contractor-payments
(4)
Shor
Shor is a San Francisco fintech (YC S25) that runs international payroll and Employer-of-Record services for startup founders. It pays contractors and full-time employees across 150+ countries by settling on stablecoin rails in the backend while customers transact in ordinary currencies - cutting the intermediary fees that make legacy providers like Deel and Rippling expensive. Setup happens on a single call, payroll runs within a week, and pricing starts at $19/month per contractor and $299/month per EOR employee.
Wallbit
Wallbit is a US-dollar neobank built for global remote workers and freelancers who earn in dollars but live outside the US. Through a single app, users open a US checking account, get an international Visa debit card, invest in US stocks, ETFs and Treasury bonds from as little as $1, and cash out to local currency in about five minutes. Founded in 2022 by four Argentine engineers and backed by Y Combinator (W23), it serves professionals across 20+ countries in Latin America and Europe.
Plane
Plane (formerly Pilot) is a San Francisco-based global payroll, HR, and compliance platform that lets fast-growing companies pay U.S. employees, international employees, and contractors from a single system. Founded in 2017 out of Y Combinator's Winter 2017 batch, Plane runs domestic payroll, hires people abroad through employer-of-record services, and pays contractors in 240+ countries and 130+ currencies - pitching itself as the easiest-to-set-up multi-country payroll tool, with an unusual approach of charging foreign-exchange fees at cost rather than marking them up.
Wingspan
Wingspan is a New York-based payroll and management platform built specifically for the 1099 contractor workforce. It automates the full contractor lifecycle - onboarding, W-9 verification, background checks, same-day payments, tax withholding, and automated 1099 filing - and now ships that stack as an embeddable, white-label API (Wingspan Embed) for HR, HCM, and PEO platforms. The company has processed more than $3 billion in contractor payments and counts Teladoc Health and CRU Group among its customers.