Hapi is a Peruvian-founded, YC-backed fintech that lets people across Latin America invest in U.S. stocks, ETFs and cryptocurrencies from their phones - with zero commissions, no minimums and an account you can open in about five minutes. Built to knock down the high fees and paperwork that historically kept Latin Americans out of the U.S. markets, Hapi has grown from 10,000 users in 2022 to a reported 500,000-plus clients across roughly 20 countries.
Alpaca is a developer-first brokerage infrastructure company providing APIs and a self-clearing custody platform that lets fintechs, banks and trading apps embed access to US stocks, options, crypto and fixed income for customers in 40+ countries. Often called the AWS of finance, it powers more than 300 financial institutions and millions of brokerage accounts globally.