Hapi is a Peruvian-founded, YC-backed fintech that lets people across Latin America invest in U.S. stocks, ETFs and cryptocurrencies from their phones - with zero commissions, no minimums and an account you can open in about five minutes. Built to knock down the high fees and paperwork that historically kept Latin Americans out of the U.S. markets, Hapi has grown from 10,000 users in 2022 to a reported 500,000-plus clients across roughly 20 countries.
Guillermo Cornejo is the co-founder and CEO of Riders Share, the largest peer-to-peer motorcycle rental platform in the U.S. A Peruvian immigrant who never drove a car before he learned to ride, he crashed a Kawasaki Ninja 250 at 80 mph at age 23 and walked away with a hand full of pins and an obsession. After years analyzing high-risk auto loans at Nissan, GM and Hyundai, he built a marketplace that lets motorcycle owners rent out idle bikes to vetted riders, using credit and driving data to price crash risk. He started it during a full-scholarship MBA at UCLA Anderson, moved the company to Austin, and grew it to thousands of listings and hundreds of thousands of registered riders.
Jorge Heraud is a Peruvian-born engineer and serial agtech founder who co-founded Blue River Technology — sold to John Deere for $305 million in 2017 — and is now CEO of TerraBlaster, a Redwood City startup using NASA-pioneered laser spectroscopy to give farmers real-time soil nutrient data, aiming to cut fertilizer waste and transform how agriculture feeds the world.
Dennis Chang is the co-founder and CEO of RoadFlex, a Visa fuel and expense card built for the unglamorous fleets that keep America moving - HVAC vans, landscaping trucks, delivery rigs. A Taiwanese-Peruvian who grew up in Lima and trades in three languages, he studied materials science and management engineering at Stanford, consulted at McKinsey, co-founded an AI grid-inspection startup, and spent years as a venture investor before deciding the most interesting problem in fintech was hiding at the gas pump: fuel fraud. RoadFlex pairs real-time transaction controls and telematics validation to stop a driver from filling a personal pickup on the company dime.

Dusko Kelez is the Peruvian founder and CEO of Hapi App (YC W21), a San Francisco-based fintech that lets anyone in Latin America invest in U.S. stocks and crypto with no broker commissions and no minimums. After leading operations at Grin Scooters across seven countries and noticing that Latin Americans had no easy way to access global markets, he co-founded Hapi in 2020 with engineers Piero Sifuentes and Billy Caballero. Today the platform serves over 500,000 users in 20 countries, has raised $4.3M from Y Combinator and leading investors, and is celebrating milestones on the NASDAQ tower in Times Square.

Tony Cueva Bravo is a Venture Partner at Hustle Fund, angel investor, and the founder of Emerging Fintech - a weekly newsletter and podcast covering frontier fintech across Latin America, Asia, and Africa. A Peruvian-born engineer who earned his MS in Biomedical Engineering from the University of Michigan, Tony has lived and worked across three continents, driven 50% MoM growth at Rebill (the Stripe of LatAm), won dual startup competitions in Peru and Chile, and built a reputation as one of the sharpest fintech voices in emerging markets. He invests at the pre-seed stage and serves as a fractional operator for early-stage founders who need a thought partner to unlock growth bottlenecks.