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Henrique Dubugras is the Brazilian co-founder of Brex, the corporate card and spend management company he built from a Y Combinator pivot at age 21 into a $12.3B peak-valuation fintech unicorn - ultimately acquired by Capital One for $5.15 billion in 2026. He taught himself to code at 12 to avoid paying for a Korean MMO, sold his first payments company (Pagar.me) at 20 while processing $1.5B annually, dropped out of Stanford after 8 months, and found his billion-dollar idea by simply failing to get a credit card for his own startup. Now operating in stealth, he has said he found his 'calling' again.

Rex Salisbury is the founder and solo general partner of Cambrian Ventures, a $20M early-stage fintech fund born out of one of the largest fintech founder communities in the US. A former Merrill Lynch banker turned bootcamp-trained software engineer turned a16z partner, Rex built his reputation by running grassroots fintech meetups for years before a single dollar of fund capital. His Cambrian newsletter reaches 20,000 subscribers, his founder-only Slack has 1,100+ members, and his Fund I achieved a ~50% seed-to-Series A graduation rate against a 15.4% industry average. Early backer of Deel, now a $10B+ decacorn.