Dennis Chang is the co-founder and CEO of RoadFlex, a Visa fuel and expense card built for the unglamorous fleets that keep America moving - HVAC vans, landscaping trucks, delivery rigs. A Taiwanese-Peruvian who grew up in Lima and trades in three languages, he studied materials science and management engineering at Stanford, consulted at McKinsey, co-founded an AI grid-inspection startup, and spent years as a venture investor before deciding the most interesting problem in fintech was hiding at the gas pump: fuel fraud. RoadFlex pairs real-time transaction controls and telematics validation to stop a driver from filling a personal pickup on the company dime.
Dusko Kelez is the Peruvian founder and CEO of Hapi App (YC W21), a San Francisco-based fintech that lets anyone in Latin America invest in U.S. stocks and crypto with no broker commissions and no minimums. After leading operations at Grin Scooters across seven countries and noticing that Latin Americans had no easy way to access global markets, he co-founded Hapi in 2020 with engineers Piero Sifuentes and Billy Caballero. Today the platform serves over 500,000 users in 20 countries, has raised $4.3M from Y Combinator and leading investors, and is celebrating milestones on the NASDAQ tower in Times Square.
Tony Cueva Bravo is a Venture Partner at Hustle Fund, angel investor, and the founder of Emerging Fintech - a weekly newsletter and podcast covering frontier fintech across Latin America, Asia, and Africa. A Peruvian-born engineer who earned his MS in Biomedical Engineering from the University of Michigan, Tony has lived and worked across three continents, driven 50% MoM growth at Rebill (the Stripe of LatAm), won dual startup competitions in Peru and Chile, and built a reputation as one of the sharpest fintech voices in emerging markets. He invests at the pre-seed stage and serves as a fractional operator for early-stage founders who need a thought partner to unlock growth bottlenecks.