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Tagged: ai-underwriting

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Company

Ai · Fintech · Saas

MGT Insurance

MGT Insurance is a vertically AI-native neo-insurer rebuilding commercial property and casualty insurance for the roughly 35 million small businesses in the United States and the brokers who serve them. Founded in 2022 by brothers Graham and Michael Topol, MGT owns the full stack - intake, underwriting, distribution, policy delivery and servicing - on a modern technology platform, letting agents quote and often bind Business Owner Policies in minutes rather than days or weeks. The company writes BOP in 42-plus states and D.C., serves nearly 30,000 customers, holds an A- (Excellent) rating from AM Best, and closed an oversubscribed $21.6M Series B in October 2025 led by Mubadala Capital.

insurance · insurtechRead →

Company

Ai · Saas · Enterprise

Federato

Federato is an AI-native insurance platform built around a framework it calls RiskOps - software that connects portfolio strategy to the day-to-day decisions underwriters make on individual policies. Founded in 2020 by Stanford researchers Will Ross and William Steenbergen, the company sells to property-and-casualty carriers, MGAs and mutuals, and reports customers regularly see a 90% improvement in time-to-quote and a 3x lift in profitable business bound. In November 2025 it raised a $100M Series D led by Goldman Sachs Alternatives.

insurtech · ai-underwritingRead →

Company

Fintech · Health · Ai

PayZen

PayZen is a San Francisco-based healthcare fintech that gives patients interest-free, fee-free payment plans for their medical bills while paying providers up front. Founded in 2019 by Itzik Cohen, Tobias Mezger, and Ariel Rosenthal, the company uses AI-driven underwriting to embed personalized financing inside the revenue cycle of hospitals and health systems.

healthcare · patient-financingRead →

Company

Fintech · Ai · Ecommerce

Seel

Seel is a San Francisco-based post-purchase platform that uses AI to underwrite e-commerce returns. Its flagship product, Return Assurance (now branded Worry-Free Purchase), lets shoppers add a refund window to final-sale orders while merchants offload return liability to Seel. The company powers risk-free shopping for hundreds of brands and marketplaces and is building a new category of consumer financial product around the post-purchase moment.

return-insurance · post-purchaseRead →