financial-technology
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Alfa’s real product is a lender’s next chapter
Behind the car payment sits a software problem that can outlive the car. Alfa Financial Software has built its business around replacing those systems - and staying for the next chapter.
The $1.5 Billion Data Room That Wants to Run the Whole Deal
Intralinks helped replace couriers, binders and guarded rooms with a browser. Thirty years later, it is betting that security, workflow and AI can turn that original wedge into the operating system for high-stakes finance.
The Banks That Got Tired of Their Tech Vendor - So They Bought the Company
COCC runs the unglamorous machinery behind 175 community financial institutions. Its clever twist is structural: the customers own the vendor, sit on its board and help decide what gets built next.
The Bank That Got Tired of Banking Software - Then Built nCino
Born inside a working bank, nCino turned one lender's spreadsheet problem into a $594.8 million cloud-software business. Its next test is harder: making AI useful in the most regulated rooms in finance.
The $2 Trillion Business of Making Private Equity Boring
Gen II began as a boutique for managers who wanted their fund accountant to answer the phone. Seventeen years later, it has turned capital calls, compliance checks and investor PDFs into a $2 trillion infrastructure business - and a useful playbook for founders building in unglamorous markets.
The Hedge Fund Database That Refused to Sell Managers to Managers
PivotalPath spent years persuading investors that their private spreadsheets were not a strategy. Now its allocator-only data, research portal and free indices are trying to give a famously opaque industry one shared measuring stick.
Engage fi Found a $12 Million Hole in a Credit Union - Then Rewired the Org Chart
The Florida consultancy makes its living in the least photogenic corner of fintech: vendor contracts, core conversions and branch math. Its case studies show why that corner can be worth millions.
The Cap-Intro Business Was Built on Handshakes. iConnections Turned It Into Software.
A pandemic side project for charity became the meeting place for hedge funds, private equity and the allocators who fund them - roughly 26,000 members and $50 trillion in capital, run on software instead of steak dinners.
Capital One Built a Bank Like Software. Now It Has a Payment Network.
The credit-card upstart spent three decades turning data into a bank. With Discover's network and Brex's software now inside the company, its next test is whether one institution can make lending, payments and financial tools feel like a single product.
The Company That Keeps the World's Cash Machines Alive
Spun out of NCR in 2023, NCR Atleos turned the humble cash machine into a subscription business - and now Brink's wants to buy the whole thing for $6.6 billion.
The Stock Exchange That Became a Software Company
Nasdaq still rings the bell. But the business behind the blue-lit tower increasingly sells the machinery, data and risk controls that keep markets running long after the ceremony ends.
BlackRock's Other $15 Trillion Asset Is the Machine Behind the Money
BlackRock manages $15.3 trillion for clients. The more revealing story is how iShares, Aladdin, and a private-markets buying spree turned one bond shop into infrastructure for modern investing.
Credit Acceptance
Credit Acceptance built a national auto-finance business by helping dealers say yes to buyers with thin or damaged credit. Its shared-economics model, proprietary scoring system and expanding AI service layer explain both the company’s staying power and the scrutiny that follows it.
Spark Systems Pte Ltd
Spark Systems is a Singapore-based financial technology company building next-generation electronic foreign exchange (eFX) trading platforms. Its ultra-low latency aggregator and eFX solution platform give banks, hedge funds, central banks, sovereign wealth funds and corporate treasuries fast, resilient and cost-efficient access to FX liquidity, price construction, auto-hedging, risk control and white-label distribution. Founded in 2016 by veteran FX trader Wong Joo Seng, the company is backed by global institutions including HSBC, Citi and Goldman Sachs, and counts OCBC and ATFX among its partners.
april
april is a New York-based fintech that embeds tax filing, planning, and estimation directly into the apps people already use - banks, payroll providers, fintechs, and wealth platforms. Founded in 2021 by Ben Borodach, Daniel Marcous, and Raj Doshi, april built its own AI-powered tax engine and became the first company in over 15 years to earn national e-file coverage. Its white-label, mobile-first product turns tax from a once-a-year chore into a year-round layer of financial decision-making, and it raised a $38M Series B in July 2025 led by QED Investors, bringing total funding to $78M.
Intuit
Intuit is a global financial technology company that builds software to help consumers and small businesses manage money, taxes and growth. Founded in 1983 around Quicken, it now runs four flagship platforms - TurboTax for tax filing, QuickBooks for small business accounting, Credit Karma for consumer credit and finance, and Mailchimp for marketing - reaching roughly 100 million customers worldwide. In 2026 the company is rebuilding its products around an AI-driven expert platform anchored by Intuit Assist, its generative-AI financial assistant.
Fiserv
Fiserv is a Milwaukee-based financial technology company that provides payment processing, core banking software, and merchant services to banks, credit unions, businesses, and consumers around the world. Formed in 1984 and transformed by its 2019 acquisition of First Data, it runs the Clover point-of-sale platform, the Carat enterprise commerce operating system, and account-processing systems that power a large share of everyday transactions - from a corner cafe swiping a card to a regional bank settling deposits overnight.
FIS (Fidelity National Information Services)
FIS (Fidelity National Information Services) is a Jacksonville, Florida-based financial technology company that powers the software behind banking, payments and investing. Its platforms run core banking systems, card and payment processing, fraud and risk management, and capital-markets tooling for more than 20,000 financial institutions and businesses across over 100 countries. Traded on the NYSE as FIS, the company positions itself around what it calls 'money at rest, in motion and at work,' serving global banks, regional and community lenders, credit unions, asset managers and corporates.
Adyen
Adyen is a Dutch financial technology company that provides a single, end-to-end platform for accepting payments online, in apps, and in stores. Founded in Amsterdam in 2006, it operates as a licensed acquiring bank and connects merchants directly to card networks and local payment methods across the globe. Adyen powers checkout and embedded financial products for enterprises such as Uber, Spotify, eBay, Booking.com, McDonald's, and Microsoft, and is publicly listed on Euronext Amsterdam.
MeridianLink
MeridianLink is a California-based financial technology company that builds cloud software helping banks, credit unions, and consumer reporting agencies originate loans, open accounts, and verify credit data. Its flagship platform, MeridianLink One, connects consumer lending, mortgage origination, account opening, data verification, and collections into a single system used by roughly 2,000 financial institutions. Founded in 1998, the company went public on the NYSE in 2021 and was taken private by Centerbridge Partners in a roughly $2 billion deal completed in October 2025.
Micruity
Micruity is a financial-technology infrastructure company building the data pipes that let lifetime-income products work inside everyday 401(k) plans. Its Advanced Routing System (MARS) acts as a secure central clearing house that connects insurers, asset managers, recordkeepers and plan sponsors, letting them communicate, verify and aggregate annuity data so retirement savings can be turned into a predictable monthly paycheck. Founded in 2017 by Trevor Gary and Chris Livadas, the company is headquartered in Toronto and raised an oversubscribed $20M Series A in December 2025.
Prepaid2Cash
Prepaid2Cash is a Birmingham, Alabama fintech that turns network-branded prepaid cards and store gift cards into spendable cash. Users scan a card in the mobile app or online and receive funds by direct deposit, instant debit transfer, PayPal, Venmo, or Bitcoin, often within minutes. Founded in 2016 by Peter Vogt and John Gushman, the company set out to unlock the billions of dollars that sit trapped on plastic every year because prepaid and gift cards can't be deposited into a bank account.
Microwd Inversiones
Microwd is a Madrid-based social fintech that lets ordinary people invest from as little as 50 euros into microloans for women entrepreneurs across Latin America. It pairs field agents on the ground in Nicaragua, Mexico, Peru and Costa Rica with an online platform where investors fund roughly $1,000, one-year loans at interest rates it says run well below the local microfinance market. The pitch is unusual for the space: not charity, but a for-profit business that claims both financial returns for investors and measurable social impact for borrowers.
OpenInvest, a J.P. Morgan company
OpenInvest is a San Francisco fintech that built the first automated platform for values-based investing, letting advisors and their clients tilt portfolios toward causes like decarbonization, deforestation-free supply chains and workforce diversity while tracking measurable impact. Founded in 2015 as one of the very few VC-backed Public Benefit Corporations and backed by Y Combinator, Andreessen Horowitz and QED, it was acquired by J.P. Morgan in 2021 and folded into the bank's Private Bank and Wealth Management offerings, where its technology powers personalized ESG customization and impact reporting at scale.
Pave Finance
Pave Finance is a New York-based fintech building an AI-powered, institutional-grade wealth management platform that lets financial advisors customize, personalize and automate portfolio construction for their clients. Combining an alpha-scoring algorithm, an optimization engine and an integrated trading platform across 10,000+ global securities, Pave brings tools once reserved for hedge funds and ultra-high-net-worth desks to everyday advisors - offering direct indexing, tax-loss harvesting, values-based screens and concentrated-position management. In September 2025 the company closed an oversubscribed $14M seed round.
SpeakIn Technologies Co.,Ltd.
SpeakIn Technologies is a voiceprint-recognition and identity-security company founded in Silicon Valley in 2015 and headquartered in Shenzhen. Using deep neural networks and its iVector engine, SpeakIn turns the unique physical signature of a human voice into a biometric key, offering both 1:1 verification (is this the right speaker?) and 1:N identification (who is speaking, out of many?). Its SDK and cloud APIs are used across banking, public security, and smart devices, with reported accuracy near 98% and customers including Tencent, Lenovo, ASUS, and China Merchants Bank.
Droit
Droit is a New York-based computational law and regulation technology firm founded in 2012 by Brock Arnason and Satya Pemmaraju. Its patented Adept platform translates dense regulatory text into precise, executable logic, embedding compliance directly into the trading workflow so banks can evaluate the permissibility of a transaction in real time - before and after the trade. Used by some of the world's largest financial institutions for pre-trade and post-trade decision-making, eligibility, reporting and auditability, Droit processes tens of millions of inquiries daily. In March 2026 it was acquired by FIS, folding computational compliance into the core of capital markets infrastructure.
January
January is a New York fintech that uses AI to modernize one of finance's least-loved corners: debt collection. Its platform helps lenders, banks, credit unions and debt buyers recover past-due and charged-off consumer debt while giving borrowers transparent, lower-pressure ways to repay - tailored payment plans, self-service tools and built-in regulatory guardrails. Founded in 2016 (originally as Debtsy), the company says its software has serviced more than $10B in debt and handles more accounts than all but the largest banks, pairing data-driven recoveries with consumer satisfaction scores it claims beat traditional agencies.
MovoCash, Inc.
MovoCash, Inc. (MOVO) is a Palo Alto-based financial technology company founded in 2014 by veteran financial-industry entrepreneur Eric Solis. MOVO offers an on-demand mobile banking app that lets people instantly create FDIC-insured accounts and disposable virtual debit cards, send peer-to-peer payments, pay bills, and make contactless purchases from their phone - even without a traditional bank account. Built on its patented HyperBIN digital-token technology and delivered with Mastercard and Coastal Community Bank, MOVO positions itself as a 'digital cash' network that blends payment cards, bank accounts, and mobile money movement.
Human Interest
Human Interest is a San Francisco-based fintech company on a mission to make retirement savings accessible to every American worker, regardless of where they work. The company provides affordable, full-service 401(k) and 403(b) plans designed for small and medium-sized businesses — the 99% of employers who have historically been priced out of quality retirement plan options. With a platform that handles recordkeeping, compliance, payroll integration, and investment management all in one place, Human Interest has become one of the fastest-growing retirement plan providers in the U.S., serving nearly 50,000 employers and 2 million+ eligible employees.