Profile Detroit agencies → Pistons partnerships → mortgage marketingOperating note Build the broker's brand and the lender's brand followsCurrent EVP & Chief Marketing Officer, United Wholesale Mortgage

Person / Executive / Operator

Sarah DeCiantis Built a Marketing Agency Inside a Mortgage Machine

Her job is bigger than selling a lender. Inside UWM, Sarah DeCiantis built a 50-person in-house agency around a sharper idea: make thousands of independent brokers better marketers.

The most revealing thing about Sarah DeCiantis's marketing department is that it does not behave like a marketing department. It behaves like a service business tucked inside a lender. Its customers are not only the executives who approve campaigns or the people who see a commercial. They are the independent mortgage brokers who need a better website, a sharper social post, a reason for a borrower to remember them, and several more hours in the day.

That distinction sounds small. It rearranges the work. A conventional corporate team points attention inward: here is our company, our product, our promise. The group DeCiantis built at United Wholesale Mortgage points much of its energy outward: here are tools that let brokers explain themselves, retain clients, and compete with banks whose budgets dwarf their own. UWM still gets a brand. It gets one by giving its partners leverage.

DeCiantis arrived in Pontiac in 2014, carrying a résumé that made more sense for Detroit than for almost anywhere else. She had spent ten years at nationally known advertising agencies, including Doner, Campbell Ewald, and McCann Worldgroup. Then she moved into partnership marketing for Palace Sports & Entertainment and the Detroit Pistons. Agencies taught her the machinery of creative work. Sports taught her that a partnership has to perform in public. Mortgage lending gave her a complicated, unglamorous product and a vast network of small businesses that needed both lessons.

Sarah DeCiantis in a yellow top at the time of her 2017 promotion to chief marketing officer
The 2017 promotion portrait: bright yellow, plain backdrop, and a new brief - turn marketing from a support desk into a growth engine.

The promotion came with an operating thesis

When UWM promoted her from vice president of marketing to chief marketing officer in 2017, the announcement included a useful number: 30 people. DeCiantis had built a team of that size and helped change its role from servicing sales requests to driving growth. The language matters. A support function waits for a ticket. A growth function studies the customer, finds friction, and builds something that can be used again.

UWM now describes her in-house agency as a group of 50 marketing experts. Its scope runs across advertising, public relations, social media, creative work, customer relationship management, and internal and external communications. But headcount is only the visible measurement. The more interesting output is a collection of broker-facing systems: branded materials, consumer education, digital tools, retention prompts, and places where a prospective borrower can find a local expert.

2014Joined UWM as vice president of marketing
2017Promoted to chief marketing officer
50Marketing experts in UWM's in-house agency

Brand 360, for example, was built as a no-cost marketing resource for brokers. FindAMortgageBroker.com put local brokers in front of consumers, including through two years of Super Bowl advertising. In 2024, that site became Mortgage Matchup after in-house research, concept testing, and consumer work. The name changed; the job remained practical: help a person understand the mortgage process and find an independent broker nearby.

The rebrand soon folded neatly into another piece of DeCiantis's biography. The executive who once marketed partnerships for the Pistons helped take Mortgage Matchup into an official relationship with the NBA and WNBA. It was a return to basketball with a different asset on the jersey. The leagues supplied reach. The platform supplied a route from fan awareness to a local broker. Good partnerships are bridges, not billboards.

Marketing moved inside the product

One of the clearest examples is almost comically modest. Memory Maker sits inside UWM's loan origination system and lets a broker select a closing gift, note, or thank-you email while finishing the loan. The earlier version lived on a separate platform. People had to remember to leave one workflow, enter another, and perform a thoughtful act after the urgent work was done. The redesigned version moved the prompt to the moment of closing.

This is marketing as interface design. The company is not merely telling brokers to nurture relationships. It reduces the number of steps between intention and action. A cutting board or welcome mat will not transform a mortgage business. A reliable habit of acknowledging a borrower might. The useful principle is portable: if a behavior matters, place it where the behavior should happen.

It really is the little things that can often create an impression in someone's memory bank.Sarah DeCiantis on Memory Maker

The same logic appears in UConnect and client-retention tools that keep brokers visible when a borrower might refinance or buy again. It also appears in Built-In Rewards, the 2026 program created with Bilt as UWM brought servicing in-house. Borrowers can earn points on on-time digital mortgage payments. Brokers remain present in the payment experience after the closing table has been cleared.

There is a commercial logic beneath the friendliness. Acquisition is expensive. Mortgages are infrequent. Servicing can quietly transfer the relationship from the person who found the borrower to the institution that collects the payment. DeCiantis frames post-close marketing as a way to reinforce the broker's role rather than compete with it. The lender makes its distribution partner more durable, and that partner has another reason to return.

36%

Reported growth in UWM brand recognition over 18 months after campaigns and a redesigned website. The number matters because the work paired broad awareness with broker-facing utility.

A leader who keeps looking backstage

DeCiantis talks about management in similarly operational terms. She has said success depends on whether her team is happy, fulfilled, and growing. She also describes herself as willing to stay in the weeds, meeting with clients to understand their goals and help them develop a social presence or a content habit. Neither idea is novel. Together, they create a demanding job description: stay close enough to see the details without becoming the person who has to own every detail.

Before the fifth UWM LIVE event in 2026, she thanked the production team before showtime. Her list was revealing: early mornings, late nights, pivots, pressure, rehearsals, creative arguments, contingency plans, and thousands of decisions an audience would never notice. The event drew more than 5,000 people, but her post focused on the backstage labor required to make the crowd experience feel inevitable.

That instinct carries over from sports and agency life. A polished performance can make the work disappear. The leader's responsibility is to keep seeing it. Recognition offered before the lights go down is different from the obligatory celebration after a win. It tells a team that judgment and care count even before the outcome is known.

The best piece of advice I've ever received is to be kind 100% of the time.Sarah DeCiantis on leadership

Her plainest leadership maxim is kindness. She pairs it with ambition rather than using it as a substitute. Publicly, she talks about pushing for more, taking new challenges, and hitting goals, then returns to the condition of the people doing the work. Kindness in this formulation is not a perk. It is the rule governing how pressure gets transmitted.

A Detroit career, assembled in layers

DeCiantis earned her bachelor's degree from Wayne State University and built her career around Metro Detroit. The agency chapter connected her to national brands. The Pistons chapter taught her to turn sponsorships into experiences. The UWM chapter joined creative work to financial infrastructure. It is a local career with increasingly large surfaces.

  • 10 yearsAccount and advertising work at agencies including Doner, Campbell Ewald, and McCann Worldgroup.
  • SportsPartnership marketing for Palace Sports & Entertainment and the Detroit Pistons.
  • 2014Joined UWM as vice president of marketing.
  • 2017Became chief marketing officer after building a 30-person team.
  • 2024Helped launch the Mortgage Matchup identity and NBA/WNBA partnership.
  • 2026Marked 12 years at UWM as post-close rewards and the fifth UWM LIVE moved into view.

The awards accumulated along the way: National Mortgage Professional's 40 Under 40, Mortgage Professional America's Hot 100, Crain's Detroit Business 40 Under 40, and HousingWire recognition as a Rising Star, Woman of Influence, Vanguard, and Marketing Leader. Awards are a tidy way to summarize a career. Her systems reveal more. A no-cost creative platform tells us what she thinks marketing should produce. A closing-screen thank-you prompt tells us how she thinks habits form. A broker finder advertised during the Super Bowl tells us who she wants the audience to remember.

Her writing on social media offers another clue. She has encouraged short-form video and keyword-rich captions, while warning marketers to fact-check computer-generated material and add their own voice. The position is pragmatic: use the efficiency, keep the judgment. Authenticity is less a visual style than evidence that a person remained in the loop.

The work is a distribution strategy

UWM is a wholesale lender. It reaches borrowers through independent brokers rather than a retail branch on every corner. That makes DeCiantis's marketing model more than a collection of creative choices. It is distribution strategy. Every broker whose site looks clearer, follow-up gets easier, or local reputation becomes stronger is a better route to market.

This explains the recurring shape of her projects. Mortgage Matchup creates discovery. Brand tools create presentation. Memory Maker creates a closing moment. Retention systems and rewards extend the relationship. UWM LIVE gathers the network in one place. The apparent sprawl is a sequence: find, trust, close, remember, return.

The approach offers a useful question for any business that sells through partners. What capability could you give them that improves their own business and makes your relationship harder to replace? Training may do it. Software may do it. Better data, content, or workflow may do it. The answer need not carry your logo in twelve places. It needs to make the partner more effective.

In 2017, newly promoted, DeCiantis said she looked forward to taking the company to the next level. Nearly a decade later, the more specific achievement is visible. She helped turn marketing into something a broker can operate. The creative department still makes campaigns. It also makes the customer more capable. That is a quieter kind of brand building, and it compounds every time somebody else looks good.

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