The AI operating system rebuilding how commercial insurance actually gets quoted, placed and renewed.
ANZEN, San Francisco — The company's Anzen Pro wordmark. What began as a marketplace for executive-risk coverage now routes quotes across a network of more than 130 carriers.
Commercial insurance still runs on email attachments and PDFs. A broker receives a submission, retypes the details into a form, emails a handful of carriers, waits, and then compares the quotes that come back by hand. It is slow, error-prone work that has resisted automation for decades. Anzen looked at that workflow and asked a plainer question: why is a human doing any of it?
Founded in 2020 in San Francisco, Anzen builds Anzen Pro - an AI-powered operating system for insurance distribution. The platform reads a broker's inbox, converts unstructured emails and attachments into structured data, maps each account to the right underwriters across a network of more than 130 carriers and 500+ underwriting contacts, imports the quotes that come back, and generates proposals automatically. The stated mission is deliberately unglamorous: "the best operating system for insurance distribution, so teams can focus on clients, not manual work."
The company did not start there. Anzen's first act was a marketplace for executive risk insurance - directors & officers (D&O), management liability, cyber and professional liability. That focus earned it early backing and a reputation as a specialist in a corner of the market few startups touch. Over time it expanded outward, from a niche coverage marketplace into a distribution platform aiming at the whole of commercial insurance.
That framing - structural, not cosmetic - is the whole thesis. Anzen is not trying to sell a slicker rating engine or a prettier dashboard. It is trying to become the layer through which submissions, quoting, compliance, renewals and claims all pass, without asking agencies to rip out the systems and habits they already have.
AI ingests broker emails, attachments and forms.
Unstructured text becomes clean, structured data.
Each account mapped to the right underwriters.
Quotes imported and compared line by line.
Proposals and ACORD forms generated for the client.
Figures are company-reported metrics and stated targets, not independently audited.
An AI workspace that unifies submissions, quoting, renewals and agency-management records - automating proposals, forms and compliance without changing how you work.
Instant access to Specialty, E&S and P&C markets, with accounts matched to the right underwriters across 130+ carriers and 500+ contacts.
Anzen's founding focus: a marketplace for D&O, management liability, cyber and professional liability, with AI-assisted underwriting for brokers.
The insurtech field is crowded with direct-to-consumer insurers and generic automation tools. Anzen sits in a different lane. It sells to independent retail agents and brokers - the people who place business - and its edge is an AI stack trained specifically on the messy, unstructured reality of commercial insurance rather than a general-purpose model bolted onto a form.
Where digital insurers like Lemonade or Kin write policies directly, and where players such as Cytora and Shift Technology target underwriting or claims for carriers, Anzen aims squarely at the distribution middle - the routing, quoting and paperwork that connects brokers to carriers. Its founding team were specialty and commercial wholesalers before they were software people, which is why the product automates the exact tasks they used to do by hand.
The wager is that distribution, not underwriting, is where the deepest inefficiency lives - and that whoever automates it best becomes hard to displace. By mid-2026 Anzen wants Anzen Pro to handle roughly 80% of commercial insurance workflows in a single system, with expansion planned into commercial property and auto.
Max Bruner launches Anzen as a marketplace for executive risk insurance - D&O, management liability, cyber and professional liability.
Andreessen Horowitz leads early funding, joined by MS&AD Ventures, Tokio Marine, AmTrust, Greenlight Re and Everest Re.
The company builds out its AI-powered operating system for distribution, automating submissions, quoting and proposals.
A Series A to scale Anzen Pro, reaching 5,000+ agents and a network of 130+ carriers.
Targeting ~80% of commercial insurance workflows in one system and adding new commercial lines.
| Round | Amount | Date | Selected investors |
|---|---|---|---|
| Series A | $16M | Nov 2025 | Madrona (lead), Sandbox Industries, SNR, Andreessen Horowitz |
| Early round | $10M | 2023 | Andreessen Horowitz (lead), MS&AD Ventures, Tokio Marine, AmTrust, Greenlight Re, Everest Re |
Strategic insurers Tokio Marine and MS&AD Ventures give Anzen both capital and carrier proximity. Aggregators report total funding of roughly $26M-$39M across rounds.
Anzen builds Anzen Pro, an AI-powered platform that automates commercial insurance distribution for independent agents and brokers - handling submission intake, quote comparison, proposals, compliance, renewals and claims across a network of 130+ carriers.
Anzen was founded in 2020 in San Francisco by Max Bruner, Founder and CEO, who previously worked on US foreign and energy policy before moving into insurtech.
Anzen raised a $16M Series A in November 2025 led by Madrona, following an earlier ~$10M round led by Andreessen Horowitz. Strategic investors include Tokio Marine and MS&AD Ventures.
Independent retail insurance agencies and brokers - roughly 500 agencies and 5,000+ agents nationwide - use Anzen Pro to automate their day-to-day insurance workflows.
"Anzen" means "safety" in Japanese, reflecting the company's aim to be reliable infrastructure for insurance distribution.
Watch / listen: Max Bruner on The Leadership in Insurance Podcast · Search "Anzen Pro demo" on the company's LinkedIn for product walkthroughs.