super-app
(12)
The Qatari Delivery App That Turned a Business-School Project Into a Billion-Riyal Exit
A university idea from HEC Paris became Qatar's first billion-riyal tech exit. Here is how Snoonu built a delivery machine that food, groceries and everything else now runs through.
Kasta Put a Bank Card Inside the Shopping Cart
Ukraine's veteran discount marketplace is making a calculated bet: that delivery, cashback and credit belong in the same app as the dress, drill or detergent you came to buy.
Chari
Chari is a Moroccan B2B e-commerce and fintech company that turned the country's corner grocery stores into digital customers. Through one app, the traditional shopkeepers who form the backbone of North African retail can order fast-moving consumer goods and get them delivered in under 24 hours, keep their customer credit ledgers, accept card payments, pay bills, and tap embedded financial services. Founded in 2020 by Ismael Belkhayat and Sophia Alj, Chari was the first Moroccan startup admitted to Y Combinator (S21). In October 2025 it raised a $12M Series A - the largest in Morocco's history - and became the first VC-backed Moroccan company to win a payment institution license from the central bank, the foundation for its Banking-as-a-Service platform.
Coco Wallet
Coco Wallet (YC S19) is a global dollar account powered by stablecoins. Founded by Venezuelan entrepreneur Kevin Charles and his co-founders, it lets Latin American migrants and their families send, spend, save, and earn in digital dollars from a mobile app - combining the simplicity of a neobank like Nubank or Revolut with the freedom of self-custodial Web3, so people can access stable, borderless money without a traditional bank.
Halodoc
Halodoc is a Jakarta-based digital health platform that lets Indonesians consult licensed doctors, order medicine for home delivery, book lab tests and appointments, and buy insurance from a single mobile app. Founded in 2016 by Jonathan Sudharta and Doddy Lukito, it connects more than 20 million monthly active users with over 20,000 doctors, 4,000+ pharmacies and 1,400+ hospitals, and has raised roughly US$258 million led by Indonesian conglomerate Astra, Temasek and Novo Holdings.
MNT-Halan
MNT-Halan is an Egyptian fintech that digitally banks the unbanked and underbanked across emerging markets. Founded by Mounir Nakhla, it combines microfinance, consumer and business lending, buy-now-pay-later, mobile wallets, payments and an FMCG/appliance e-commerce marketplace into a single app, all powered by its proprietary Neuron core-banking technology. It became Egypt's first fintech unicorn in 2023 and now operates across Egypt, Turkey, Pakistan and the UAE, having disbursed billions of dollars in loans to millions of customers.
Yango
Yango is a Dubai-headquartered technology company that started as a ride-hailing brand from the Yandex Taxi team in 2018 and has grown into a global everyday-services ecosystem. Operating in more than 30 countries across Africa, the Middle East, South Asia, Europe, and Latin America, Yango bundles mobility, food and grocery delivery, mapping, fintech, advertising, entertainment, and AI into locally adapted apps. Rather than owning fleets, it partners with local taxi companies and businesses, using a 'hyperlocal' playbook to tailor each product to regional cultures, currencies, and infrastructure.
Art Agrawal
Art Agrawal (full name Abhas 'Art' Agrawal) is a serial entrepreneur and Co-Founder & CEO of Jerry (jerry.ai), an AI-powered car ownership super app based in Palo Alto, California. A TechCrunch Disrupt 2012 winner with his prior startup YourMechanic, Art has spent over a decade attacking the friction-laden world of car ownership - from on-demand repairs to insurance comparison and auto loan refinancing. Jerry has raised $330M+, reached profitability in 2024, and serves over 4 million customers, saving them an average of $800/year on car insurance.
Hussein Fazal
Hussein Fazal is the Co-Founder and CEO of Super.com, a financial super app serving everyday Americans with savings, credit building, travel bookings, and cashback rewards. Previously, he co-founded AdParlor, a Facebook ad optimization platform acquired by AdKnowledge in 2011 after scaling to $100M+ in revenue. At Super.com (formerly SnapTravel), he has grown the platform to 30+ million users and $200M+ ARR, raising over $261M in total venture funding, with backing from Steph Curry, Harley Finkelstein, and institutional investors including iNovia Capital and Lion Capital.
Noureddine Tayebi
Noureddine Tayebi is the founder and CEO of Yassir, North Africa's most valuable tech startup and the leading super app for francophone Africa. Born in Algiers in 1977, he earned a PhD in electrical engineering from Stanford University after completing a master's degree at the University of Illinois Urbana-Champaign. He spent eight years at Intel in Silicon Valley accumulating over 50 patents before founding InSense, a nano-motion sensor startup acquired by Mojo Vision in 2018. In 2017, he co-founded Yassir, which has grown to serve 8 million+ users across 45 cities in six countries, offering ride-hailing, food delivery, grocery delivery, and fintech services. Yassir has raised $193.25 million in total, including a historic $150M Series B led by Mary Meeker's BOND, cementing Tayebi's position as a defining figure in Africa's digital economy.
Yassir
Yassir is the leading super app for French-speaking Africa, bundling ride-hailing, food and grocery delivery, and digital payments into a single platform serving more than eight million users across the Maghreb and beyond. Founded in 2017 by Stanford-trained engineer Noureddine Tayebi and El Mahdi Yettou, the company has raised over $193 million, including a record $150M Series B led by Bond.
Zaid Rahman
Zaid Rahman is the founder and CEO of Flex, an AI-native private bank and finance super app targeting mid-market business owners with $3M-$100M in revenue. A Thiel Fellow who left Columbia University to build companies, he previously founded Volley (an AI knowledge startup backed by JPMorgan and Zuckerberg Ventures) and an EdTech platform that was acquired. Inspired by watching his father's Dubai construction business nearly collapse due to a payment default, he co-founded Flex in 2022 to build the all-in-one financial platform that mid-market owners never had. Flex has raised $490.5M in total funding, reached $3B in annualized TPV, and became the first US fintech to launch a Visa Infinite Business credit card.