policy-administration
(15)
bolttech
A Singapore insurtech quietly turned the checkout button into an insurance counter. Now 230 insurers and 700 partners run through its pipes.
Democrance
Democrance is a Dubai-based B2B insurtech that sells insurers a lightweight, cloud-based core platform - Democrance Pulse - which sits on top of legacy systems rather than replacing them. Founded in 2015 by Michele Grosso, Alberto Perez and Dr. Damian Dimmich, the company began by trying to sell low-cost microinsurance to people in emerging markets who had never held a policy, then discovered that the real bottleneck was the insurers' own technology. Today its no-code product configurator, distribution portals, underwriting engine and API library let carriers including AXA, MetLife, AIG, Manulife, Zurich, Tokio Marine and Sukoon launch and administer life, health and P&C products in days rather than months, across 15-plus markets in the Middle East, Africa, Asia and Latin America. The mainstream book cross-subsidises the microinsurance one, which is how a financial-inclusion mission survives contact with a P&L.
Inclusivity Solutions
Inclusivity Solutions is a Cape Town-based inclusive insurtech that designs and delivers embedded, affordable digital insurance for emerging consumers across Africa. Through its open-API platform ASPin, it partners with banks, telcos, insurers and fintechs to build, sell and administer low-cost products - life, accident, hospital cash, device and crop cover - distributed via mobile channels people already use. The company operates in roughly ten African markets and has served over two million customers.
Peak3
Peak3 (formerly ZA Tech) is a Singapore-headquartered insurtech that builds cloud-native, AI-ready core software for the insurance industry. Its modular platform - spanning policy administration, distribution, claims and orchestration - lets insurers, MGAs and brokers launch and run life, health and property & casualty products across many markets. Founded in 2018 out of Chinese insurtech ZhongAn and rebranded to Peak3 in 2024 alongside a US$35M Series A led by EQT, the company powers global insurers such as AIA, Generali, Prudential and Zurich, and embedded-insurance programs for digital platforms including Grab, Klook, Lazada and PayPay. Its software has supported over a billion policies across 20-plus countries.
Bestow
Bestow is a Dallas-based insurtech company that provides life and annuity carriers with a vertically integrated technology platform. It powers digital quoting and applications, automated underwriting, policy administration and self-service portals through modular, API-based software, letting insurers such as Nationwide, Transamerica, USAA and Sammons Financial Group modernize product development and operations. After divesting its own consumer carrier in 2024, Bestow now operates as a pure business-to-business software provider and raised a $120 million Series D in May 2025.
CoverGo | Insurtech
CoverGo is a global enterprise insurtech that gives insurers, MGAs, and brokers a no-code, API-first platform to build, distribute, administer, and process insurance products across life, health, and P&C lines. Founded in Hong Kong in 2017 by Tomas Holub, it runs on 500+ open insurance APIs and a patented drag-and-drop product builder, letting carriers launch new products in hours rather than months and modernize legacy core systems without ripping them out. Customers include AXA, Bupa, MSIG, Dai-ichi Life, and Bank of China Group Insurance, served from offices across Silicon Valley, New York, Dubai, Singapore, and Hong Kong.
Insurity
Insurity is a Hartford, Connecticut-based provider of cloud-based software and analytics for the property and casualty (P&C) insurance industry. Its multi-tenant SaaS platform unifies policy administration, billing, claims, underwriting, and data analytics, and increasingly embeds AI into core insurance operations. Founded in 1985, the company serves carriers, brokers, and managing general agents - including a large share of the top U.S. P&C carriers - and is majority owned by private equity firm GI Partners.
Joshu
Joshu is an AI-native insurance platform that lets carriers, MGAs, and wholesale brokers build, sell, and run insurance products in one place - configuring forms, rating rules, underwriting workflows, document generation, and branded broker storefronts without writing code. Founded in 2020 by At-Bay alumni Roy Mill and Shimi Bornstein, the company aims to collapse the months-long, engineer-heavy process of launching a commercial insurance product into days, giving insurance teams direct control over their own products.
Roy Mill
Roy Mill is the Co-Founder and CEO of Joshu, a no-code insurance product platform that lets carriers and MGAs launch digital distribution channels in weeks rather than years. A Stanford PhD economist who pivoted into product, he spent years at Ancestry and At-Bay before founding Joshu in 2020. The company has raised $11.7M in total funding and was named to the InsurTech100 list in 2024.
EIS Ltd
EIS Ltd (EIS Group) is a San Francisco-based insurance software company that builds cloud-native core systems for ambitious insurers. Its flagship EIS OneSuite platform - now infused with agentic AI through CoreGentic - handles policy, billing, claims and customer management across property & casualty, life, annuity and benefits lines, replacing the rigid legacy mainframes that have slowed the industry for decades.
Alec Miloslavsky
Alec Miloslavsky is the Founder and CEO of EIS Ltd (EIS Group), a San Francisco-based cloud-native digital insurance platform serving major insurers including Aflac, Allstate, Liberty Mutual, and Nationwide. Born in Ukraine and relocating to the US at age 17, he co-founded Genesys Telecommunications in 1990 - a contact center technology company he helped grow to a $1.9 billion acquisition by Alcatel-Lucent. He then co-founded Exigen Services, growing it past $70M in revenue, before pivoting to insurance tech by founding EIS Group in 2008. Under his leadership, EIS has raised over $224M in funding and built a modular, API-first core platform used across five insurance segments globally.
Socotra
Socotra is a cloud-native insurance core platform that gives carriers, MGAs, and InsurTechs a fully configurable system for policy administration, billing, claims, and analytics - so they can launch new products in weeks instead of years, and run them on infrastructure that updates 48 times a year without breaking.
Sureify
Sureify is a San Jose-based insurtech that sells Lifetime, a low-code, cloud-native SaaS platform life and annuity carriers use to acquire, service, and engage policyholders across web and mobile. Founded in 2012 by Dustin Yoder, it counts Allstate, Amica, Principal, State Farm, AAA Life, Brighthouse Financial and others among its customers.
Jeff Clarke
Jeff Clarke is the Chief Executive Officer of Insurity, a leading property and casualty insurance software and data analytics company serving 22 of the top 25 P&C carriers in the U.S. A technology industry veteran with 40+ years of experience, Clarke has led some of the most storied corporate transformations in tech history - from rescuing Kodak's film division by rallying Hollywood directors like Christopher Nolan and Quentin Tarantino, to selling Travelport to Blackstone for $4.3 billion. Since joining Insurity in January 2025, he has overseen a $50 million AI and R&D investment push to reshape the insurance technology landscape.
Ray Villeneuve
Ray Villeneuve is the CEO and Board Director of BriteCore, a cloud-native policy administration platform built for mid-size property and casualty insurers and MGAs. Appointed in September 2021 alongside a $20M Series C close led by Warburg Pincus, Villeneuve brings 30+ years of B2B enterprise technology leadership spanning storage (NetApp, Auspex), predictive analytics (MonoSphere/Quest), machine learning (Skytree), AI-powered eCommerce (Reflektion), and industrial AI (Quartic.ai). At BriteCore, he is repositioning the company as the modern core system of choice for the underserved mid-market insurance segment, driving awards recognition (FinTech Breakthrough 2025 Best P&C InsurTech Solution, Top 100 Software Companies 2024), growing to 100+ insurer clients, and building AI-native capabilities including agentic workflows and MCP-standard integration.