banking-technology
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Avanza Solutions builds the bank behind the screen
The app gets the attention. Avanza sells the switches, connections and customer-service software that help banks make it work - and its newer AI products depend on the same unglamorous craft.
Phoebus Software and the mortgage’s long second act
Signing a mortgage takes a moment. Looking after it takes years. Phoebus has built its business around that less glamorous stretch, from everyday account servicing to moving entire loan books.
Form3's answer to a cloud outage: two more clouds
Banks want instant payments. Form3 wants them to keep moving when a cloud provider goes dark. Inside the engineering, customer deals and expensive choices behind its three-cloud platform.
Laura Broderick Has Spent a Career Making Complicated Things Feel Simple
She went from Bain Capital to Dell's $4 billion online consumer business, then from the San Diego Padres to banking software. The connecting idea is wonderfully unfashionable: listen closely, remove friction, and help the customer win.
Autobooks Wants Your Bank App to Eat the Small-Business Back Office
Small businesses escaped the branch only to inherit a junk drawer of payment apps. Autobooks is betting the bank can win them back by making accounting almost invisible.
David Barone Is Turning Banking Strategy Into a Team Sport
The former Syracuse rower built a career around coordinated motion - first in advertising, then in financial services. At Nymbus, he is making the case that modern banking wins through accountable partnerships, focused growth and technology that can carry its share of the load.
Brian Otte Has Spent 25 Years Learning What Banks Really Buy
Before he led sales and marketing at Jack Henry, Brian Otte audited networks, helped build a security startup, lived in six countries, and learned a durable lesson: in banking technology, service is part of the product.
Glenn Bolstad Is Making Banking Software Feel Less Like Banking Software
After decades inside banks and technology companies, Glenn Bolstad arrived at a stubborn idea: the best digital banking system should make more room for judgment, relationships and service - not less.
Ron Daly Put a Bank Vault Inside the Browser
After 20 years as a financial-institution CFO, Ron Daly found his second act in an unglamorous corner of fintech: the sensitive document nobody should send by email.
The Eight-Week Loan That Became Matthew Covi's Five-Year Fintech Build
A clumsy calculator started the idea. An eight-week home-equity loan sharpened it. Matthew Covi spent five years turning those irritations into Chimney - and then into an acquisition by Array.
Bhavna Wadhwa Is Making Banking Technology Speak Human
The former engineer and longtime transformation consultant has built a marketing practice around a deceptively hard task: turning the machinery behind banking into a story about trust, relevance, and proof.
RBC Moved 780,000 Customers in One Weekend - Here’s the $1.4 Billion Playbook Banks Usually Hide
RBC’s biggest technology conversion moved more than 780,000 HSBC Canada clients onto its systems in a single weekend. The bank’s real product is not an account or an app - it is the operating system that connects them all, at enormous cost and with very little room for error.
The Company That Keeps the World's Cash Machines Alive
Spun out of NCR in 2023, NCR Atleos turned the humble cash machine into a subscription business - and now Brink's wants to buy the whole thing for $6.6 billion.
Coforge
The former NIIT Technologies spent years learning the machinery of airlines, banks and insurers. Now, with 45,000-plus people and an expanding stack of AI platforms, Coforge is trying to turn that institutional memory into software that can act.
BETA DATA
The Shanghai wealthtech firm arming banks with AI advisory workbenches - now expanding across Asia from Singapore and Hong Kong.
SettleMint
SettleMint is a Belgium-founded blockchain-platform-as-a-service company that helps banks, governments and large enterprises build, deploy and operate blockchain and tokenization applications without assembling infrastructure from scratch. Its Digital Asset Lifecycle Platform combines multi-chain infrastructure, smart-contract tooling, middleware and low-code application kits so teams can move from pilot to production across issuance, compliance, custody, settlement and servicing. Founded in 2016 by Matthew Van Niekerk and Roderik van der Veer, the company serves over 80 customers worldwide and powers national-scale deployments including Saudi Arabia's real-estate registration blockchain.
Ioan Iacob
Ioan Iacob is the founder and CEO of FlowX.AI, an AI-native platform that helps large banks and insurers modernize mission-critical software in weeks instead of years. A Romanian engineer and repeat entrepreneur, he earned a computer science degree from Politehnica University of Bucharest, worked at companies including Adobe and IBM, and co-founded the tech services firm Qualitance before launching FlowX.AI in 2021. In 2023 the company raised a $35 million Series A led by Dawn Capital, at the time reported as the largest enterprise-software Series A in Europe in two years. His pitch is blunt: bring real innovation to the enterprise software that quietly runs the world.
Joe Welu
Joe Welu is the founder and CEO of Total Expert, a Minnesota-based fintech company that built the first customer engagement platform purpose-built for banks, credit unions, and mortgage lenders. He started the company in 2012 from the basement of a real estate office, hiring his first programmers off Craigslist, after a decade running one of the top-selling real estate teams in the U.S. Today Total Expert serves more than 200 financial institutions, including 15 of the top 25 U.S. banks and lenders, and its software touches roughly a quarter of U.S. mortgage production.
Julián Colombo
Julián Colombo is the founder and CEO of N5 Now, a multinational technology company that builds AI-driven software for banks, insurers and financial firms. After 20 years inside Banco Santander - ending as Global Managing Director of CRM and Business Intelligence in Madrid - he left in 2017 to start N5 with a USD 100 idea. Today N5 works across 18 countries with clients including Santander, Mastercard and Itaú, and in February 2025 raised a USD 20 million Series A to accelerate its banking AI products. An economist and journalist by training, and a former member of Argentina's parliament, Colombo is a frequent voice on how AI will reshape finance over the next decade.
Pinwheel
Pinwheel is a New York-based fintech that builds the payroll-data and income connectivity layer behind a fairer financial system. Its APIs and embedded tools let banks, credit unions, and fintechs offer one-click direct deposit switching, income and employment verification, and bill management - helping institutions win and keep 'primacy' (becoming the account where a customer's paycheck lands). Pinwheel is one of the few players in the space operating as an FCRA-compliant Consumer Reporting Agency, and it connects to roughly 1,800+ payroll and HR platforms covering nearly all U.S. workers.
Jaimeson Rice
Jaimeson Rice is the CEO of Pinwheel, the New York fintech that has positioned itself as the income layer for financial services, connecting banks and fintechs to over 1,500 payroll platforms covering nearly 80% of U.S. paychecks. He stepped into the top job in July 2025 after three years as the company's CFO and chief of staff, succeeding co-founder Kurtis Lin. A Princeton engineer and Harvard MBA who passed through Goldman Sachs and Bain before founding his own SaaS CRM startup, Vlaris, Rice is now steering Pinwheel through marquee wins with KeyBank, Robinhood, DoorDash, and MoneyLion and the launch of its Switch Kit and Bill Navigator products.
Tom Davis
Tom Davis is a General Partner at Canapi Ventures, a fintech-focused venture capital firm with over $1.29B in total funding. Based in San Francisco, he leads the firm's West Coast operations and sits on its investment committee, focusing on early- to growth-stage investments in financial technology and B2B software. With nearly two decades spanning Morgan Stanley investment banking, General Atlantic, and Centana Growth Partners, Davis brings rare fluency across the capital stack - from traditional banking relationships to cutting-edge fintech infrastructure. He joined Canapi in November 2023 to open their first San Francisco office, signaling the firm's push deeper into Silicon Valley's fintech ecosystem.
Larry Katz
Larry Katz is CEO and President of MeridianLink, a leading SaaS platform for digital lending and account opening used by banks and credit unions across the United States. A Harvard MBA and Yale graduate, Katz spent 15 years at JPMorgan Chase before leading finance and operations at Genesys and StubHub, then pivoting to private equity advisory before joining MeridianLink as CFO in 2024. Within 18 months he rose to President and then CEO, steering the company through a $2 billion acquisition by Centerbridge Partners in October 2025 and launching an AI-powered lending agent called Millie. His platform ethos — 'Lending Made Human' — sits at the intersection of algorithmic decisioning and community financial relationships.
Mike Sha
Mike Sha is the CEO and co-founder of Tandems (formerly SigFig), a San Francisco-based fintech company that builds AI-native software for financial institutions. Starting as a contributor to Amazon Prime's invention and the Amazon Visa Card launch, Sha co-founded Wikinvest in 2006 with Parker Conrad, which evolved into SigFig and then Tandems - now powering over $60 billion in assets across 2 million client accounts at firms like Wells Fargo, UBS, Scotiabank, Citizens Financial, and New York Life.