A payment can look perfectly respectable and still be wrong. The message has arrived. The fields contain data. Somewhere inside the exchange, however, a rule has been misunderstood. This is the sort of problem Primesoft has chosen to make a product out of: giving financial software somewhere to make mistakes before those mistakes involve customers.
- The product: PAYAPT simulates payment interactions and automates testing.
- The people: Primesoft also develops software, builds delivery teams, and recruits staff.
- The useful idea: buy testing expertise alongside the testing tool.
PAYAPT is the revealing part of a wider company. Founded in 1995, Primesoft works across enterprise technology, financial services, life sciences, and streaming media. Its proposition runs from finding a specialist to building an application and keeping it operational. The interesting question is how all those activities fit together.
The bank gets a dress rehearsal
Start with PAYAPT’s FedNow simulator. It is a cloud subscription service that receives requests and sends responses according to the FedNow ISO 20022 messaging standard. A bank can use the environment to test software it has bought or built. A fintech can check its payment product during development. The point is to practice the exchange without depending on a live payment.
Primesoft announced its FedNow regression-testing platform on May 16, 2023. Regression testing asks a wonderfully unglamorous question: after we changed the software, does the stuff that used to work still work? PAYAPT packages a test library, automation, and simulated participants around that question.
PAYAPT’s published FedNow library. A measure of coverage offered, rather than a guarantee of a flawless launch.
The company describes four stages: internal message testing, testing against its simulator, testing with the FedNow sandbox, and certification testing with FedNow. That order matters. Rehearsal belongs upstream of certification. Primesoft appears in the FedNow Service Provider Showcase; the listing expressly carries no Federal Reserve endorsement.
- 01Test internallyCheck your messages
- 02Use the simulatorRehearse interactions
- 03Enter the sandboxTest with FedNow
- 04Run certificationTest with FedNow
Ten months behind a successful test
The customer example gives this machinery a human scale. In a testimonial published by PAYAPT, Infinant founder and CEO Riaz Syed describes working with the team over ten months. He says it adapted the platform to Infinant’s test cases, helped validate the payment flow, and provided troubleshooting support. Infinant successfully completed FedNow certification.
“...understand our test cases and tailor the platform to our needs.”
Riaz Syed, founder & CEO, Infinant
In PAYAPT’s published customer testimonial
Infinant’s account makes the relationship sound less like downloading a utility and more like adding a testing department. PAYAPT’s services page makes that option explicit: its specialists can advise on test strategy, extend the library, or take on testing tasks. The platform and the people can be bought into the same problem.
A separate Primesoft account of an unnamed ISO 20022 migration describes correcting XML tags and values, helping generate inbound-message responses, and working in the Fed sandbox. These are specific, fiddly interventions. The company’s description suggests that a tool becomes more useful when someone can explain the payment flow it represents.
The agency has a product habit
Primesoft also offers an ISO 20022 converter. It validates and transforms legacy messages, enriches them with reference data, and routes them onward; incoming messages take the reverse path. The appeal is incremental modernization. An institution can introduce a translation layer while continuing to operate its existing core systems.
That does not make Primesoft the only payment-testing option. Iliad Solutions, for example, offers FedNow simulation through its t3 platform. A buyer’s comparison should turn on supported scenarios, integration effort, and the help available when a test fails. Primesoft’s distinctive combination is a specialist product backed by a broader engineering and delivery business.
Its product work extends beyond payments. Primesoft describes ez-CTMS as software for contract research organizations and pharmaceutical companies managing clinical trials. Its portfolio also lists Securra, a SaaS clinical-trial management project, alongside a remittance application, an education platform, and a beauty-commerce service. The portfolio shows range; it does not establish adoption numbers.
The team is part of the machinery
Look at the delivery assignments. For Quickplay, Primesoft lists Golang and React development, automated testing, media processing, and operations support. For ACI Worldwide, it describes a payments-testing center of excellence. Ejada’s work covers application support and integration technologies. Alpha Clinical Systems receives independent verification, validation, and automated testing.
These assignments explain why recruitment sits beside product engineering. A client may need an application, an embedded team, or one permanent employee. Primesoft offers direct hiring, contract staffing, contract-to-hire, and executive search, plus dedicated offshore delivery arrangements. Its managed-technology work covers legacy applications, cloud enablement, independent testing, and data engineering.
There is a practical distinction between those purchases. A placement fills a role; a delivery engagement assembles people around continuing work. Primesoft says its experts can join a client’s team as demand expands or contracts. Its staffing offer includes a dedicated account manager and placement guarantees. The buyer therefore has to decide what responsibility it wants to retain: directing an individual, managing a shared team, or commissioning a defined piece of work.
The same question continues after launch. Primesoft advertises production support covering upgrades, DevOps, security, and testing. Its IT-management practice includes supporting legacy applications under service-level agreements. For a company with an existing system, that continuity can matter as much as the next feature.
Leadership fits that mix. Gandham’s background includes Covansys and TCS; Kolisetty previously led AIG’s South Asia arm. The company’s stated working principles emphasize transparency, technical standards, and balancing speed with quality. Those are management commitments, rather than proof of employee experience, but they describe the bargain a delivery client is being offered.
Buy the rehearsal, keep the judgment
The business model combines paid engineering and support engagements, staffing contracts and placements, and PAYAPT’s subscription simulator. Primesoft also identifies itself as an Odoo implementation partner and a Google Cloud partner. Its market position is easiest to understand as an engineering supplier with domain-specific products, serving organizations that need both software and capacity.
A buyer can copy the useful sequence: define the message flow, rehearse it, investigate failures, then approach certification. The fit depends on the institution’s actual interfaces and rules. A simulator cannot supply missing business requirements; a translation layer cannot settle every decision about legacy data. Primesoft’s proposition is strongest where a team needs hands-on help making those decisions executable. The satisfying result is modest: the payment does what everyone thought it would.