budgeting
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Datarails built a future for finance by refusing to fire Excel
The spreadsheet was never going quietly. Datarails built its business around that fact - and is now betting that the same financial data can feed whatever AI comes next.
Mosaic.tech and the cost of waiting for an answer
Three finance veterans built Mosaic to shorten the journey from scattered data to a decision. Its next chapter, as HiBob’s Bob Finance, puts hiring plans and financial plans in the same conversation.
Lumel wants your budget to live where your data does
The makers of Inforiver turned a Power BI add-on business into a planning partner for Microsoft Fabric. Their bet: finance teams should spend less time moving numbers and more time deciding what those numbers ought to be.
Planful and the Price of Being Late
A budget can be perfectly accurate and arrive too late to matter. Planful sells finance teams a way to shorten the distance between knowing what happened and deciding what to do next.
Prophix wants finance to stop chasing its own numbers
Budgets held together by spreadsheets made Prophix a business. Connecting planning, the financial close, and AI is its bid to win more of the CFO’s working day.
Causal Took the Spreadsheet Apart and Kept the Good Bits
Most finance software asks you to love the spreadsheet or leave it. Causal chose the more interesting option: keep the grid, retire the cell-address archaeology, and let the whole company touch the forecast without breaking it.
Vena Put Guardrails on Excel - and Finance Kept the Keys
Finance teams do not have to quit spreadsheets to gain control of them. Vena wraps the familiar grid in a governed planning platform - a practical compromise whose success depends on the model underneath.
Drivetrain
Drivetrain is an AI-native financial planning and analysis (FP&A) platform that helps CFOs and finance teams at mid-market and enterprise companies plan, forecast, and report with a spreadsheet-like interface. Founded in 2021 by former Google and Elevation Capital operators, it connects to 800+ business systems (ERP, CRM, HRIS, billing, data warehouses) and uses its Drive AI suite - model generation, an AI analyst, anomaly detection, and natural-language data transforms - to turn raw data into live financial models. In 2025 it shipped the first Model Context Protocol (MCP) server for finance, letting teams query permission-controlled financial data through assistants like Claude and ChatGPT.
Albert
Albert is a Los Angeles-based personal finance app that bundles budgeting, banking, automated savings, investing, cash advances and human-plus-AI financial guidance into a single subscription. Founded in 2015 by Yinon Ravid and Andrzej Baraniak, it pairs software automation with real people - its 'Genius' experts - to help everyday Americans manage money, and has grown to serve tens of millions of users while raising roughly $177M, including a $100M Series C.
Banner Technologies
Banner is an enterprise capital expenditure (CapEx) management platform built for commercial real estate owners, operators, and developers. It replaces spreadsheets, email threads, and disconnected tools with one system that runs the full capital process - budgeting, bidding, bid leveling, cost tracking, invoicing, and lender draws. Banner says customers automate 80%+ of administrative work and save up to 10% on project costs, and the platform manages more than $10 billion in capital expenditure.
Mine
Mine (formerly Fizz) is a New York-based fintech building an AI-powered personal finance platform for young adults. Its flagship product is a credit-building card that works like a debit card - spending is capped by your bank balance, repaid daily via autopay, and reported to the credit bureaus so users build credit history without interest, fees, or the risk of falling into debt. In January 2026 the company rebranded from Fizz to Mine and launched MoneyGPT, an AI money agent that learns a user's habits and goals to deliver spending, saving, and planning advice.
Abacum
Abacum is an AI-native financial planning and analysis (FP&A) platform built for the office of the CFO. Founded in 2020 by former finance operators Julio Martinez and Jorge Lluch, it pulls financial and operational data into one place so finance teams can forecast revenue, model scenarios, plan headcount, automate reports, and trade spreadsheet drudgery for strategic decision-making. Backed by Scale Venture Partners, Atomico, Y Combinator and others, Abacum has raised over $90M and serves hundreds of mid-market companies across 31 countries, including Strava, Aiven, JG Wentworth and Mastercam.
Dave Ramsey
Dave Ramsey is a nationally syndicated radio host, 9x national bestselling author, and founder and CEO of Ramsey Solutions. Reaching over 18 million listeners weekly through The Ramsey Show, he built a personal finance empire from personal bankruptcy into a company generating a record $300 million in 2025. His 7 Baby Steps and debt snowball method have guided millions of Americans toward financial freedom.