processors, networks and central institutions. It is the team that engineered core pieces of India's public payments stack, including the Unified Payments Interface (UPI) and the Bharat Bill Payment System (BBPS) for NPCI, and today offers a suite of cloud-native, API-led products for real-time payments, bill payments, switching, fraud and risk under a Payment Platform as a Service model.
Vagaro
Vagaro is a Pleasanton, California SaaS company that runs the back office for salons, spas, fitness studios, and wellness businesses. From a single dashboard, owners book appointments, take payments, manage staff and inventory, run marketing, and get discovered on a consumer marketplace and app. Founded in 2009 by Fred Helou, it now serves more than 83,000 businesses across the US, Canada, UK, and Australia, reached a $1 billion valuation in 2021, and bundles scheduling, point-of-sale hardware, embedded payments, and AI tools into one subscription.
Anything
Anything (formerly Create / create.xyz) is a San Francisco AI platform that turns plain-English prompts into live, production-ready mobile and web apps - complete with backend, database, authentication, payments, and built-in AI integrations. Founded by Dhruv Amin and Marcus Lowe, it aims to take non-technical builders past the prototype stage all the way to a deployed, money-making product. The company raised an $11M Series A in 2025 at a $100M valuation and reported 700,000+ registered users.
Cloudbeds
Cloudbeds is a San Diego-based hospitality management platform that gives independent hotels, hostels, vacation rentals, and lodging groups a single cloud system to run reservations, distribution, payments, revenue management, and guest communication. Founded in 2012 by Adam Harris and Richard Castle, the fully remote company replaces the tangle of disconnected legacy tools that property owners juggle, serving tens of thousands of properties across roughly 150 countries and, more recently, layering in AI through its Cloudbeds Intelligence and Signals products.
FlexPoint
FlexPoint is a payments and billing automation platform built specifically for managed service providers (MSPs) and the small-to-mid-sized businesses they serve. It automates the entire billing lifecycle - syncing with accounting and PSA tools, sending branded invoices and reminders, collecting payments via AutoPay, processing card and ACH transactions, and reconciling deposits - so technology partners get paid faster with far less manual work. Founded in 2023 by Victor Lopez, Sam Kushner, and Alex Kushner, FlexPoint has raised $19.5M and is trusted by more than 40,000 businesses.
GlossGenius
GlossGenius is a New York-based vertical SaaS and fintech platform that gives independent beauty and wellness professionals - hair stylists, nail techs, estheticians, spas and medspas - one app to run the whole business. It combines online booking, a built-in card-processing POS, client CRM, marketing automation, payroll, inventory and AI agents, replacing the patchwork of spreadsheets, paper books and generic tools that solo operators and small salons relied on. Founded in 2016 by Danielle Cohen-Shohet, it crossed roughly $100M in revenue, serves tens of thousands of businesses, and reached unicorn status with a reported $1.12B valuation after its January 2026 Series D.
Housecall Pro
Housecall Pro is an all-in-one, cloud-based business management platform built for home service professionals - plumbers, electricians, HVAC techs, cleaners, and other tradespeople. It folds scheduling, dispatching, invoicing, payments, marketing, and customer management into a single mobile-first app, increasingly layered with AI tools that answer calls, book jobs, and answer accounting questions. Founded in 2013 and headquartered in Denver, the company serves tens of thousands of service businesses and has powered well over 100 million completed jobs.
Finix
Finix is a San Francisco-based payments infrastructure company that gives software platforms, marketplaces, and retailers the tools to own their payments end-to-end. Built around a no-code/low-code PayFac-as-a-Service model and a developer-friendly API, Finix lets SaaS companies monetize payments, manage merchants, and route money across cards, ACH, and wallets without becoming a registered payment facilitator themselves.
HoneyBook
HoneyBook is an AI-powered business management platform built for independent service professionals - photographers, event planners, consultants, and creative freelancers. Founded in 2013 in San Francisco with roots in Tel Aviv, the platform combines CRM, contracts, invoicing, payments, scheduling, and workflow automation into a single clientflow hub. With $498M in total funding, a $2.4B valuation, $140M ARR, and more than $12 billion in payments processed, HoneyBook has become the dominant platform for the growing independent economy - helping over 100,000 small business owners run client relationships from first inquiry to final payment without switching between a dozen tools.
brightwheel
Brightwheel is the all-in-one operating platform for early education centers, combining billing, attendance, family communication, enrollment, lesson planning, and compliance reporting into a single product. Founded in 2014 by Dave Vasen and backed by $88.8M in funding, it serves 150,000+ childcare programs and 2.2 million monthly active users across 50+ countries, holding over 53% market share in childcare management software.