y-combinator-w22

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Legend
Shamoon Tariq Is Turning Pakistan’s Mattress Money Into a Market
Founder · Investor · Operator

Shamoon Tariq Is Turning Pakistan’s Mattress Money Into a Market

After years investing across frontier markets from Sweden, Muhammad Shamoon Tariq returned to a harder brief: make regulated saving ordinary in Pakistan. Mahaana’s digital accounts, Islamic funds and retirement platform are his attempt to replace paperwork and inertia with a habit.

muhammad-shamoon-tariq · mahaanaRead →
Legend
Juan Diego Galvez Is Building the Financial Plumbing Nobody Sees
Founder · Executive · Operator

Juan Diego Galvez Is Building the Financial Plumbing Nobody Sees

Raised around banking but drawn to technology, the PayCaddy co-founder chose Panama as both headquarters and proving ground. His wager is simple: make the difficult machinery of cards, wallets and compliance feel almost ordinary.

juan-diego-galvez · paycaddyRead →
Legend
Omar López Tronco Is Teaching Insurance to Notice How People Actually Move
Founder · Executive · Operator

Omar López Tronco Is Teaching Insurance to Notice How People Actually Move

The Clupp founder spent a decade measuring risk before rebuilding mobility insurance around a phone, an odometer and a deceptively simple question: what if the policy adapted to the customer?

omar-lopez-tronco · cluppRead →
Legend
Ammar Roslizar Built the Software His Travel Company Needed
Founder · Executive · Operator

Ammar Roslizar Built the Software His Travel Company Needed

A halal-tourism operator found his next company hiding in years of WhatsApp orders. Ammar Roslizar's path from ARBA Travel to Yezza is a study in building from the work already on the desk.

ammar-roslizar · yezzaRead →
Legend
He Spent a Decade Installing Turbines. Then He Tried to Make Venezuelan Commerce Click.
Founder · Engineer · Executive

He Spent a Decade Installing Turbines. Then He Tried to Make Venezuelan Commerce Click.

Alejandro Flores-Hernández took a field engineer’s appetite for systems into Maracaibo’s messy mix of payments, delivery and online shopping. QUIK is his attempt to make the whole machine run from one tap.

alejandro-flores-hernandez · quikRead →
Legend
Nick Ramsay Wants Your Next Phone to Have a Second Life
Founder · Executive · Operator

Nick Ramsay Wants Your Next Phone to Have a Second Life

The Circular founder is betting that access can beat ownership - and that a phone passed from one careful user to the next can become a better business, not merely a greener one.

nick-ramsay · nicolas-ramsayRead →
Legend
Emiliano Musalem Learned to Read the Shop Before Writing the Loan
Founder · Operator · Executive

Emiliano Musalem Learned to Read the Shop Before Writing the Loan

A backpacking business graduate, an analytics dashboard and a recurring inventory problem led to Creizer. Now Musalem is trying to make credit move at the rhythm of an online shop's sales.

emiliano-musalem · creizerRead →
Legend
Barsi Luna Put the Airport Ride on the Itinerary
Founder · Executive · Operator

Barsi Luna Put the Airport Ride on the Itinerary

The Cancun founder spent years watching a polished travel industry fumble its final mile. His answer was an operations company dressed as an API - built for the local transport businesses global booking sites could not easily reach.

barsi-luna · shuttle-centralRead →